Re: Rocks

August 27, 2004

> >

> > In a message dated 8/26/2004 8:58:33 AM Eastern Daylight Time,

> > writes:

> >

> > Pepperell Free Press

> >

> > : Lenders do another reversal on mortgage issue

> > By Don sson

> >

> > Wednesday, August 25, 2004 - PEPPERELL -- " I don't know what's going

> > to happen next, " said about the news she received Friday

> > night at 5:45 p.m.. on her cell phone.

> >

> > An attorney for Washington Mutual bank of ville, FL told her

> > the bank is willing to give her family a full deed in lieu of

> > foreclosure. That would effectively wipe a their $225,889 mortgage

> > and $21,502 worth of interest and other charges for the family's

> > unlivable, mold-infested duplex on ee Road off the books.

> >

> > Two weeks prior, had received a letter of foreclosure and

> > demand for immediate payment from attorneys hired by the Federal

> > National Mortgage Association (Fannie Mae). The letter had come on

> > the heels of an even earlier offer from Washington Mutual to excuse

> > the mortgage.

> >

> > The roller-coaster of events is nothing new to , who is doggedly

> > pursuing a lawsuit against two real estate brokers and a home

> > inspector involved in the original sale of the house. She has taken

> > in stride two previous attempts by the bank to auction the house.

> >

> > The most recent attempt was aborted when the auctioneer saw and

> > her husband, Rick, removing their belongings dressed in full HAZMAT

> > clothing before television cameras.

> >

> > She doesn't know the status of the third auction try, which is

> > scheduled for Sept. 8.

> >

> > " Washington said Fannie Mae controls the mortgage and [the

> > foreclosure] was Fannie Mae's decision, " said. " They won't

> > discuss what's going on with Fannie Mae but all of a sudden we got

> > this phone call. Whose on first? I don't know and I don't know what's

> > on second. "

> >

> > Neither the Federal National Mortgage Association nor the Washington

> > Mutual Bank responded to requests for comment.

> >

> > does know a couple of things, however.

> >

> > " In negotiations, if that's what we're doing, I want the property

> > sold as a full tear down. I want to make sure there isn't another

> > family in there, ever, " said.

> >

> > The es had ceased making mortgage payments some months ago when

> > became ill from the pervasive mold that is eating away at the

> > interior of the house. Inch-thick multi-colored mold has eaten away

> > 40 percent of the roof sheathing. Doctors persuaded her to vacate the

> > property, she said, and throw away their possessions.

> >

> > In June, the es presented their plight to the Pepperell Board of

> > Health. They had delayed their appearance because they would have had

> > no place to live if their house was condemned. After townspeople

> > raised money last year for the family to move into an apartment, they

> > met with health officials who said they were powerless because the

> > es no longer live at the property.

> >

> > " We can't go bankrupt because the lawsuit is pending, "

> > said. " The case might be heard three years from now, and even after a

> > case goes to jury, the judge has to rule on it. There's no guarantee

> > how long that will take so that's why I'm doing what I'm doing. "

> >

> > The other thing knows is that her story, with the help of

> > newspaper and television reports, is now a national one. She is

> > coming into increasing contact via e-mail and telephone with mold

> > sufferers from as far away as Dublin, Ireland.

> >

> > She has been selected as a volunteer coordinator for a 50-state

> > lobbying effort for passage of federal mold regulations sponsored by

> > Rep. Conyers Jr. of Michigan.

> >

> > She has also begun working with Mold Relief Inc., which she describes

> > as the " Red Cross of mold relief, " to help fellow sufferers find

> > housing and financial support.

> >

> > Sunday night, for example, she was speaking with a photojournalist

> > from Colorado who has been operating his cell phone and computer from

> > a tent in the woods. Mold has forced him to abandon his home, he

> > reportedly told her, and there isn't enough money to purchase

> > another. She put him in touch with people in California who might

> > help.

> >

> > " I'm working on the humanitarian end of helping displaced families

> > nationwide. It's wonderful and it fills me up, " said. " Sure, we

> > have this lawsuit and so on but you have no idea how long it will go.

> > In the meantime, you can pick up the pieces. "

> >

> > Her husband Rick, meanwhile, is moonlighting delivering furniture for

> > the company that was able to restore some of the couple's antiques in

> > order to pay off the bill.

> >

> > " I'm just a little woman with a big mouth, " she said, " but there are

> > families all over the country with mold problems. There are families

> > out there just trying to get a deal on a home. You have no idea what

> > fight I have.

