Re: Re: Health care reform impact on Xolair users

[Guest guest]

There will be increases....the insurance companies will see to that.  Look at

what the credit card companies did before the restrictions on them set in...they

raised rates and made it harder to get a card and put in place their own

safeguards to keep from losing money when the govt restrictions became law for

them... The insurance companies are going to do what they need to do to stay

alive.  And I am very sure our medicare premiums will also go up!  (We have

private supplemental that covers our prescriptions.)

From: Ol Wheezy <uca79iii@...>

Subject: [ ] Re: Health care reform impact on Xolair users

Date: Tuesday, March 30, 2010, 7:08 AM

 

>

> Doug, I thought I read where the pre-existing condition acceptance only

applies to children in the early part of the program. If so, I would think the

hit on insurance rates wouldn't be to bad, since as a group, children are not

big consumers of medical services.

>

> But on the other hand, I read where insurance companies are to establish

high-risk insurance pools for people with pre-existing conditions in the early

part of the program, and of coarse high-risk translates to high-cost.

>

> IMHO the summary: children will be covered and the hit won't be too bad on

others, but if you're an adult and don't have insurance and have a pre-existing

condition you probably still can't afford insurance. You can dream that you will

get insurance sometime, but won't really learn the bad news until after the Fall

elections.

>

> So right now I can only guess our latest " duck and cover " responses will be

conditioned on the phase-in of features of the bill. I doubt there will be any

air-raid sirens, errr, I mean insurance-raid sirens to warn the public so that's

why I think we have to have our own early-warning system, like these

discussions.

>

> I don't mean to sound negative about this bill. The U.S. health coverage

system has been horribly broken and I think the bill is a first step toward

recovery. But I really doubt it will be anything close to a full recovery ...

just an IV line to give us some hope.

>

Thanks, this makes me feel somewhat better but I am still dreading next year's

increase.

Doug

[Guest guest]

(snip)  So I think the real question is whether we want to pay extra to provide

profits for insurance company executives and shareholders.....

By this logic, i could ask do we want to pay more so that the shareholders and

executives of car companies make a profit or do we want to spend that money on

buying cars for those who can't afford them. In many ways, it's the same thing.

People act like profit is a dirty word.  If the sharholdrs did not expect a

profit, they never would have invested their money.  If the company does not

have the investment they don't have a way to pay claims, hence, no insurance. 

Executives like profit because that is their paycheck.  I hope that my

investments, much of which is insurance companies, earn as much money as they

can so that my returns on investment are maximized. 

Now that I have moved this soundly off-topic, I'll shut up and let others have

the last word.

 Mike McBride

________________________________

From: amram2811 <aramar@...>

Sent: Tue, March 30, 2010 7:25:08 AM

Subject: [ ] Re: Health care reform impact on Xolair users

 

Doug:

I think it is a myth we are not paying for pre-existing conditions excluded

patients now. Now, we pay for the excluded when they wait too long to get care,

show up with the hospital with more expensive illnesses, and taxpayers and

patients reimburse the hospitals who charge more to cover these patients. Under

the proposal, they will be covered, can get care and avoid those more expensive

illnesesses, and they have are required to pitch in and pay.

Health insurance is going up anyway. This year, my new employer insurance costs

me $400 a month for xolair when the prior policy only charged me $100 a month.

That's just for the xolair co-pay, I am not talking about the premiums each

month I have to pay.

So I think the real question is whether we want to pay extra to provide profits

for insurance company executives and shareholders or use that extra money to

cover those without insurance. That is an easy question for me.

And if more people are able to use xolair, perhaps the price will further come

down.

> >

> > I am looking forward to the health care coverage. My ENT told me that even

with my health insurance, it iwll help with my copays. My husband and I have

good income but copays and meds eat a lot of that up. He told me that he has so

many patients with no coverage and now he looks forward to being able to help

them even more. I know a lot of people are not looking at the big pictures and

the entire 2000 page bill has not been read or available for all of us to see

but I am happy for everyone that needs it. Here in Atlanta we have had several

news story about patients with special needs and no help available and now there

is light at the end of the tunnel for them. It may not help everyone but for

those desperatly in need it will be a blessing.

