Guest guest Posted January 25, 2007 Report Share Posted January 25, 2007 Since we are discussing applying for Social Security Disability, I thought I would toss in the differences between the different types of disability benefits, and the acronyms: SSA - Social Security Administration OASDI - Old Age Survivors Disability Insurance SSDI - Social Security Disability Insurance SSI - Supplemental Security Income SSP - State Supplemental Payment Medicare - The Federal Health Care program for people receiving Old Age or Disability Insurance. Medicaid - The State run Health Care program for Children, Disabled, and people over 65 years of age. ----------------------------- SSA is the Federal Agency that administers the Social Security programs. Disability portions of SSA are determined by State agencies. OASDI - The insurance program we pay into for Social Security benefits. If you look on your pay stub you will see a OASDI deduction and a MEDICARE deduction, these were separated a few years ago. SSDI - The Social Security program for disabled people if they are under their retirement age, including children. There are no income or property limits* on SSDI. SSI - SSI is a supplemental payment that will bring their total income on SSDI up to their State's SSI income level. Your State determines the amount of money in a SSI check and the benefits included with it. Most states you are automatical eligible for medicaid, in some states you also receive some Food Stamp money. Since this is a aid payment there will be income and property* limits. SSP - Not available in all states. Some states will aid people without work history and in other situations. * A property limit is the total value of your cash, bank accounts, value of cars and house, etc. There are hundreds of pages of regulations regarding what does and does not get counted, each state can and does vary. See someone at your local Legal Aid, Welfare Rights or Social Services(not SSA) Office for additional information. Medicare - The Federal program for OASDI recipients medical benefits. Parts A (hospital), B (out patient, doctors visits, etc.) and the new D (pharmacy). Medicaid - The State administered Medical program. To apply for medicaid because of disability and are between the ages of 21 and 65. You will complete a disability evaluation similar to SSA, but usually shorter. There are income and property limits these can vary between states. If you are over 65 or have children under 21 living in the home, you may be eligible to other Medicaid programs. You can apply for Medicaid even if you are working, that is called the working disabled program. If you are on SSDI or SSI, and receive Medicaid, Medicaid will pay for the Part B deduction of Medicare. Most states are using some form of HMO with their Medicaid system, which is an improvement, if you were on Medicaid before and had a hard time finding a doctor. Medicaid can help you fill the gap before you get Medicare. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.