Guest guest Posted March 29, 2011 Report Share Posted March 29, 2011 Bill how are you doing with all the hassles you have had... anything resolved yet? mary -- Re: THR 2/28/11 Hello Angie, I was just wondering how your recovery is coming along.. looks like it has been 1 month since the operation.. So how are you doing? Bill in Indiana ------------------------------------ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 30, 2011 Report Share Posted March 30, 2011 Bill, You need to go see a labor lawyer and do it soon. I don't know the state laws in your state but I do know in most states your boss just can't cancel your policy like that. And you have the right under cobra to keep your insurance for a certain amount of time but you have to pay the premium. You could also have a case for wrongful termination. Good luck, Jeff ________________________________ From: Bill G. <absofbeer2001@...> Joint Replacement Sent: Wed, March 30, 2011 7:05:06 PM Subject: Re: THR 2/28/11 Hi , Well about the only thing that has been resolved is my Boss of 22 years canceled my Health insurance.. He tried to play it off like he was canceling the whole Groups insurance.. but I talked to a guy from work and he hadn't heard a thing about a cancellation?? Pretty Funny Huh.. I knew my Boss was full of crap when he told me that.. Truth is he is to small of a company ( 6 guys ) and if I had a THR on his insurance his rate would go up... And he wouldn't let me return to work for him anyways, if I had the surgery, I would be to much of a Risk..So he is going to cover his own a$$ and hang me out to dry...22 years down the drain.. I hope he knows paybacks are coming his way.. might be a few years.. but I will never forget this.. I am officially uninsured after March 31st.. I have my certificate that states I have had insurance for the past 18 months.. That way if I get some coverage from Indiana's state program, the waiting period for preexisting conditions will be waived, but I have to do it within 63 days.. I am going to check with a few other places before that time to see if I can get a better rate?? Even through it's a state program, the premiums are still $300 to $500 a month depending upon which deductible you want... I also might check with an Disability lawyer to see if I have a case or not.. My Family doctor says I do.. my OS says he doesn't think so, but that was when I had insurance and he wanted to operate on me..$$$... So I don't know what to do?? Some days I think the CD I had is working and others I can barely walk on it.. Also my right leg is slowly becoming symptomatic.. What a depressing mess... Bill in Indiana > > Bill how are you doing with all the hassles you have had... anything > resolved yet? > > mary > ------------------------------------ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 30, 2011 Report Share Posted March 30, 2011 Hi Bill, Gee what a mess. Something you don't know, right Disability varies by state. I'm in PA and the process was pretty fast actually and not terribly difficult. I just had to go to one of their doctors for an exam and he looked at me, my medical record and said your approved! Again I have no idea how it works in Indiana but if you're thinking of it I would get the ball rolling quickly considering recent political events. Good luck, Jeff ________________________________ From: Bill G. <absofbeer2001@...> Joint Replacement Sent: Wed, March 30, 2011 8:13:53 PM Subject: Re: THR 2/28/11 Jeff, I have looked into COBRA..It states that my former company has to employ 20 or more employees full-time.. Since he doesn't, he is exempt from the Federal Law.. I also have been off work since the middle of November, that is when I had a Core Decompression for AVN of my hip.. So the FMLA won't do me any good.. it is only 12 weeks of medical leave per year... Plus, I have been on unemployment this whole time, so actually I haven't been an employee for him since November, but he has been carrying me on the Group insurance plan since..Thinking the one operation would cure it.. Then I told him I probably need my left hip replaced...Which I thought the time was right for it since the company is slow on work and most everyone from there is laid off anyways... Well that just got the ball rolling for him and he went into self protection mode.. All he was worried about after that was how much his rate would increase.. And how I could never do masonry with a fake hip.. He said I would wear it out to quick.. Said I would get my boot stuck in the mud and go to pull it out and mess up the prosthesis... LOL I had to chuckle.. when he said that, but I can't say to much to him.. He is one of those guys that know ALL and thinks everyone is trying to Sue him for everything he has... Only thing he is right on is that I still have my other leg to worry about.. I have Bilateral AVN... To him that is just another claim against his insurance.. and he will not have it.. So he got rid of me. So I am pretty much on my own.. Just trying to figure out which route to take..I don't know if I can get Disability.. I have other issues with my knees ( Osteochondritis Dissecans ) also some with my lower back that I haven't even had MRI'd yet.. Everyone says that SSDI is a long process and hard to get... Or should I get insurance and have my left hip done.. then hope my other hip,knees and back hold together so I can return to some kind of work... Just a huge mess, Bill in Indiana > > > > Bill how are you doing with all the hassles you have had... anything > > resolved yet? > > > > mary > > > > > > > ------------------------------------ > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 30, 2011 Report Share Posted March 30, 2011 Bill, I have pretty severe back issues. can't go into it right now (having other problems at the moment), will send you a message tomorrow. Jeff ________________________________ From: Bill G. <absofbeer2001@...> Joint Replacement Sent: Wed, March 30, 2011 9:13:03 PM Subject: Re: THR 2/28/11 Jeff, Yes it is, and to think that I was fine just back in Sept. of 2010.. Then woke up one day with horrible groin pain.. What are your issues that you qualified for SSDI for? If you don't mind me asking? Bill in Indiana > > > > > > Bill how are you doing with all the hassles you have had... anything > > > resolved yet? > > > > > > mary > > > > > > > > > > > > > ------------------------------------ > > > > Quote Link to comment Share on other sites More sharing options...
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