> >

> > Gwendolyn Rafter

> >

>

>

> Now since my insurance has to take people with pre existing conditions, where

is the company going to get the extra funds to pay for those claims?

>

> I am afraid it is going go be my pocket. I am paying 903.00 a month as it is.

If it is upped a lot more, I won't be able to afford it.

>

> The government subsidies to help me pay those premiums won't kick in till

2014.

>

> Doug

> Group founder

>

[Guest guest]

The insurance company profits are not just big they are obscene. And I know I'm

not the only one who has been made to jump through hoops just to get their

insurance company to pay for medical care that is covered by their policy. These

delaying tactics waste a lot of their time effort and money which is not easy on

their ill clients. In addition to the people who now be able to get health

insurance all of us will all benefit from the regulations in this bill.

Meri

From: McBride <mike.dmcbride@...>

Subject: Re: [ ] Re: Health care reform impact on Xolair users

Date: Tuesday, March 30, 2010, 1:18 PM

 

(snip) So I think the real question is whether we want to pay extra to

provide profits for insurance company executives and shareholders. ....

By this logic, i could ask do we want to pay more so that the shareholders and

executives of car companies make a profit or do we want to spend that money on

buying cars for those who can't afford them. In many ways, it's the same thing.

People act like profit is a dirty word. If the sharholdrs did not expect a

profit, they never would have invested their money. If the company does not

have the investment they don't have a way to pay claims, hence, no insurance.

Executives like profit because that is their paycheck. I hope that my

investments, much of which is insurance companies, earn as much money as they

can so that my returns on investment are maximized.

Now that I have moved this soundly off-topic, I'll shut up and let others have

the last word.

Mike McBride

____________ _________ _________ __

From: amram2811 <aramar@...>

Sent: Tue, March 30, 2010 7:25:08 AM

Subject: [ ] Re: Health care reform impact on Xolair users

Doug:

I think it is a myth we are not paying for pre-existing conditions excluded

patients now. Now, we pay for the excluded when they wait too long to get care,

show up with the hospital with more expensive illnesses, and taxpayers and

patients reimburse the hospitals who charge more to cover these patients. Under

the proposal, they will be covered, can get care and avoid those more expensive

illnesesses, and they have are required to pitch in and pay.

Health insurance is going up anyway. This year, my new employer insurance costs

me $400 a month for xolair when the prior policy only charged me $100 a month.

That's just for the xolair co-pay, I am not talking about the premiums each

month I have to pay.

So I think the real question is whether we want to pay extra to provide profits

for insurance company executives and shareholders or use that extra money to

cover those without insurance. That is an easy question for me.

And if more people are able to use xolair, perhaps the price will further come

down.

> >

> > I am looking forward to the health care coverage. My ENT told me that even

with my health insurance, it iwll help with my copays. My husband and I have

good income but copays and meds eat a lot of that up. He told me that he has so

many patients with no coverage and now he looks forward to being able to help

them even more. I know a lot of people are not looking at the big pictures and

the entire 2000 page bill has not been read or available for all of us to see

but I am happy for everyone that needs it. Here in Atlanta we have had several

news story about patients with special needs and no help available and now there

is light at the end of the tunnel for them. It may not help everyone but for

those desperatly in need it will be a blessing.

> >

> > Gwendolyn Rafter

> >

>

>

> Now since my insurance has to take people with pre existing conditions, where

is the company going to get the extra funds to pay for those claims?

>

> I am afraid it is going go be my pocket. I am paying 903.00 a month as it is.

If it is upped a lot more, I won't be able to afford it.

>

> The government subsidies to help me pay those premiums won't kick in till

2014.

