Important Notice for UnumProvident Claimants

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The full issue is at http://www.cfids.org/cfidslink/2005/unum.asp

Important Notice for UnumProvident Claimants

The claim denial practices of UnumProvident, the nation’s largest disability

insurer, have been under intense scrutiny. In November 2004 Unum was forced to

settle in the resulting multistate investigation. Unum will pay $15 million in

fines and was ordered to reexamine more than 200,000 denied claims dating back

to 1997. Estimates indicate that the resulting damages could be in excess of

$100 million.

While some of the previously denied claimants will be contacted by the insurance

company via mail, many will receive no notice at all. Furthermore, those that

are contacted by Unum may not fully understand their rights or the significance

of the notice. Since there is only a short period of time (60 days) to initiate

the reopening of claims, it’s important to do so immediately. If you or someone

you know had a long-term disability claim denied or terminated by Unum or one of

its subsidiaries (Provident Life and Accident Insurance Company, Unum Life

Insurance Company of America, the Revere Life Insurance Company, First Unum

Life Insurance Company, Provident Life and Casualty Insurance Company), consider

beginning the process of reopening your claim either on your own or after

seeking professional advice.

The California law firm of Kantor & Kantor is offering claimants free

consultations and explanations of your rights. You may call the firm at

877-783-UNUM with your questions or visit the web at www.DeniedByUnum.com. Or

call your own attorney for legal counsel on this matter. Remember, you only have

60 days to reopen your claim.

Serena

www.freeboards.net/index.php?mforum=sickgovernmentb

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