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Thanks Gretchen, I didn't even know there was such a thing. We get our

insurance through our company, my husband and I are the

owners/employees, so we need to find small group coverage. If I were to

get individual health insurance this risk pool might be the way to go...

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  • 2 years later...
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Congratulations on being determined for health insurance.

I am in Australia where I am in a private health insurance and also everyone

has access to the National Government Insurance called Medicare.

However, quite a number of procedures etc are being cut from Medicare

or the rebates seem to be lower - that is where your own private insurance can

take up the gap.

I would not be without private cover as this is where you can get

specialised hospital or medical care without having to be in long waiting lists

such as surgery etc.

I agree with you that CML costs a great deal - and without cover would be a

financial burden

No wonder you are happy - break open the champers !!

Sue

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  • 1 year later...

I for one , am very glad you posted that article.  I am really sick and tired

of people believing all the misconceptions of the health care plan.  We need

one desperately. And although this is not the place for political discussions,

we are all in need of health care, and this is important to all of us, whether

we are on Medicare, like myself, or covered by employers, and especially if any

one is not covered at all. Health care has been fought over for more than 40

years, why not give this one a chance, we all might like it!! Bobby

a (Bobby) Doyle Brecksville, Ohio, USA DX 05/1995 02/2000 - Gleevec

Trial/OHSU 06/2002 - Gleevec/Trisenox Trial/OHSU 06/2003 - Gleevec/Zarnestra

Trial/OHSU 04/2004 - Sprycel Trial/MDACC, CCR in 10 months #840  -  

Zavie's Zero Club 09/2006 -  out of CCR 04/29/08 - XL228 Trial/ U.of Michigan

06/02/08 - CCR ( in 4 weeks)

02/13/09 - XL trial ended due to side effects

04/13/09 - New Trial, Ariad / U. of Mich./ Dr. Talpaz

 

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

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http://energycommerce.house.gov/Press_111/20090714/aahca.pdf

This is a link to HR 3200 the proposed healthcare reform bill. It is only 1017

pages long, so should be easy to understand. Sorry to say I could not muddle my

way through it all.

M

>

>

>

> From: Lottie Duthu <lotajamcomcast (DOT) net>

>

> Subject: [ ] Health Insurance

>

> " CML " <groups (DOT) com>

>

> Date: Sunday, August 30, 2009, 8:38 PM

>

>

>

>  

>

>

>

> Congressman Mike on the floor of the House on Healthcare Insurance:

>

>

>

> http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

>

>

>

> ************ ********* ********* *

>

> Chairman Henry Waxman on the floor:

>

>

>

> http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

>

>

>

> ************ ********* ********* **

>

> A Little History on Arsenic (It has been used for other things besides CML)

>

> In the middle ages it was a popular technique of the nobility to use arsenic

to eliminate the competition.

>

>

>

> But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

>

>

>

> Eventually, because it was no longer effective, arsenic lost its

attractiveness as a noble means of doing in the competition. And of, course,

their hair returned to its natural color. By that time, white hair was a

tradition for the nobility. That is why the modern judges of the English courts,

and other members of the nobility, wear white wigs during formal proceedings. It

is the distinctive feature of a member of the peerage.

>

>

>

> http://1215. org/lawnotes/ lawnotes/ arsenic.htm

>

>

>

> FYI,

>

>

>

> Lottie Duthu

>

>

>

>

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First, if you notice the wide margins all around, the large type, the double

spacing of the text, it's probably twice the pages in draft as a normal

published version in book would be.  

 

But, even so, you're right that's a big bill.  So is Medicare, so is Social

Security. So is the Income Tax Code.  That's what happens when you have over

500 cooks working on the same dish.  I know because I worked for Social

Security for ten years before I went to law school.  The government has to

cover contingencies the private sector doesn't can't blithely waved aside.  An

insurance company will just leave a whole lot vague and general and just let you

lump it or sue them.  That's not how the government works, though.

