Guest guest Posted January 4, 2008 Report Share Posted January 4, 2008 Hi , That's the last thing you need right now. I really really know how you must be feeling right now. Just a few weeks ago I learned that waiting lists had grown and I might be looking at a much longer waiting term then expected (I'll get certainty on that one coming Thursday). That one had me down pretty bad, so I can imagine how you must feel having a date set and just being a week away from that date, to then learn that plans might have to be altered... Remember 's insurance trouble, they started about pretty much the same time before her -ectomy as yours now and everything turned out OK for her too! I bet things will turn out OK for you as well!!! Next week around this time you'll have the surgery over and done with, I honestly believe so!!! Hang in there, girl! I'll be thinking of you and keeping my fingers strongly crossed that you'll soon hear that you'll have your -ectomy next week. Love, Isabella 7days... or not OK, so everything has been going really well. I've got everyone lined up to help with the kids, travel arrangements, extra money, food stored up and I've even stocked up on some Ensure. All ready to leave Tuesday morning, meet with Dr. Luketich on Thursday, first on the schedule Friday morning.Then comes the screeching halt!!!I called my pharmacy on Wed. to refill prescriptions and they tell me there's some kind of problem with my insurance and it's not covering. I check the next day with a phone call to BC/BS and they tell me my coverage ENDED oct. 31st. I get with my boss who calls his wife (she handles our HR stuff - it's a small company) and tells me she's taking care of it. Thursday, I get an email 'insurance is re-instated as of noon today'. Go to the pharmacy thursday after work - still not paying. Get a letter from the insurance company that coverage has been terminated as of 10/31/07. Call boss at home - She's calling BC/BS tomorrow.Come in today, call same boss 2x - no response. Call wife, "oh, Bill is supposed to call them and call you back" finally get a call about 11:15 from OTHER boss, calling insurance company - STILL don't know what's up. I'm CRYING at this point because my whole life and everyone in my family and everyone around me has been arranged to make this work and if we only get insurance re-instated as of today, it's been lapsed for more than 63 days and they'll hit me with a pre-existing condition clause!! I'm sorry this is so rambling but my head is all spun up and I can't do anything but wait and I hate it. Thankfully my eating and my weight are still OK so if need be, I'll survive another year but you know when you've been so worked up about something and it has consumed every thought and deed for the last month while you prepare and then it doesn't happen??I just want to crawl under a rock.I'm trying to be optimistic and keep thinking that 2nd boss will call and tell me all is well be every minute that goes by makes me believe it less and less.Thanks to you all for listening. I'm still so hoping that in another couple of weeks I'll be on that list of people that can post about how much better everything is for me.Keep your fingers crossed, pray, whatever it is that you believe in for me.Love to you all.- in NC7 days?? Be a better friend, newshound, and know-it-all with Mobile. Try it now. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 4, 2008 Report Share Posted January 4, 2008 Hi Hang in there I know thats a lot easier said that done but I know that had problems and they got sorted. Also another member of this group (who will remain nameless unless they pop up with a post of there own) in the USA had problems with there insurance company right up to the day before they went into have their surgery and it was all sorted. I am sure that your next post will be telling us all that its a go. take care Pippa > > Hi , > > That's the last thing you need right now. I really really know how you must be feeling right now. Just a few weeks ago I learned that waiting lists had grown and I might be looking at a much longer waiting term then expected (I'll get certainty on that one coming Thursday). That one had me down pretty bad, so I can imagine how you must feel having a date set and just being a week away from that date, to then learn that plans might have to be altered... > > Remember 's insurance trouble, they started about pretty much the same time before her -ectomy as yours now and everything turned out OK for her too! I bet things will turn out OK for you as well!!! Next week around this time you'll have the surgery over and done with, I honestly believe so!!! > > Hang in there, girl! > > I'll be thinking of you and keeping my fingers strongly crossed that you'll soon hear that you'll have your -ectomy next week. > > Love, > Isabella > > 7days... or not > > OK, so everything has been going really well. I've got everyone lined > up to help with the kids, travel arrangements, extra money, food > stored up and I've even