insurance for seniors - local Departments of Aging

[Guest guest]

I think most states have county Departments of Aging that have case

managers or social workers who can walk seniors through insurance

options in their states. Departments of Social SErvices usually

administer medicare/medicaid and should be a reasonably good resource

as well (although it varies widely depending on local resources).

We're lucky in my area - our county dept of aging recently won some

major award. They have a lot of programs and activities and

resources.

> My wife's employer pays for our medical insurance which

pays for my

> Xolair shots. She will retire in a couple years and loose the

> coverage. My employer doesn't offer medical insurance.

>

> I have some questions about this upcoming situation:

>

> 1. If I find a new employer that offers medical insurance, am I

likely

> to have the new insurance company deny Xolair costs as a treatment

for

> a pre-existing condition?

>

> 2. I'll turn 65 in a few years. Will medicare or medigap or

medicare

> drug coverage pay the Xolair costs and what will the copays be?

>

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