RE: insurance issues resolved?? sorry, this got long...

[Guest guest]

I wish you happy trails and a quick and speedy recovery and a

nice visit with another fellow of the board. Have a safe trip and I’m glad

to hear that it all worked out!!!! I was without insurance for years, so I never

went to have my check ups or any of my regular tests!! Now I have to get back

up to date, now that I once again have insurance.

in Arkansas

From: achalasia

[mailto:achalasia ] On Behalf Of michelle

Sent: Saturday, January 05, 2008 5:57 PM

achalasia

Subject: insurance issues resolved?? sorry, this got long...

Thanks to you all for all of your concerns and

well wishes. It looks

like it will all get resolved and we are still planning on leaving

Tuesday morning to head north - we'll spend 1 night in WV with my

step-mom and then head to Pittsburgh the next day to my husbands

friends house, thursday to the hospital to meet Dr. Luketich - and

stop in to see a!! and then Friday - I'm 1st on the schedule -

5:30 am.

So here's what happened. I work for a small company that's been

having some financial issues and it's all exacerbated by the slow

season we're in right now (it's a tourist town, population of only

32,000 full time residents, population during july 4th week - up to

500,000). So our premium didn't get paid on time and our policy was

cancelled as of oct 31st. So after many anxious hours waiting I spoke

with the boss who had just finished with Blue Cross (our group

policy) - he is driving to Durham on monday with a check and tells me

that the contact at blue cross will back date our policy to November

1st - meaning no lapse in coverage. I will get a phone call from him

on Monday and I'm going to request this contacts name and number so I

can verify this before we leave Tuesday morning.

in Australia - Maggie explained it pretty well. It's very

complicated here and while I admire the system you have (UK and

Canada as well) and I would LOVE to see coverage for everyone, I'm

just not sure we could really get it done effectively in a country

this size. The unfortunate part is that we have many, many people who

are either uninsured or under-insured.

my family has a group coverage policy through my job that is pretty

good but can be expensive. I can go to any doctors I want, any time

and Blue Cross is one of the biggest companies, so just about every

doctor takes it. I pay about $450/month for my family. Doctor visits

have a $20 copay, specialists are $40 ER is $150. Prescriptions are

anywhere from $10 - $40 depending on the type of drug. for

hospitalization, I have a $2500 deductible and then 20% co-pay up to

$2,000. So for my -ectomy (which should cost in the neighborhood of

$100,000) - I am paying $2500 deductible and $2,000 co-pay and my

insurance will cover the rest. Our policies vary greatly and our

monthly premium costs also vary greatly depending on the company you

work for. Sorry it's not easier than that - welcome to our world!!

It's especially upsetting because I REALLY like my job and these are

probably the best bosses I've EVER had and now it's all just kind of

wierd - they are embarrassed and we (the employees) are

understandably worried about the station failing and losing our jobs.

I'm keeping the faith and moving forward as planned.

I'll be leaving Tuesday morning, I'll try to get on Monday afternoon

before I go and is there someone that will be home on Friday

afternoon that my husband could call after surgery? He'll do easier

with a phone call than getting on here and posting.

Also, if anyone hears from a's family/friend - will you let

them know that I'll be at the hospital on Thursday and will try to

see her. We should cross paths somewhere.

Wow! it must have been serious is they're doing the surgery on a

Saturday!!

Moving on - 2 more days left of eating, 6 days and counting...

Much love to you all for the support and understanding you've all

supplied.

- in NC

[Guest guest]

Hi

I am so pleased for you that it all worked out in the end, I wish you

a very safe trip and all the best for your surgery.

Heres to a quick recovery and look forward to you posting when you

can.

Take care so many of us here will be thinking of you.

Pippa x

>

>

>

> I wish you happy trails and a quick and speedy recovery and a nice

visit

> with another fellow of the board. Have a safe trip and I'm glad to

hear that

> it all worked out!!!! I was without insurance for years, so I never

went to

> have my check ups or any of my regular tests!! Now I have to get

back up to

> date, now that I once again have insurance.

>

> in Arkansas

>

>

>

> From: achalasia [mailto:achalasia ]

On Behalf

> Of michelle

> Sent: Saturday, January 05, 2008 5:57 PM

> achalasia

> Subject: insurance issues resolved?? sorry, this got

long...