> >

> > " Look what one person can do, " she said. " Who would have believed

> > that this tragedy could turn into helping people in states I've never

> > even been to. "

> >

August 27, 2004

> >

> > In a message dated 8/26/2004 8:58:33 AM Eastern Daylight Time,

> > writes:

> >

> > Pepperell Free Press

> >

> > : Lenders do another reversal on mortgage issue

> > By Don sson

> >

> > Wednesday, August 25, 2004 - PEPPERELL -- " I don't know what's going

> > to happen next, " said about the news she received Friday

> > night at 5:45 p.m.. on her cell phone.

> >

> > An attorney for Washington Mutual bank of ville, FL told her

> > the bank is willing to give her family a full deed in lieu of

> > foreclosure. That would effectively wipe a their $225,889 mortgage

> > and $21,502 worth of interest and other charges for the family's

> > unlivable, mold-infested duplex on ee Road off the books.

> >

> > Two weeks prior, had received a letter of foreclosure and

> > demand for immediate payment from attorneys hired by the Federal

> > National Mortgage Association (Fannie Mae). The letter had come on

> > the heels of an even earlier offer from Washington Mutual to excuse

> > the mortgage.

> >

> > The roller-coaster of events is nothing new to , who is doggedly

> > pursuing a lawsuit against two real estate brokers and a home

> > inspector involved in the original sale of the house. She has taken

> > in stride two previous attempts by the bank to auction the house.

> >

> > The most recent attempt was aborted when the auctioneer saw and

> > her husband, Rick, removing their belongings dressed in full HAZMAT

> > clothing before television cameras.

> >

> > She doesn't know the status of the third auction try, which is

> > scheduled for Sept. 8.

> >

> > " Washington said Fannie Mae controls the mortgage and [the

> > foreclosure] was Fannie Mae's decision, " said. " They won't

> > discuss what's going on with Fannie Mae but all of a sudden we got

> > this phone call. Whose on first? I don't know and I don't know what's

> > on second. "

> >

> > Neither the Federal National Mortgage Association nor the Washington

> > Mutual Bank responded to requests for comment.

> >

> > does know a couple of things, however.

> >

> > " In negotiations, if that's what we're doing, I want the property

> > sold as a full tear down. I want to make sure there isn't another

> > family in there, ever, " said.

> >

> > The es had ceased making mortgage payments some months ago when

> > became ill from the pervasive mold that is eating away at the

> > interior of the house. Inch-thick multi-colored mold has eaten away

> > 40 percent of the roof sheathing. Doctors persuaded her to vacate the

> > property, she said, and throw away their possessions.

> >

> > In June, the es presented their plight to the Pepperell Board of

> > Health. They had delayed their appearance because they would have had

> > no place to live if their house was condemned. After townspeople

> > raised money last year for the family to move into an apartment, they

> > met with health officials who said they were powerless because the

> > es no longer live at the property.

> >

> > " We can't go bankrupt because the lawsuit is pending, "

> > said. " The case might be heard three years from now, and even after a

> > case goes to jury, the judge has to rule on it. There's no guarantee

> > how long that will take so that's why I'm doing what I'm doing. "

> >

> > The other thing knows is that her story, with the help of

> > newspaper and television reports, is now a national one. She is

> > coming into increasing contact via e-mail and telephone with mold

> > sufferers from as far away as Dublin, Ireland.

> >

> > She has been selected as a volunteer coordinator for a 50-state

> > lobbying effort for passage of federal mold regulations sponsored by

> > Rep. Conyers Jr. of Michigan.

> >

> > She has also begun working with Mold Relief Inc., which she describes

> > as the " Red Cross of mold relief, " to help fellow sufferers find

> > housing and financial support.

> >

> > Sunday night, for example, she was speaking with a photojournalist

> > from Colorado who has been operating his cell phone and computer from

> > a tent in the woods. Mold has forced him to abandon his home, he

> > reportedly told her, and there isn't enough money to purchase

> > another. She put him in touch with people in California who might

> > help.

> >

> > " I'm working on the humanitarian end of helping displaced families

> > nationwide. It's wonderful and it fills me up, " said. " Sure, we

> > have this lawsuit and so on but you have no idea how long it will go.

> > In the meantime, you can pick up the pieces. "

> >

> > Her husband Rick, meanwhile, is moonlighting delivering furniture for

> > the company that was able to restore some of the couple's antiques in

> > order to pay off the bill.