stocked up on some Ensure. All ready to leave > Tuesday morning, meet with Dr. Luketich on Thursday, first on the > schedule Friday morning. > Then comes the screeching halt!!! > I called my pharmacy on Wed. to refill prescriptions and they tell me > there's some kind of problem with my insurance and it's not covering. > I check the next day with a phone call to BC/BS and they tell me my > coverage ENDED oct. 31st. I get with my boss who calls his wife (she > handles our HR stuff - it's a small company) and tells me she's > taking care of it. > Thursday, I get an email 'insurance is re-instated as of noon today'. > Go to the pharmacy thursday after work - still not paying. Get a > letter from the insurance company that coverage has been terminated > as of 10/31/07. Call boss at home - She's calling BC/BS tomorrow. > Come in today, call same boss 2x - no response. Call wife, " oh, Bill > is supposed to call them and call you back " finally get a call about > 11:15 from OTHER boss, calling insurance company - STILL don't know > what's up. I'm CRYING at this point because my whole life and > everyone in my family and everyone around me has been arranged to > make this work and if we only get insurance re-instated as of today, > it's been lapsed for more than 63 days and they'll hit me with a pre- > existing condition clause!! I'm sorry this is so rambling but my head > is all spun up and I can't do anything but wait and I hate it. > Thankfully my eating and my weight are still OK so if need be, I'll > survive another year but you know when you've been so worked up about > something and it has consumed every thought and deed for the last > month while you prepare and then it doesn't happen?? > I just want to crawl under a rock. > I'm trying to be optimistic and keep thinking that 2nd boss will call > and tell me all is well be every minute that goes by makes me believe > it less and less. > Thanks to you all for listening. I'm still so hoping that in another > couple of weeks I'll be on that list of people that can post about > how much better everything is for me. > Keep your fingers crossed, pray, whatever it is that you believe in > for me. > > Love to you all. > > - in NC > 7 days?? > > > > > > ______________________________________________________________________ ______________ > Looking for last minute shopping deals? > Find them fast with Search. http://tools.search./newsearch/category.php?category=shopping > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 4, 2008 Report Share Posted January 4, 2008 Michele, this is terrible news. Have you heard from them yet? Who did you get the email from stating that the insurance was reinstated? I hope it was from the insurance company. That might be worth holding on it. Keep us up to date and I'll keep you in my prayers. Hugs, MaggieStart the year off right. Easy ways to stay in shape in the new year. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 4, 2008 Report Share Posted January 4, 2008 , First off, take a deep breath and try to relax. You sound as worked up as I was back in March right before my surgery. I had a similar situation about two weeks before my 'ectomy when everything was supposed to be all set and then all of a sudden they said they weren't covering any of it. I totally freaked out. Turned out it was an internal mistake within the insurance company, and they had forwarded my information to the wrong regional medical director for final approval of the out of network surgery, and he denied it. Well, once they got it to the right person, it was all set and everything was covered 100% and things went forward as planned. I know exactly how you feel at the moment. It will all work out. I would find out from your boss EXACTLY what happened, and get something in writing from your boss and from the insurance company that you are covered and that it was an error or whatever the situation was. Then you will just have to make sure that they will still cover your surgery. If it was an error that the coverage was lapsed, they shouldn't use pre-existing condition clause on you because it was an error. Has your boss offered any explanation as to what caused the lapse in coverage??? It will all work out. Don't worry - the last thing you need right now is this kind of stress. I've been there and I'm sure there is a logical explanation. Keep us posted. Love, in NY 7days... or not achalasia > OK, so everything has been going really well. I've got everyone > lined > up to help with the kids, travel arrangements, extra money, food > stored up and I've even stocked up on some Ensure. All ready to > leave > Tuesday morning, meet with Dr. Luketich on Thursday, first on the > schedule Friday morning. > Then comes the screeching halt!!! > I called my pharmacy on Wed. to refill prescriptions and they tell > me > there's some kind of problem with my insurance and it's not > covering. > I check the next day with a phone call to BC/BS and they tell me > my > coverage ENDED oct. 31st. I get with