>

> Doug

> Group founder

>

[Guest guest]

Amram,

You are misinformed on several key points in your email. I am a Xolair patient

who works for a hospital. First of all, the government does not reimburse the

hospital for those who don t have insurance. By law, hospitals have to treat all

who come to the ER. My employer/hospital pays over $100,000,000 in charity care

without any reimburswement. Also, I have been told that my Xolair copay will

most likely increase with this reform since more will be using it. Also, without

the insurance companies, we would not have access to the medicine. We are

fortunate. I can t even imagine if the government ran healthcare. America is a

capitalistic country and profits to those who run them and the people who take

the risk in owning them (ie shareholders) deserve compensation. If you look at

the market, many of these companies have lost $. It sounds like you want all

without paying anything....socialism. This will not be good for us...just wait

and see. You have people

in Washington making decisions on healthcare who know nothing about healthcare

On Tue Mar 30th, 2010 3:12 PM EDT Ol Wheezy wrote:

>

>

>

>> > >

>> > > I am looking forward to the health care coverage. My ENT told me that

even with my health insurance, it iwll help with my copays. My husband and I

have good income but copays and meds eat a lot of that up. He told me that he

has so many patients with no coverage and now he looks forward to being able to

help them even more. I know a lot of people are not looking at the big pictures

and the entire 2000 page bill has not been read or available for all of us to

see but I am happy for everyone that needs it. Here in Atlanta we have had

several news story about patients with special needs and no help available and

now there is light at the end of the tunnel for them. It may not help everyone

but for those desperatly in need it will be a blessing.

>> > >

>> > > Gwendolyn Rafter

>> > >

>> >

>> >

>> > Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

>> >

>> > I am afraid it is going go be my pocket. I am paying 903.00 a month as it

is. If it is upped a lot more, I won't be able to afford it.

>> >

>> > The government subsidies to help me pay those premiums won't kick in till

2014.

>> >

>> > Doug

>> > Group founder

>> >

>>

>

>

>

>Thanks! I understand a little better now

>

>Doug

>

>

>

>------------------------------------

>

>

[Guest guest]

Congratulations, Mike, you've provided a perfect example of invalid conclusions

drawn from illogical premises. But then, it all depends on whose ox is being

gored.

OP

----- Original Message -----

From: McBride

Sent: Tuesday, March 30, 2010 4:18 PM

Subject: Re: [ ] Re: Health care reform impact on Xolair users

(snip) So I think the real question is whether we want to pay extra to

provide profits for insurance company executives and shareholders.....

By this logic, i could ask do we want to pay more so that the shareholders and

executives of car companies make a profit or do we want to spend that money on

buying cars for those who can't afford them. In many ways, it's the same thing.

People act like profit is a dirty word. If the sharholdrs did not expect a

profit, they never would have invested their money. If the company does not

have the investment they don't have a way to pay claims, hence, no insurance.

Executives like profit because that is their paycheck. I hope that my

investments, much of which is insurance companies, earn as much money as they

can so that my returns on investment are maximized.

Now that I have moved this soundly off-topic, I'll shut up and let others have

the last word.

Mike McBride

________________________________

From: amram2811 <aramar@...>

Sent: Tue, March 30, 2010 7:25:08 AM

Subject: [ ] Re: Health care reform impact on Xolair users

Doug:

I think it is a myth we are not paying for pre-existing conditions excluded

patients now. Now, we pay for the excluded when they wait too long to get care,

show up with the hospital with more expensive illnesses, and taxpayers and

patients reimburse the hospitals who charge more to cover these patients. Under

the proposal, they will be covered, can get care and avoid those more expensive

illnesesses, and they have are required to pitch in and pay.

Health insurance is going up anyway. This year, my new employer insurance

costs me $400 a month for xolair when the prior policy only charged me $100 a

month. That's just for the xolair co-pay, I am not talking about the premiums

each month I have to pay.

So I think the real question is whether we want to pay extra to provide

profits for insurance company executives and shareholders or use that extra

money to cover those without insurance. That is an easy question for me.

And if more people are able to use xolair, perhaps the price will further come

down.

> >

> > I am looking forward to the health care coverage. My ENT told me that even

with my health insurance, it iwll help with my copays. My husband and I have

good income but copays and meds eat a lot of that up. He told me that he has so

many patients with no coverage and now he looks forward to being able to help

them even more. I know a lot of people are not looking at the big pictures and

the entire 2000 page bill has not been read or available for all of us to see

but I am happy for everyone that needs it. Here in Atlanta we have had several

news story about patients with special needs and no help available and now there

is light at the end of the tunnel for them. It may not help everyone but for

those desperatly in need it will be a blessing.

