Re: Health coverage -- or lack of it

[Guest guest]

Sorry to hear of your struggles. Is there free clinics in your area

and would you be eligable? I live in Ca. there are a couple free

clinics here but must be low income to be eligable.Just a

thought.Hope you find a way.

SharonS

- In , Rosen Lum <rrosenlum@...> wrote:

>

>

> Friends, when I was laid off in July, I lost my health coverage.

How can I deal with this? Getting meds has been no problem, thanks to

Novartis. My doctor is willing to see me " a couple of times a year "

at no cost. But the lab costs -- yow! I've been feeling bad lately --

sleeping four and five hours a day some days, and I have a lot of

pain in my legs (mostly my shins). Normally, given those symptoms, I

would just drive over to his office and get a blood screening. Now

I'm lost in space.

>

> Trying to get insurance is forget about it. It used to be possible

to get " association " coverage. The Builders Association, Media

Alliance, any number of professional associations representing tens

of thousands of free-lance workers got good group coverage. But that

ended abruptly in 2006 in many states including California, stranding

those who are not full-time employees of a business.

>

> I'm stumped.

>

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[Guest guest]

Hi :  I really feel for you with this situation.  When my husband left

his job, we picked-up Cobra until he could go back to work.  It was expensive,

but it continued our coverage until he got another job.  Do you have Cobra

available to you.  The thing is once your coverage lapses, I do not know if you

can pick-up the Cobra.  You said you were laid off back in July.  A lot of time

has lapsed.  I hope somebody has a better answer for you to help you out.  We

did not have the money for Cobra, and we cashed in a portion of his 401 K to

cover us for a year.  Just some suggestions if these things are available to

you.

Suzzie

From: Rosen Lum <rrosenlum@...>

Subject: [ ] Health coverage -- or lack of it

Date: Thursday, November 20, 2008, 1:24 PM

Friends, when I was laid off in July, I lost my health coverage. How can I deal

with this? Getting meds has been no problem, thanks to Novartis. My doctor is

willing to see me " a couple of times a year " at no cost. But the lab costs --

yow! I've been feeling bad lately -- sleeping four and five hours a day some

days, and I have a lot of pain in my legs (mostly my shins). Normally, given

those symptoms, I would just drive over to his office and get a blood screening.

Now I'm lost in space.

Trying to get insurance is forget about it. It used to be possible to get

" association " coverage. The Builders Association, Media Alliance, any number of

professional associations representing tens of thousands of free-lance workers

got good group coverage. But that ended abruptly in 2006 in many states

including California, stranding those who are not full-time employees of a

business.

I'm stumped.

____________ _________ _________ _________ _________ _________ _

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[Guest guest]

Have you checked around your city? We have a few places where I live that

offer help. We are low income, so, we do get help. Do you have a Cancer

center in your area? Do they have any suggestions for financial help?

Good luck, Tammy

_____

From: [mailto: ] On Behalf Of

Rosen Lum

Sent: Thursday, November 20, 2008 1:24 PM

Subject: [ ] Health coverage -- or lack of it

Friends, when I was laid off in July, I lost my health coverage. How can I

deal with this? Getting meds has been no problem, thanks to Novartis. My

doctor is willing to see me " a couple of times a year " at no cost. But the

lab costs -- yow! I've been feeling bad lately -- sleeping four and five

hours a day some days, and I have a lot of pain in my legs (mostly my

shins). Normally, given those symptoms, I would just drive over to his

office and get a blood screening. Now I'm lost in space.

Trying to get insurance is forget about it. It used to be possible to get

" association " coverage. The Builders Association, Media Alliance, any number

of professional associations representing tens of thousands of free-lance

workers got good group coverage. But that ended abruptly in 2006 in many

states including California, stranding those who are not full-time employees

of a business.

I'm stumped.

__________________________________________________________

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[Guest guest]

Hi , I was in your position too, and it was horrible. I paid

COBRA for a while, but it was unbelievably expensive and I couldn't

maintain so there was actually a brief period of time where I had NO

insurance either. I just paid for everything out of pocket. Luckily

I was at a time in my illness where things were spaced out a bit and

I was able to work again and now have benefits again.

Depending on what state you live in, you might check to see if they

have some sort of a " Basic Health " plan. Here in Washington, you

get " Basic Health " which covers pretty much everything, and it costs

$23 per month. My daughter goes regularly and has all her tests and

just pays a $15 copayment for office visits, and minimal amount for

Rxs. It is wonderful for her. She has been out of work and is 24,

still living at home with us, and she is still able to qualify for

this. I pay her $23 premiums right now, but I am sure she will still

qualify even after she is working--the wage requirements here are

pretty generous.

Otherwise, I would look into your State's welfare plan--DSHS or

whatever it is called. They generally have a health care plan too,

and it should cover your doctor visits. As I have said, this country

needs a standard healthcare plan that covers EVERYONE. If we can pay

billions to run a war, we ought to be able to cover our cancer

patients and children with basic health insurance! That's my 2 cents

worth. Sorry for spouting off.

Vicki

>

>

> Friends, when I was laid off in July, I lost my health coverage.

How can I deal with this? Getting meds has been no problem, thanks to

Novartis. My doctor is willing to see me " a couple of times a year "

at no cost. But the lab costs -- yow! I've been feeling bad lately --

sleeping four and five hours a day some days, and I have a lot of

pain in my legs (mostly my shins). Normally, given those symptoms, I

would just drive over to his office and get a blood screening. Now

I'm lost in space.

>

> Trying to get insurance is forget about it. It used to be possible

to get " association " coverage. The Builders Association, Media

Alliance, any number of professional associations representing tens

of thousands of free-lance workers got good group coverage. But that

ended abruptly in 2006 in many states including California, stranding

those who are not full-time employees of a business.

>

> I'm stumped.

>

> _________________________________________________________________

> Windows Live Hotmail now works up to 70% faster.

> http://windowslive.com/Explore/Hotmail?

ocid=TXT_TAGLM_WL_hotmail_acq_faster_112008

>

>

[Guest guest]

,

Do you have any family who can help you out temporarily, or adult children

who can add you on their health insurance plans?

Are there any Wellness Cancer Homes in your State who have support groups

and can assist you?

Perhaps you can write to me privately, and I can find out with my Wellness House

here in Illinois where we can locate someone else to help you in your difficult

time. Remember we are all in this together! Heck, maybe there could be an

angel sitting on your shoulder that you won't know unless you explore

all your options!

Blessings come in all types!

Dory Doggie

________________________________

From: Rosen Lum <rrosenlum@...>

Sent: Thursday, November 20, 2008 12:24:23 PM

Subject: [ ] Health coverage -- or lack of it

Friends, when I was laid off in July, I lost my health coverage. How can I deal

with this? Getting meds has been no problem, thanks to Novartis. My doctor is

willing to see me " a couple of times a year " at no cost. But the lab costs --

yow! I've been feeling bad lately -- sleeping four and five hours a day some

days, and I have a lot of pain in my legs (mostly my shins). Normally, given

those symptoms, I would just drive over to his office and get a blood screening.

Now I'm lost in space.

Trying to get insurance is forget about it. It used to be possible to get

" association " coverage. The Builders Association, Media Alliance, any number of

professional associations representing tens of thousands of free-lance workers

got good group coverage. But that ended abruptly in 2006 in many states

including California, stranding those who are not full-time employees of a

business.

I'm stumped.

____________ _________ _________ _________ _________ _________ _

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