 

But, how long is your insurance policy, including manual, then include every

page that differes among us and see how long that would make it.

 

When I worked with the federal government, people have rights.  They can

appeal, they means there must be great detail.  With an insurance company, the

bureaucracy is not there to help you, it's there to thwart you, while putting on

a good face that that's not what it is doing. 

 

Case in point:  I went into my hospital last year around this time for my

biopsy.  Remembering my last experience there, I gave the hospital a written

statement that said they could not outsource to a third-party not on my network

without my expressed consent.  You know why I did that?  Because when I had

that first biopsy they did do exactly  that.  And it's not like I have this

small " outlaw " insurance company--I'm on Blue Cross.  And I was billed three

thousand dollars.

 

But, of course, the hospital courteously took my statment and then went ahead

and sent it off to a lab not on my network just like they had before.  Try and

get the provider or the insurer to explain why they do that.  Good luck.

 

So, when Blue Cross sent me my explanation of benefit saying I owed X amount, I

appealed it.  Not only were my appeals turned down, Blue Cross's decisions

don't read likethe people there read what I wrote.  It was sheer boilerplate. 

Strictly pro forma.  The upshot is I can either lump it or sue them.  Who's

going to sue unless it's a huge amount?  That's not how the government works. 

You have real appeal rights with the government, and they have to address your

claims and assertions.

 

There's a reason why there's a saying that nobody wants to know how sausage is

made.  But, in this country, you get to see that.  Part of that bills lenght

is also the natural outcome of the opposition getting to make input all along

the way.  But, maybe you're against that.  Write to your congressman/senator

and tell him that. 

 

From: johndee_54 <johndee_54@...>

Subject: Re: [ ] Health Insurance

Date: Monday, August 31, 2009, 5:02 PM

 

http://energycommer ce.house. gov/Press_ 111/20090714/ aahca.pdf

This is a link to HR 3200 the proposed healthcare reform bill. It is only 1017

pages long, so should be easy to understand. Sorry to say I could not muddle my

way through it all.

M

>

>

>

> From: Lottie Duthu <lotajamcomcast (DOT) net>

>

> Subject: [ ] Health Insurance

>

> " CML " <groups (DOT) com>

>

> Date: Sunday, August 30, 2009, 8:38 PM

>

>

>

>  

>

>

>

> Congressman Mike on the floor of the House on Healthcare Insurance:

>

>

>

> http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

>

>

>

> ************ ********* ********* *

>

> Chairman Henry Waxman on the floor:

>

>

>

> http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

>

>

>

> ************ ********* ********* **

>

> A Little History on Arsenic (It has been used for other things besides CML)

>

> In the middle ages it was a popular technique of the nobility to use arsenic

to eliminate the competition.

>

>

>

> But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

>

>

>

> Eventually, because it was no longer effective, arsenic lost its

attractiveness as a noble means of doing in the competition. And of, course,

their hair returned to its natural color. By that time, white hair was a

tradition for the nobility. That is why the modern judges of the English courts,

and other members of the nobility, wear white wigs during formal proceedings. It

is the distinctive feature of a member of the peerage.

>

>

>

> http://1215. org/lawnotes/ lawnotes/ arsenic.htm

>

>

>

> FYI,

>

>

>

> Lottie Duthu

>

>

>

>

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There is at least one thing in this bill that will benefit many on

this list (including me). The plan is to close the Medicare Part D

doughnut hole over time. Until it is closed the drug companies have

agreed to give non-generic drugs at half price while in the hole.

That sounds like a savings of about $1800 the first year for me.

The right is complaining that this will encourage spending as it will

encourage people to use brand name drugs. They never mention those of

us who have no generic drugs to choose from. I'd be more than happy

to buy a generic Gleevec--I just wish I didn't have to wait so many

years for it.