> >

> > Gwendolyn Rafter

> >

>

>

> Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

>

> I am afraid it is going go be my pocket. I am paying 903.00 a month as it

is. If it is upped a lot more, I won't be able to afford it.

>

> The government subsidies to help me pay those premiums won't kick in till

2014.

>

> Doug

> Group founder

>

[Guest guest]

" I can t even imagine if the government ran healthcare " You don't have to

imagine - the federal govt. does run health care - it's called Medicare and it's

more efficient than private insurance in spite of the hospitals and dox screwing

it to a fare thee well. I'm more than satisfied with it - never have had a

problem, and it pays for 100% of my Xolair.

OP

----- Original Message -----

From: mark flash

Sent: Tuesday, March 30, 2010 9:39 PM

Subject: Re: [ ] Re: Health care reform impact on Xolair users

Amram,

You are misinformed on several key points in your email. I am a Xolair patient

who works for a hospital. First of all, the government does not reimburse the

hospital for those who don t have insurance. By law, hospitals have to treat all

who come to the ER. My employer/hospital pays over $100,000,000 in charity care

without any reimburswement. Also, I have been told that my Xolair copay will

most likely increase with this reform since more will be using it. Also, without

the insurance companies, we would not have access to the medicine. We are

fortunate. I can t even imagine if the government ran healthcare. America is a

capitalistic country and profits to those who run them and the people who take

the risk in owning them (ie shareholders) deserve compensation. If you look at

the market, many of these companies have lost $. It sounds like you want all

without paying anything....socialism. This will not be good for us...just wait

and see. You have people

in Washington making decisions on healthcare who know nothing about healthcare

On Tue Mar 30th, 2010 3:12 PM EDT Ol Wheezy wrote:

>

>

>

>> > >

>> > > I am looking forward to the health care coverage. My ENT told me that

even with my health insurance, it iwll help with my copays. My husband and I

have good income but copays and meds eat a lot of that up. He told me that he

has so many patients with no coverage and now he looks forward to being able to

help them even more. I know a lot of people are not looking at the big pictures

and the entire 2000 page bill has not been read or available for all of us to

see but I am happy for everyone that needs it. Here in Atlanta we have had

several news story about patients with special needs and no help available and

now there is light at the end of the tunnel for them. It may not help everyone

but for those desperatly in need it will be a blessing.

>> > >

>> > > Gwendolyn Rafter

>> > >

>> >

>> >

>> > Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

>> >

>> > I am afraid it is going go be my pocket. I am paying 903.00 a month as it

is. If it is upped a lot more, I won't be able to afford it.

>> >

>> > The government subsidies to help me pay those premiums won't kick in till

2014.

>> >

>> > Doug

>> > Group founder

>> >

>>

>

>

>

>Thanks! I understand a little better now

>

>Doug

>

>

>

>------------------------------------

>

>

[Guest guest]

Terry,

You are indeed fortunate to have Medicare pay all your medical expenses. Who do

you think pays into Medicare? Also, who s going to pay for the extra 32M

unfortunates entering the system. And, who is going to take care of the

additional workload. Doctors work long hours, pay huge insurance and business

expenses. The insurance companies have to charge big premiums because so many

deadbeats sue. No wonder so many are leaving the field. You seem to think they

live glorious lives...I work with them..they don t. One thing, though, they care

deeply about patients and give quality care. We are fortunate.

On Tue Mar 30th, 2010 10:47 PM EDT Terry wrote:

> " I can t even imagine if the government ran healthcare " You don't have to

imagine - the federal govt. does run health care - it's called Medicare and it's

more efficient than private insurance in spite of the hospitals and dox screwing

it to a fare thee well. I'm more than satisfied with it - never have had a

problem, and it pays for 100% of my Xolair.

