Guest guest Posted January 12, 2008 Report Share Posted January 12, 2008 , I just want to say that it is not a foregone conclusion that you won't get your benefits back. I had my long term disability benefits terminated by Cigna and had to appeal and I got them back. Of course, I did have Dr. Cheney on my team, so I'm sure that helped. I wish you the best. m0joey wrote: > > Hi everyone, > > I just got my Long term disability benefits terminated by Hartford. > It's an ERISA policy, so the odds of a successful appeal are unlikely. > However, to give it my best shot, I'll need functional tests to go > along with my abnormal blood results (high viral titers, high > mycoplasma and CP titers, low NK count, high fibrinogen, high > neuroautoimmunity to mercury antibodies). > > So far, I'm planning on getting an impedance cardiography. Lerner > says we have abnormal T-wave flattenings and inversions, so I'd like > to get Holter Monitoring as well. (maybe this would be redundant). > Most importantly, I need a test to show post-exertional malaise. > > Any suggestions? > > -joey > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 12, 2008 Report Share Posted January 12, 2008 Hello , Dr. Lapp is excellent with providing the needed documentation. Functional Tests Hi everyone, I just got my Long term disability benefits terminated by Hartford. It's an ERISA policy, so the odds of a successful appeal are unlikely. However, to give it my best shot, I'll need functional tests to go along with my abnormal blood results (high viral titers, high mycoplasma and CP titers, low NK count, high fibrinogen, high neuroautoimmunity to mercury antibodies). So far, I'm planning on getting an impedance cardiography. Lerner says we have abnormal T-wave flattenings and inversions, so I'd like to get Holter Monitoring as well. (maybe this would be redundant). Most importantly, I need a test to show post-exertional malaise. Any suggestions? -joey Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 12, 2008 Report Share Posted January 12, 2008 I agree that you should not write it off... however you must have a very structured and clear rationale to support your contention that you are unable to work on a consistent and reliable basis. The tests are indeed necessary as evidence, but proving that you have a condition does not necessarily imply that the condition is severe enough to constitute disability. An effective appeal requires not only listing diagnoses and tests, but relating those to your limitations and how they in turn prevent you from working on a sustainable basis. You didn't mention a neuropsychological evaluation. I assume that as with most PWC you have cognitive issues as well. Neuropsychological evaluations are often the most effective form of objective medical evidence. You mention heart problems... is dysautonomia an issue? If so, a tilt-table test might be in order too. FCEs are not necessarily helpful but it depends on your particular situation. I'd also recommend a healthy dose of education on the illness as well. There are some good citable sources that dispell the ridiculous assertions LTDs are prone to make regarding our ability to participate in activities of daily living. I agree with the other responder regarding Dr. Lapp. If you are able to see him, he would be very helpful documenting your case, he definately was helpful in my appeal. Functional Tests Hi everyone, I just got my Long term disability benefits terminated by Hartford. It's an ERISA policy, so the odds of a successful appeal are unlikely. However, to give it my best shot, I'll need functional tests to go along with my abnormal blood results (high viral titers, high mycoplasma and CP titers, low NK count, high fibrinogen, high neuroautoimmunity to mercury antibodies). So far, I'm planning on getting an impedance cardiography. Lerner says we have abnormal T-wave flattenings and inversions, so I'd like to get Holter Monitoring as well. (maybe this would be redundant). Most importantly, I need a test to show post-exertional malaise. Any suggestions? -joey ________________________________________________________________________________\ ____ Never miss a thing. Make your home page. http://www./r/hs Quote Link to comment Share on other sites More sharing options...
Guest guest Posted January 13, 2008 Report Share Posted January 13, 2008 --- functional testsw include cognitive. In our illness these are among the most useful. Disability in us is so cognitively impaired it often shows the inability to work. The Test of Everyday Attention this test was paid by medicare so I know it is common enough. It was prescribed by a physiatrist (pain and rehab injury dr, who knows about fibro) who stated this test will help prove my disability, which indeed it did. certain divided attention tasks were at the first percentile while other were 95%. also, neurocognitive testing done by people who deal wiht toxic exposure can often give the correct tests that will show our problems. good luck, amy In , " m0joey " <joeytuan@...> wrote: > > Hi everyone, > > I just got my Long term disability benefits terminated by Hartford. > It's an ERISA policy, so the odds of a successful appeal are unlikely. > However, to give it my best shot, I'll need functional tests to go > along with my abnormal blood results (high viral titers, high > mycoplasma and CP titers, low NK count, high fibrinogen, high > neuroautoimmunity to mercury antibodies). > > So far, I'm planning on getting an impedance cardiography. Lerner > says we have abnormal T-wave flattenings and inversions, so I'd like > to get Holter Monitoring as well. (maybe this would be redundant). > Most importantly, I need a test to show post-exertional malaise. > > Any suggestions? > > -joey > Quote Link to comment Share on other sites More sharing options...
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