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Re: Driving and Insurance

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Well said Janet! I called two insurance companies today 1) Progressive, and

2) Geico and asked about medical disabilities disqaulifying you for insurance

specifically an AICD. Both said no it does not. As far as they are

concerned if your doctor says you are able to drive, you are able to get

insurance. They don't even ask the question when you applying for insurance.

So I agree with you Janet, if the question is not asked when being screened

for insurance, you are under no obligation to let them know. The less they

know about you the better.

Mike

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Read your auto policy closely there is a section no matter who you are

covered by that will stand in any court about have an illness a not revealing

it. I have seem it happen to often. I think the premium we pay should cover

us unconditionally but unfortunately that is not the way it works. Plus if

you cause damage to others you better have a good personal liability package

cause they can sue you butt off.

I had a client who blacked out from severe migraines and drove through a

store room window of a car dealership. One person was killed. The family

all sued for loss even the mother of the mother because she was denied the

right to have grandchildren. You can look up the case if you want to read

about it. But they all won. If you call that winning.

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