>

>OP

>

> ----- Original Message -----

> From: mark flash

>

> Sent: Tuesday, March 30, 2010 9:39 PM

> Subject: Re: [ ] Re: Health care reform impact on Xolair users

>

>

>

> Amram,

>

> You are misinformed on several key points in your email. I am a Xolair

patient who works for a hospital. First of all, the government does not

reimburse the hospital for those who don t have insurance. By law, hospitals

have to treat all who come to the ER. My employer/hospital pays over

$100,000,000 in charity care without any reimburswement. Also, I have been told

that my Xolair copay will most likely increase with this reform since more will

be using it. Also, without the insurance companies, we would not have access to

the medicine. We are fortunate. I can t even imagine if the government ran

healthcare. America is a capitalistic country and profits to those who run them

and the people who take the risk in owning them (ie shareholders) deserve

compensation. If you look at the market, many of these companies have lost $. It

sounds like you want all without paying anything....socialism. This will not be

good for us...just wait and see. You have

people

> in Washington making decisions on healthcare who know nothing about

healthcare

>

> On Tue Mar 30th, 2010 3:12 PM EDT Ol Wheezy wrote:

>

> >

> >

> >

> >> > >

> >> > > I am looking forward to the health care coverage. My ENT told me that

even with my health insurance, it iwll help with my copays. My husband and I

have good income but copays and meds eat a lot of that up. He told me that he

has so many patients with no coverage and now he looks forward to being able to

help them even more. I know a lot of people are not looking at the big pictures

and the entire 2000 page bill has not been read or available for all of us to

see but I am happy for everyone that needs it. Here in Atlanta we have had

several news story about patients with special needs and no help available and

now there is light at the end of the tunnel for them. It may not help everyone

but for those desperatly in need it will be a blessing.

> >> > >

> >> > > Gwendolyn Rafter

> >> > >

> >> >

> >> >

> >> > Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

> >> >

> >> > I am afraid it is going go be my pocket. I am paying 903.00 a month as

it is. If it is upped a lot more, I won't be able to afford it.

> >> >

> >> > The government subsidies to help me pay those premiums won't kick in

till 2014.

> >> >

> >> > Doug

> >> > Group founder

> >> >

> >>

> >

> >

> >

> >Thanks! I understand a little better now

> >

> >Doug

> >

> >

> >

> >------------------------------------

> >

> >

[Guest guest]

Hi there, Mark,

Well, let's see now then there - you sez, " Who do you think pays into Medicare? "

Well, for starters, I did for about 50 years (as FICA I think it was called) and

have no regrets - the system works. Prior to utilizing Medicare, I enjoyed

years of fighting with Anthem BCBS to get thebut m to pay what they were

obligated to pay - and then they didn't pay all of it, but I eventually gave up

a few thousand short - as they knew I probably would.

Then you sez, " You seem to think they live glorious lives " I am amazed at your

ability, faulty though it may be, to read my mind - especially from such a great

distance - assuming you are at a great distance. But for all I know, you may be

as close as in my basement reading my mind - a scary thought inasmuch as I've

lost my mind and I don't have a basement. Perhaps you're out in the pool house

- that's truly a scary place, but it don't have no basement neither.

Then your sophistry leapt to new heights, albeit a bit confusing, when you said,

" The insurance companies have to charge big premiums because so many deadbeats

sue. No wonder so many are leaving the field. " Who's leaving the field - the

insurance companies or the deadbeats? I fear thee has been listening to that

dingbat Palin and those wingnuts at Fox too much.

Well, I must be off to another of our local tea parties - little do they know I

pee in the tea behind the scenes.

Love 'n' kisses, Mark - it's all in good fun.

OP

----- Original Message -----

From: mark flash

Sent: Wednesday, March 31, 2010 11:56 AM

Subject: Re: [ ] Re: Health care reform impact on Xolair users

Terry,

You are indeed fortunate to have Medicare pay all your medical expenses. Who

do you think pays into Medicare? Also, who s going to pay for the extra 32M

unfortunates entering the system. And, who is going to take care of the

additional workload. Doctors work long hours, pay huge insurance and business

expenses. The insurance companies have to charge big premiums because so many

deadbeats sue. No wonder so many are leaving the field. You seem to think they

live glorious lives...I work with them..they don t. One thing, though, they care

deeply about patients and give quality care. We are fortunate.