>

>

>

> Thanks to you all for all of your concerns and well wishes. It

looks

> like it will all get resolved and we are still planning on leaving

> Tuesday morning to head north - we'll spend 1 night in WV with my

> step-mom and then head to Pittsburgh the next day to my husbands

> friends house, thursday to the hospital to meet Dr. Luketich - and

> stop in to see a!! and then Friday - I'm 1st on the

schedule -

> 5:30 am.

> So here's what happened. I work for a small company that's been

> having some financial issues and it's all exacerbated by the slow

> season we're in right now (it's a tourist town, population of only

> 32,000 full time residents, population during july 4th week - up to

> 500,000). So our premium didn't get paid on time and our policy was

> cancelled as of oct 31st. So after many anxious hours waiting I

spoke

> with the boss who had just finished with Blue Cross (our group

> policy) - he is driving to Durham on monday with a check and tells

me

> that the contact at blue cross will back date our policy to

November

> 1st - meaning no lapse in coverage. I will get a phone call from

him

> on Monday and I'm going to request this contacts name and number so

I

> can verify this before we leave Tuesday morning.

>

> in Australia - Maggie explained it pretty well. It's very

> complicated here and while I admire the system you have (UK and

> Canada as well) and I would LOVE to see coverage for everyone, I'm

> just not sure we could really get it done effectively in a country

> this size. The unfortunate part is that we have many, many people

who

> are either uninsured or under-insured.

> my family has a group coverage policy through my job that is pretty

> good but can be expensive. I can go to any doctors I want, any time

> and Blue Cross is one of the biggest companies, so just about every

> doctor takes it. I pay about $450/month for my family. Doctor

visits

> have a $20 copay, specialists are $40 ER is $150. Prescriptions are

> anywhere from $10 - $40 depending on the type of drug. for

> hospitalization, I have a $2500 deductible and then 20% co-pay up

to

> $2,000. So for my -ectomy (which should cost in the neighborhood of

> $100,000) - I am paying $2500 deductible and $2,000 co-pay and my

> insurance will cover the rest. Our policies vary greatly and our

> monthly premium costs also vary greatly depending on the company

you

> work for. Sorry it's not easier than that - welcome to our world!!

>

> It's especially upsetting because I REALLY like my job and these

are

> probably the best bosses I've EVER had and now it's all just kind

of

> wierd - they are embarrassed and we (the employees) are

> understandably worried about the station failing and losing our

jobs.

> I'm keeping the faith and moving forward as planned.

> I'll be leaving Tuesday morning, I'll try to get on Monday

afternoon

> before I go and is there someone that will be home on Friday

> afternoon that my husband could call after surgery? He'll do easier

> with a phone call than getting on here and posting.

> Also, if anyone hears from a's family/friend - will you let

> them know that I'll be at the hospital on Thursday and will try to

> see her. We should cross paths somewhere.

> Wow! it must have been serious is they're doing the surgery on a

> Saturday!!

>

> Moving on - 2 more days left of eating, 6 days and counting...

>

> Much love to you all for the support and understanding you've all

> supplied.

>

> - in NC

>

[Guest guest]

Hi ,

I am so glad things worked out OK!

Indeed you will be able to meet a! Will you please say "hi" to her from me?

Guess this is one of the lasts, if not the last, posts from me to you pre surgery!

, soon you'll have the whole d... thing behind you, finally the count down comes to an end.

Sis, I wish you all the luck in the world, but you already knew that, eh?!

Soon you will be posting here how great you are doing and how glad you are things are over and done with, finally being that "ex-achalasian" you so much want to be (just like me!).

Stay strong, girl, we all know you'll do fine.

Wishing you luck, strength and keeping my fingers crossed for you.

Love,

Isabella

insurance issues resolved?? sorry, this got long...

Thanks to you all for all of your concerns and well wishes. It looks like it will all get resolved and we are still planning on leaving Tuesday morning to head north - we'll spend 1 night in WV with my step-mom and then head to Pittsburgh the next day to my husbands friends house, thursday to the hospital to meet Dr. Luketich - and stop in to see a!! and then Friday - I'm 1st on the schedule - 5:30 am.So here's what happened. I work for a small company that's been having some financial issues and it's all exacerbated by the slow season we're in right now (it's a tourist town, population of only 32,000 full time residents, population during july 4th week - up to 500,000). So our premium didn't get paid on time and our policy was cancelled as of oct 31st. So after many anxious hours waiting I spoke with the boss who had just finished with Blue Cross (our group policy) - he is driving to

