Re: Individual health insurance uninsurable

[Guest guest]

I has this happen. blue Croos blue shield denied me

but aetna accepted me

j know I pay a little extra but

it wayyyyyyyy cheaper than cobra

On Jan 11, 2011, at 8:59 PM, " " <woodsyrice@...> wrote:

> Hi Everyone,

>

> I recently left my job where I had group health insurance. I am looking for

individual insurance (in Florida) and have been denied because of the MGB

surgery--I have been told I am ineligible for

> insurance, unless I go into the " high risk " pool. How stupid is that????

>

> I can take COBRA, but its outrageously expensive!

> Has anyone else had this happen? Any suggestions?

>

> Patsy Rice

> 10/20/2004

> 301/147

>

>

[Guest guest]

No, however my group insurance refuses to cover anything that could possibly

be related to the MGB (or any other bariatric procedure) including anemia,

etc. They send me a letter every year reminding me.

On Tue, Jan 11, 2011 at 5:59 PM, <woodsyrice@...> wrote:

> Hi Everyone,

>

> I recently left my job where I had group health insurance. I am looking

> for individual insurance (in Florida) and have been denied because of the

> MGB surgery--I have been told I am ineligible for

> insurance, unless I go into the " high risk " pool. How stupid is that????

>

> I can take COBRA, but its outrageously expensive!

> Has anyone else had this happen? Any suggestions?

>

> Patsy Rice

> 10/20/2004

> 301/147

>

>

>

> ------------------------------------

>

> Visit us at www.clos.net

[Guest guest]

Did you have to disclose your MGb, a surgery that you had almost 7 years ago?

The health questionnaires that I have seen for individual insurance policies

only goes back 5 years. At least here in Washington State they do. Maybe your

state is different. And if you have had no complications due to your mgb in

that time period, how could they deny you? I'd appeal that decision.

Carol

11/2/05

>

> Hi Everyone,

>

> I recently left my job where I had group health insurance. I am looking for

individual insurance (in Florida) and have been denied because of the MGB

surgery--I have been told I am ineligible for

> insurance, unless I go into the " high risk " pool. How stupid is that????

>

> I can take COBRA, but its outrageously expensive!

> Has anyone else had this happen? Any suggestions?

>

> Patsy Rice

> 10/20/2004

> 301/147

>

[Guest guest]

Did you have to disclose your MGb, a surgery that you had almost 7 years ago?

The health questionnaires that I have seen for individual insurance policies

only goes back 5 years. At least here in Washington State they do. Maybe your

state is different. And if you have had no complications due to your mgb in

that time period, how could they deny you? I'd appeal that decision.

Carol

11/2/05

>

> Hi Everyone,

>

> I recently left my job where I had group health insurance. I am looking for

individual insurance (in Florida) and have been denied because of the MGB

surgery--I have been told I am ineligible for

> insurance, unless I go into the " high risk " pool. How stupid is that????

>

> I can take COBRA, but its outrageously expensive!

> Has anyone else had this happen? Any suggestions?

>

> Patsy Rice

> 10/20/2004

> 301/147

>