Insurance dilemma

[Guest guest]

Hi , We are going through the same thing right now.My husband is

unemployed and receiving benefits.We also qualify for CHIPS but the problem

is that if I let go of my primary insurance then we run the risk of not

finding doctors that would care for my son. Many of our doctors will not take

Medicaid and CHIPS is essentially the same program in our state. We currently

have Medicaid as a Secondary insurance but even now his Psychiatrist just

informed us with at $500.00 bill that he does not take medicaid even if it is

our secondary. I know it is illegal for him not to have told us but we now

have to choose whether to continue care or pay for care we cannot afford. A

difficult choice. So we are paying for the Counselor with a co-pay, a

Psychiatrist all the medical plus all of my medical and my daughters medical.

It does often seem very overwhelming. I too worry if my husband gets work but

what we are making is not adequate. We also just got an estimate for braces

which is $9,600 for both of the kids. It is amazing. BARBIE(, 12,

Lucas 7, CVID, IVIg etc. )

[Guest guest]

HI all,

I mostly " lurk now " as Sophie has had her implant for nearly 3 years and

things have been going okay. But, nowI am having a problem with my

insurance covering AVT. I know I have read somewhere where others have

had similar problems and requested a case manager from the insurance

company for assistance. Can anyone give me some tips, information,

pointers, whatever on how to proceed? My understanding from the get-go

was that if the insurance co. paid for the surgery and implant, which

they did, they must also cover the AVT since it is part of the

rehabilitation. I have a call in to the center where we go for AVT, but

have not heard back yet this morning. Any information would be greatly

appreciated!!