Dorothy

On Aug 31, 2009, at 6:02 PM, johndee_54 wrote:

> http://energycommerce.house.gov/Press_111/20090714/aahca.pdf

>

> This is a link to HR 3200 the proposed healthcare reform bill. It is

> only 1017 pages long, so should be easy to understand. Sorry to say

> I could not muddle my way through it all.

> M

>

>

> >

> > I for one , am very glad you posted that article. I am really

> sick and tired of people believing all the misconceptions of the

> health care plan. We need one desperately. And although this is

> not the place for political discussions, we are all in need of

> health care, and this is important to all of us, whether we are on

> Medicare, like myself, or covered by employers, and especially if

> any one is not covered at all. Health care has been fought over for

> more than 40 years, why not give this one a chance, we all might

> like it!! Bobby

> >

>

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I too will benefit from this. It is too bad the doughnut hole was put there in

the first place.

M

> > >

> > > I for one , am very glad you posted that article. I am really

> > sick and tired of people believing all the misconceptions of the

> > health care plan. We need one desperately. And although this is

> > not the place for political discussions, we are all in need of

> > health care, and this is important to all of us, whether we are on

> > Medicare, like myself, or covered by employers, and especially if

> > any one is not covered at all. Health care has been fought over for

> > more than 40 years, why not give this one a chance, we all might

> > like it!! Bobby

> > >

> >

>

>

>

>

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Ted,

 

You posted clear cut propaganda from Move On .Org > which refered to Right Wing

Mobs.  I might be the only one - but I can't tie that into a posting in good

faith.

 

Move On.Org cares nothing about this CML group and I don't believe it belongs on

this web site.  Clearly this attempt at Healthcare reform is flawed - needs

improvements and in its current form it is over reaching.    I don't know

much more than that But I do know if Move On . Org is involved in its support -

I can't trust it,

 

I don't see the value of posting that rhetoric here and  I don't agree with

it.  I am providing that feedback in good faith.

 

I don't know what snarky means (was he one of the Banana Splits?) - but I get

skeptical and frustrated when I see such a posting.   

 

Thanks

 

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

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Share on other sites

What you have now posted is a response in good faith.  What you posted before

wasn't. And If you don't know what " snarky " is you might try one of the

thousands of online dictionaries.  Or is that just one more thing you got your

mind closed about?

 

I posted views/opinions that accord with mine.  With links.  Just as others

have done.  Not everything out of your mental box is " propaganda " .  You could

just see it as another viewpoint.  It'll only hurt for a while.

 

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

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Share on other sites

Ouch!

From: Lottie Duthu <lotajamcomcast (DOT) net>

Subject: [ ] Health Insurance

" CML " <groups (DOT) com>

Date: Sunday, August 30, 2009, 8:38 PM

 

Congressman Mike on the floor of the House on Healthcare Insurance:

http://www.youtube. com/watch? v=G44NCvNDLfc & feature=player_ embedded

************ ********* ********* *

Chairman Henry Waxman on the floor:

http://www.youtube. com/watch? v=UOOfQOwcdBY & feature=channel

************ ********* ********* **

A Little History on Arsenic (It has been used for other things besides CML)

In the middle ages it was a popular technique of the nobility to use arsenic to

eliminate the competition.

But, they discovered that if a small amount of arsenic were eaten every day,

they could build up their bodies' tolerance. A side effect of arsenic is that

the hair turns white. Consequently, anyone who was of the nobility had white

hair, which nicely distinguished them from ordinary people.

Eventually, because it was no longer effective, arsenic lost its attractiveness

as a noble means of doing in the competition. And of, course, their hair

returned to its natural color. By that time, white hair was a tradition for the

nobility. That is why the modern judges of the English courts, and other members

of the nobility, wear white wigs during formal proceedings. It is the

distinctive feature of a member of the peerage.

http://1215. org/lawnotes/ lawnotes/ arsenic.htm

FYI,

Lottie Duthu

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