BCBS Fed. E'ees Pays 75% of Allowable Charge

[Guest guest]

After already paying $1200 of the $3000 Doc-Band charge ourselves, DH

got aggravated and called BCBS Federal Employees Program (our health

insurer) to find out the status of our claim. He was told over the

telephone that our insurance will pay 75% of the " allowable charge "

for the band and treatment, which is $2080. In short, BCBS will pay

approx. $1500 (75% of $2080), and we'll have to pay the other half

(which we've basically already paid anyway). I guess this is good

news that our claim was not denied?? It would be nice if they paid

100%, or even 75% of the Doc-Band charge, as opposed to 75% of a

lesser, " allowable " charge. Anyone else had this same result?

Holly &