my boss who calls his wife > (she > handles our HR stuff - it's a small company) and tells me she's > taking care of it. > Thursday, I get an email 'insurance is re-instated as of noon > today'. > Go to the pharmacy thursday after work - still not paying. Get a > letter from the insurance company that coverage has been > terminated > as of 10/31/07. Call boss at home - She's calling BC/BS tomorrow. > Come in today, call same boss 2x - no response. Call wife, " oh, > Bill > is supposed to call them and call you back " finally get a call > about > 11:15 from OTHER boss, calling insurance company - STILL don't > know > what's up. I'm CRYING at this point because my whole life and > everyone in my family and everyone around me has been arranged to > make this work and if we only get insurance re-instated as of > today, > it's been lapsed for more than 63 days and they'll hit me with a > pre- > existing condition clause!! I'm sorry this is so rambling but my > head > is all spun up and I can't do anything but wait and I hate it. > Thankfully my eating and my weight are still OK so if need be, > I'll > survive another year but you know when you've been so worked up > about > something and it has consumed every thought and deed for the last > month while you prepare and then it doesn't happen?? > I just want to crawl under a rock. > I'm trying to be optimistic and keep thinking that 2nd boss will > call > and tell me all is well be every minute that goes by makes me > believe > it less and less. > Thanks to you all for listening. I'm still so hoping that in > another > couple of weeks I'll be on that list of people that can post about > how much better everything is for me. > Keep your fingers crossed, pray, whatever it is that you believe > in > for me. > > Love to you all. > > - in NC > 7 days?? > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 5, 2008 Report Share Posted January 5, 2008 Hi , You poor thing - just when you are ready to face the op. this comes along. I had a similar thing happen to me in 2006 the day before i was having a brain tumour (benign) removed. So i know exactly how you feel. I'm sure it is just a hiccup in the process, and that things will be OK. I keep thinking of you and others going through what i had done just 5 months ago. If I'm anything to go by you'll be raring to go in about three months time. Believe it or not, you'll look back on these things and laugh at them some time in the future. Keep your chin up and stay positive. Love, Deb from Melbourne, Australia. 7days... or not OK, so everything has been going really well. I've got everyone lined up to help with the kids, travel arrangements, extra money, food stored up and I've even stocked up on some Ensure. All ready to leave Tuesday morning, meet with Dr. Luketich on Thursday, first on the schedule Friday morning.Then comes the screeching halt!!!I called my pharmacy on Wed. to refill prescriptions and they tell me there's some kind of problem with my insurance and it's not covering. I check the next day with a phone call to BC/BS and they tell me my coverage ENDED oct. 31st. I get with my boss who calls his wife (she handles our HR stuff - it's a small company) and tells me she's taking care of it. Thursday, I get an email 'insurance is re-instated as of noon today'. Go to the pharmacy thursday after work - still not paying. Get a letter from the insurance company that coverage has been terminated as of 10/31/07. Call boss at home - She's calling BC/BS tomorrow.Come in today, call same boss 2x - no response. Call wife, "oh, Bill is supposed to call them and call you back" finally get a call about 11:15 from OTHER boss, calling insurance company - STILL don't know what's up. I'm CRYING at this point because my whole life and everyone in my family and everyone around me has been arranged to make this work and if we only get insurance re-instated as of today, it's been lapsed for more than 63 days and they'll hit me with a pre-existing condition clause!! I'm sorry this is so rambling but my head is all spun up and I can't do anything but wait and I hate it. Thankfully my eating and my weight are still OK so if need be, I'll survive another year but you know when you've been so worked up about something and it has consumed every thought and deed for the last month while you prepare and then it doesn't happen??I just want to crawl under a rock.I'm trying to be optimistic and keep thinking that 2nd boss will call and tell me all is well be every minute that goes by makes me believe it less and less.Thanks to you all for listening. I'm still so hoping that in another couple of weeks I'll be on that list of people that can post about how much better everything is for me.Keep your fingers crossed, pray, whatever it is that you believe in for me.Love to you all.- in NC7 days?? Make the switch to the world's best email. Get the new 7 Mail now. Quote Link to comment Share on other sites More sharing options...
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