hi can little people get insurance?

[Guest guest]

hi i watch the show little people and my cousin is a little person. I

was wondering is it true little people can't get insurance? i felt bad

for the family on tv that has to pay the dr. in cash.

thanks

greta_hottuna@...

[Guest guest]

Greta,

According to federal law, to be declined by any insurance company for any

reason, including pre-existing conditions is illegal, unless you have gone

through a period without health insurance coverage. The Health Insurance

Portability and Accountability Act (HIPPA) and the Consolidated Omnibus Budget

Reconciliation Act (COBRA) continuation coverage was enacted for the protection

of those who fall within discriminatory pre-existing condition clauses. In

other words, if an individual with dwarfism or the parent of a dwarf becomes

unemployed for any reason (including termination) the employer is federally

required to offer continuation of the current health insurance coverage for a

period of 18 to 36 months. New policies (private, group or supplemental) must

be purchased prior to the expiration of COBRA's continuation coverage. Private,

group and supplemental health insurance is indeed 100% obtainable if there is

absolutely no break or discontinuation in coverage. A lapse in coverage is a

dangerous loophole.

Aucott

hi can little people get insurance?

hi i watch the show little people and my cousin is a little person. I

was wondering is it true little people can't get insurance? i felt bad

for the family on tv that has to pay the dr. in cash.

thanks

greta_hottuna@...<mailto:greta_hottuna@...>

[Guest guest]

>

> hi i watch the show little people and my cousin is a little person. I

> was wondering is it true little people can't get insurance? i felt bad

> for the family on tv that has to pay the dr. in cash.

>

> thanks

> greta_hottuna@...

>

I know as an employed LP, I have never had a single problem with

insurance denying me coverage. I also work for a BIG company and that

is part of the agreement the company makes when they sign on with

insurance companies, that they will cover all pre-existing conditions

as well.

I am pretty sure if you are employed, your employer's insurance has no

choice but to cover you.

Chad