On Tue Mar 30th, 2010 10:47 PM EDT Terry wrote:

> " I can t even imagine if the government ran healthcare " You don't have to

imagine - the federal govt. does run health care - it's called Medicare and it's

more efficient than private insurance in spite of the hospitals and dox screwing

it to a fare thee well. I'm more than satisfied with it - never have had a

problem, and it pays for 100% of my Xolair.

>

>OP

>

> ----- Original Message -----

> From: mark flash

>

> Sent: Tuesday, March 30, 2010 9:39 PM

> Subject: Re: [ ] Re: Health care reform impact on Xolair users

>

>

>

> Amram,

>

> You are misinformed on several key points in your email. I am a Xolair

patient who works for a hospital. First of all, the government does not

reimburse the hospital for those who don t have insurance. By law, hospitals

have to treat all who come to the ER. My employer/hospital pays over

$100,000,000 in charity care without any reimburswement. Also, I have been told

that my Xolair copay will most likely increase with this reform since more will

be using it. Also, without the insurance companies, we would not have access to

the medicine. We are fortunate. I can t even imagine if the government ran

healthcare. America is a capitalistic country and profits to those who run them

and the people who take the risk in owning them (ie shareholders) deserve

compensation. If you look at the market, many of these companies have lost $. It

sounds like you want all without paying anything....socialism. This will not be

good for us...just wait and see. You have

people

> in Washington making decisions on healthcare who know nothing about

healthcare

>

> On Tue Mar 30th, 2010 3:12 PM EDT Ol Wheezy wrote:

>

> >

> >

> >

> >> >

> >> >

> >> >

> >> > --- In , Gwendolyn Rafter <gwen5052@>

wrote:

> >> > >

> >> > > I am looking forward to the health care coverage. My ENT told me that

even with my health insurance, it iwll help with my copays. My husband and I

have good income but copays and meds eat a lot of that up. He told me that he

has so many patients with no coverage and now he looks forward to being able to

help them even more. I know a lot of people are not looking at the big pictures

and the entire 2000 page bill has not been read or available for all of us to

see but I am happy for everyone that needs it. Here in Atlanta we have had

several news story about patients with special needs and no help available and

now there is light at the end of the tunnel for them. It may not help everyone

but for those desperatly in need it will be a blessing.

> >> > >

> >> > > Gwendolyn Rafter

> >> > >

> >> >

> >> >

> >> > Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

> >> >

> >> > I am afraid it is going go be my pocket. I am paying 903.00 a month as

it is. If it is upped a lot more, I won't be able to afford it.

> >> >

> >> > The government subsidies to help me pay those premiums won't kick in

till 2014.

> >> >

> >> > Doug

> >> > Group founder

> >> >

> >>

> >

> >

> >

> >Thanks! I understand a little better now

> >

> >Doug

> >

> >

> >

> >------------------------------------

> >

> >

[Guest guest]

These discussions would be so much more fruitful if the name calling were

eliminated.  I for one am sorry I said anything on this topic.  Those on one

side of the house are not likely to persuade those n the other side to change. 

One person's villian is another persons hopeful.  I'd love to return to Xolair

as the issue to discuss.  In the mean time, I will gladdly use delete for this

thread.

 Mike McBride

O God do not leave me. I have done nothing good in your sight, but according to

your goodness, let me now make a beginning of good. - Abba Arsenius

________________________________

From: Terry <onabeach@...>

Sent: Wed, March 31, 2010 6:29:19 PM

Subject: Re: [ ] Re: Health care reform impact on Xolair users

 

Hi there, Mark,

Well, let's see now then there - you sez, " Who do you think pays into Medicare? "

Well, for starters, I did for about 50 years (as FICA I think it was called) and

have no regrets - the system works. Prior to utilizing Medicare, I enjoyed years

of fighting with Anthem BCBS to get thebut m to pay what they were obligated to

pay - and then they didn't pay all of it, but I eventually gave up a few

thousand short - as they knew I probably would.

Then you sez, " You seem to think they live glorious lives " I am amazed at your

ability, faulty though it may be, to read my mind - especially from such a great

distance - assuming you are at a great distance. But for all I know, you may be

as close as in my basement reading my mind - a scary thought inasmuch as I've

lost my mind and I don't have a basement. Perhaps you're out in the pool house -

that's truly a scary place, but it don't have no basement neither.