Durham on monday with a check and tells me that the contact at blue cross will back date our policy to November 1st - meaning no lapse in coverage. I will get a phone call from him on Monday and I'm going to request this contacts name and number so I can verify this before we leave Tuesday morning. in Australia - Maggie explained it pretty well. It's very complicated here and while I admire the system you have (UK and Canada as well) and I would LOVE to see coverage for everyone, I'm just not sure we could really get it done effectively in a country this size. The unfortunate part is that we have many, many people who are either uninsured or under-insured. my family has a group coverage policy through my job that is pretty good but can be expensive. I can go to any doctors I want, any time and Blue Cross is one of the biggest companies, so just about every doctor takes it. I pay about

$450/month for my family. Doctor visits have a $20 copay, specialists are $40 ER is $150. Prescriptions are anywhere from $10 - $40 depending on the type of drug. for hospitalization, I have a $2500 deductible and then 20% co-pay up to $2,000. So for my -ectomy (which should cost in the neighborhood of $100,000) - I am paying $2500 deductible and $2,000 co-pay and my insurance will cover the rest. Our policies vary greatly and our monthly premium costs also vary greatly depending on the company you work for. Sorry it's not easier than that - welcome to our world!!It's especially upsetting because I REALLY like my job and these are probably the best bosses I've EVER had and now it's all just kind of wierd - they are embarrassed and we (the employees) are understandably worried about the station failing and losing our jobs.I'm keeping the faith and moving forward as planned. I'll be leaving

Tuesday morning, I'll try to get on Monday afternoon before I go and is there someone that will be home on Friday afternoon that my husband could call after surgery? He'll do easier with a phone call than getting on here and posting.Also, if anyone hears from a's family/friend - will you let them know that I'll be at the hospital on Thursday and will try to see her. We should cross paths somewhere.Wow! it must have been serious is they're doing the surgery on a Saturday!!Moving on - 2 more days left of eating, 6 days and counting...Much love to you all for the support and understanding you've all supplied.- in NC

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[Guest guest]

,

I'm so glad everything is working out with your insurance.

I totally know how you feel, as my scare was similar right before

my 'ectomy.

I am also familiar with the insurance lapse thing - after I had my

first son in 2002, my short term disability claim through my company

was denied...turned out they hadn't paid their premiums either, and

had allowed the coverage to lapse. Long story short, it all got

squared away, and I got the money I was owed about 12 weeks later.

But I know the stress you are under, and I know that this probably

seemed like the last possible thing you could handle. But you did

handle it, and now you are all set to move forward.

I wish you all the best and am here for you!

Love,

in NY, 9 months post-'ectomy and doing well

insurance issues resolved?? sorry, this got

long...

achalasia

> Thanks to you all for all of your concerns and well wishes. It

> looks

> like it will all get resolved and we are still planning on leaving

> Tuesday morning to head north - we'll spend 1 night in WV with my

> step-mom and then head to Pittsburgh the next day to my husbands

> friends house, thursday to the hospital to meet Dr. Luketich - and

> stop in to see a!! and then Friday - I'm 1st on the

> schedule -

> 5:30 am.

> So here's what happened. I work for a small company that's been

> having some financial issues and it's all exacerbated by the slow

> season we're in right now (it's a tourist town, population of only

> 32,000 full time residents, population during july 4th week - up

> to

> 500,000). So our premium didn't get paid on time and our policy

> was

> cancelled as of oct 31st. So after many anxious hours waiting I

> spoke

> with the boss who had just finished with Blue Cross (our group

> policy) - he is driving to Durham on monday with a check and tells

> me

> that the contact at blue cross will back date our policy to

> November

> 1st - meaning no lapse in coverage. I will get a phone call from

> him

> on Monday and I'm going to request this contacts name and number

> so I

> can verify this before we leave Tuesday morning.

>

> in Australia - Maggie explained it pretty well. It's very

> complicated here and while I admire the system you have (UK and

> Canada as well) and I would LOVE to see coverage for everyone, I'm

> just not sure we could really get it done effectively in a country

> this size. The unfortunate part is that we have many, many people

> who

> are either uninsured or under-insured.

> my family has a group coverage policy through my job that is

> pretty

> good but can be expensive. I can go to any doctors I want, any

> time

> and Blue Cross is one of the biggest companies, so just about

> every

> doctor takes it. I pay about $450/month for my family. Doctor

> visits

> have a $20 copay, specialists are $40 ER is $150. Prescriptions

> are

> anywhere from $10 - $40 depending on the type of drug. for

> hospitalization, I have a $2500 deductible and then 20% co-pay up

> to

> $2,000. So for my -ectomy (which should cost in the neighborhood

> of

> $100,000) - I am paying $2500 deductible and $2,000 co-pay and my

> insurance will cover the rest. Our policies vary greatly and our

> monthly premium costs also vary greatly depending on the company

> you

> work for. Sorry it's not easier than that - welcome to our world!!