> >

> > " I'm just a little woman with a big mouth, " she said, " but there are

> > families all over the country with mold problems. There are families

> > out there just trying to get a deal on a home. You have no idea what

> > fight I have.

> >

> > " Look what one person can do, " she said. " Who would have believed

> > that this tragedy could turn into helping people in states I've never

> > even been to. "

> >

August 27, 2004

,

I think a charity of the items we discard is a great idea. In our case, we

got rid of practically brand new couches, chairs, draperies, beds, bedspreads,

refrigerator, etc. Was just finishing up redecorating. I would guestimate

about $25K worth of stuff. We did not throw them away. We gave them away,

with full disclosure, to a fire victim who had lost everything. (Our

attorney's sister) For us, the decision to discard was not a matter of if we

could

clean or not clean. The decision was based on the fact that no one could

guarantee us 100% that our possessions would be okay for us. Our daughter has

Cystic Fibrosis. I now have Hypersensitivity. There is no amount of money in

the

world worth the risk we would have had to take to find out if our things were

okay if we had tried to clean them. The only way to determine this would

have been to try it, and see if she and I got sick. A test we were not willing

to take.

But the woman we gave stuff to and her family have no reactions to fungi.

As I understand it, she cleaned thing somehow and left them out in the sun for

three days. They have had no problems from the items. Would we, if we had

kept them? I don't know. Not willing to find out.

So the point is, I think many of the items that no longer have value to mold

victims may still have value to someone else. It would be great if someone

would organize a charity and donate the proceeds to help mold victims.

Sharon

August 27, 2004

,

I think a charity of the items we discard is a great idea. In our case, we

got rid of practically brand new couches, chairs, draperies, beds, bedspreads,

refrigerator, etc. Was just finishing up redecorating. I would guestimate

about $25K worth of stuff. We did not throw them away. We gave them away,

with full disclosure, to a fire victim who had lost everything. (Our

attorney's sister) For us, the decision to discard was not a matter of if we

could

clean or not clean. The decision was based on the fact that no one could

guarantee us 100% that our possessions would be okay for us. Our daughter has

Cystic Fibrosis. I now have Hypersensitivity. There is no amount of money in

the

world worth the risk we would have had to take to find out if our things were

okay if we had tried to clean them. The only way to determine this would

have been to try it, and see if she and I got sick. A test we were not willing

to take.

But the woman we gave stuff to and her family have no reactions to fungi.

As I understand it, she cleaned thing somehow and left them out in the sun for

three days. They have had no problems from the items. Would we, if we had

kept them? I don't know. Not willing to find out.

So the point is, I think many of the items that no longer have value to mold

victims may still have value to someone else. It would be great if someone

would organize a charity and donate the proceeds to help mold victims.

Sharon

August 27, 2004

If I can't pursuade people to stop throwing away their possessions,

perhaps I should start an abandoned possessions charity.

It took a lot of years, but with extremely dry storage out in the

desert, things that used to drop me in my tracks are now OK.

I wonder if Melinda Ballard really did trash that picture of the

Ballards with Prez. Bill Clinton?

Can't replace stuff like THAT!

-

August 27, 2004

If I can't pursuade people to stop throwing away their possessions,

perhaps I should start an abandoned possessions charity.

It took a lot of years, but with extremely dry storage out in the

desert, things that used to drop me in my tracks are now OK.

I wonder if Melinda Ballard really did trash that picture of the

Ballards with Prez. Bill Clinton?

Can't replace stuff like THAT!

-

August 27, 2004

Most of my good stuff is in storage, and should be baking out pretty well after

the summer. Not that this will do antique furniture any good, though

maybe it'll add some character. As for 's situation, perhaps it was not

worth the trouble and risk of reexposure. I sure wish I hadn't handled

my things unprotected after my initial detox and brutal Herxhiemer reaction.

You think that there is a halflife to mycotoxins, and the old exposure on your

stuff was denatured over time? I think you mentioned this was five

years for you, no? So now your current hyperreactiviy is only to newly produced

toxins?

> If I can't pursuade people to stop throwing away their possessions,

> perhaps I should start an abandoned possessions charity.

> It took a lot of years, but with extremely dry storage out in the

> desert, things that used to drop me in my tracks are now OK.

> I wonder if Melinda Ballard really did trash that picture of the

> Ballards with Prez. Bill Clinton?

> Can't replace stuff like THAT!

> -

August 27, 2004