Re: insuring refrigerated medicines at home

[Guest guest]

This is excellent advise. I never thought about it until recently I

lost power for five days during an ice storm (some were out for 8

days). I was fortunate because I had a " 5 Day cooler " and ice but it

could have been disastrous, not only the loss of the Xolair but the

money to replace it. I think I will make a call to my insurance company.

On Feb 22, 2008, at 6:59 PM, pyle456 wrote:

> This is for all of us, as I know some of you who have to take Xolair

> at

> the doc's office probably know others who take insulin or some other

> med that has to be refrigerated at who administer it at home:

>

> I don't know why I didn't think of this until this month. My

> homeowner's policy only covers us for loss of items in the fridge up

> to

> $500 if there is an electrical outage or the fridge goes bad. Well,

> that's nothing, and since we have a deductible of $1k, we'd have to

> have a hurricane with some other damage for us to use that. However, I

> get $3,000 of Xolair delivered every month and I cannot afford to

> replace that if my fridge goes out or we lose electricity for several

> days. I called my homeowners agent and he said that it would cost $30-

> 45 a year for me to get a special endorsement to cover refrigerated

> medication. In my neck of the woods that's what's called a " no

> brainer "

>

> Addy

> Group co-owner

>

>

>