Then your sophistry leapt to new heights, albeit a bit confusing, when you said,

" The insurance companies have to charge big premiums because so many deadbeats

sue. No wonder so many are leaving the field. " Who's leaving the field - the

insurance companies or the deadbeats? I fear thee has been listening to that

dingbat Palin and those wingnuts at Fox too much.

Well, I must be off to another of our local tea parties - little do they know I

pee in the tea behind the scenes.

Love 'n' kisses, Mark - it's all in good fun.

OP

----- Original Message -----

From: mark flash

Sent: Wednesday, March 31, 2010 11:56 AM

Subject: Re: [ ] Re: Health care reform impact on Xolair users

Terry,

You are indeed fortunate to have Medicare pay all your medical expenses. Who do

you think pays into Medicare? Also, who s going to pay for the extra 32M

unfortunates entering the system. And, who is going to take care of the

additional workload. Doctors work long hours, pay huge insurance and business

expenses. The insurance companies have to charge big premiums because so many

deadbeats sue. No wonder so many are leaving the field. You seem to think they

live glorious lives...I work with them..they don t. One thing, though, they care

deeply about patients and give quality care. We are fortunate.

On Tue Mar 30th, 2010 10:47 PM EDT Terry wrote:

> " I can t even imagine if the government ran healthcare " You don't have to

imagine - the federal govt. does run health care - it's called Medicare and it's

more efficient than private insurance in spite of the hospitals and dox screwing

it to a fare thee well. I'm more than satisfied with it - never have had a

problem, and it pays for 100% of my Xolair.

>

>OP

>

> ----- Original Message -----

> From: mark flash

>

> Sent: Tuesday, March 30, 2010 9:39 PM

> Subject: Re: [ ] Re: Health care reform impact on Xolair users

>

>

>

> Amram,

>

> You are misinformed on several key points in your email. I am a Xolair patient

who works for a hospital. First of all, the government does not reimburse the

hospital for those who don t have insurance. By law, hospitals have to treat all

who come to the ER. My employer/hospital pays over $100,000,000 in charity care

without any reimburswement. Also, I have been told that my Xolair copay will

most likely increase with this reform since more will be using it. Also, without

the insurance companies, we would not have access to the medicine. We are

fortunate. I can t even imagine if the government ran healthcare. America is a

capitalistic country and profits to those who run them and the people who take

the risk in owning them (ie shareholders) deserve compensation. If you look at

the market, many of these companies have lost $. It sounds like you want all

without paying anything.... socialism. This will not be good for us...just wait

and see. You have

people

> in Washington making decisions on healthcare who know nothing about healthcare

>

> On Tue Mar 30th, 2010 3:12 PM EDT Ol Wheezy wrote:

>

> >

> >

> >

> >> >

> >> >

> >> >

> >> > --- In , Gwendolyn Rafter <gwen5052@>

wrote:

> >> > >

> >> > > I am looking forward to the health care coverage. My ENT told me that

even with my health insurance, it iwll help with my copays. My husband and I

have good income but copays and meds eat a lot of that up. He told me that he

has so many patients with no coverage and now he looks forward to being able to

help them even more. I know a lot of people are not looking at the big pictures

and the entire 2000 page bill has not been read or available for all of us to

see but I am happy for everyone that needs it. Here in Atlanta we have had

several news story about patients with special needs and no help available and

now there is light at the end of the tunnel for them. It may not help everyone

but for those desperatly in need it will be a blessing.

> >> > >

> >> > > Gwendolyn Rafter

> >> > >

> >> >

> >> >

> >> > Now since my insurance has to take people with pre existing conditions,

where is the company going to get the extra funds to pay for those claims?

> >> >

> >> > I am afraid it is going go be my pocket. I am paying 903.00 a month as it

is. If it is upped a lot more, I won't be able to afford it.

> >> >

> >> > The government subsidies to help me pay those premiums won't kick in till

2014.

> >> >

> >> > Doug

> >> > Group founder

> >> >

> >>

> >

> >

> >

> >Thanks! I understand a little better now

> >

> >Doug

> >

> >

> >

> >----------- --------- --------- -------

> >

> >