>

> It's especially upsetting because I REALLY like my job and these

> are

> probably the best bosses I've EVER had and now it's all just kind

> of

> wierd - they are embarrassed and we (the employees) are

> understandably worried about the station failing and losing our jobs.

> I'm keeping the faith and moving forward as planned.

> I'll be leaving Tuesday morning, I'll try to get on Monday

> afternoon

> before I go and is there someone that will be home on Friday

> afternoon that my husband could call after surgery? He'll do

> easier

> with a phone call than getting on here and posting.

> Also, if anyone hears from a's family/friend - will you let

> them know that I'll be at the hospital on Thursday and will try to

> see her. We should cross paths somewhere.

> Wow! it must have been serious is they're doing the surgery on a

> Saturday!!

>

> Moving on - 2 more days left of eating, 6 days and counting...

>

> Much love to you all for the support and understanding you've all

> supplied.

>

> - in NC

>

>

>

[Guest guest]

Hi ,

I'm so glad to hear that things seem to be resolved insurance wise. As i read your post i thanked God that i live in Australia with our health system and not in the US with all the worries and high costs of insurance.

Good luck with your upcoming operation - I'm sure things will go well for you and that you'll be feeling a lot better in just a few weeks.

Love .......Deb in Melbourne Australia.

insurance issues resolved?? sorry, this got long...

Thanks to you all for all of your concerns and well wishes. It looks like it will all get resolved and we are still planning on leaving Tuesday morning to head north - we'll spend 1 night in WV with my step-mom and then head to Pittsburgh the next day to my husbands friends house, thursday to the hospital to meet Dr. Luketich - and stop in to see a!! and then Friday - I'm 1st on the schedule - 5:30 am.So here's what happened. I work for a small company that's been having some financial issues and it's all exacerbated by the slow season we're in right now (it's a tourist town, population of only 32,000 full time residents, population during july 4th week - up to 500,000). So our premium didn't get paid on time and our policy was cancelled as of oct 31st. So after many anxious hours waiting I spoke with the boss who had just finished with Blue Cross (our group policy) - he is driving to

Durham on monday with a check and tells me that the contact at blue cross will back date our policy to November 1st - meaning no lapse in coverage. I will get a phone call from him on Monday and I'm going to request this contacts name and number so I can verify this before we leave Tuesday morning. in Australia - Maggie explained it pretty well. It's very complicated here and while I admire the system you have (UK and Canada as well) and I would LOVE to see coverage for everyone, I'm just not sure we could really get it done effectively in a country this size. The unfortunate part is that we have many, many people who are either uninsured or under-insured. my family has a group coverage policy through my job that is pretty good but can be expensive. I can go to any doctors I want, any time and Blue Cross is one of the biggest companies, so just about every doctor takes it. I pay about

$450/month for my family. Doctor visits have a $20 copay, specialists are $40 ER is $150. Prescriptions are anywhere from $10 - $40 depending on the type of drug. for hospitalization, I have a $2500 deductible and then 20% co-pay up to $2,000. So for my -ectomy (which should cost in the neighborhood of $100,000) - I am paying $2500 deductible and $2,000 co-pay and my insurance will cover the rest. Our policies vary greatly and our monthly premium costs also vary greatly depending on the company you work for. Sorry it's not easier than that - welcome to our world!!It's especially upsetting because I REALLY like my job and these are probably the best bosses I've EVER had and now it's all just kind of wierd - they are embarrassed and we (the employees) are understandably worried about the station failing and losing our jobs.I'm keeping the faith and moving forward as planned. I'll be leaving

Tuesday morning, I'll try to get on Monday afternoon before I go and is there someone that will be home on Friday afternoon that my husband could call after surgery? He'll do easier with a phone call than getting on here and posting.Also, if anyone hears from a's family/friend - will you let them know that I'll be at the hospital on Thursday and will try to see her. We should cross paths somewhere.Wow! it must have been serious is they're doing the surgery on a Saturday!!Moving on - 2 more days left of eating, 6 days and counting...Much love to you all for the support and understanding you've all supplied.- in NC

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