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My Cigna appeal

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Ok, I got a letter from Cigna today regarding my level 2 appeal, and I would like to know what ya'll would do. An appeals panel of physicians will be meeting to review our appeal on July 24th. They will spend only 15 minutes on each case that they are reviewing that day. We can participate in the meeting either in person or by conference call, we can send a representative, or we can let them meet without us. What would you do? I can get very nervous and emotional, but I have also done so much research that I feel fairly confident in my knowledge of plagio and tort. I wouldn't go without my hubby, and he can be a cold, stone-faced business man when he needs to, but I just don't know if it is even worth our time. I have one friend who went to one of these appeals panel meetings at Cigna about 4 years ago (when it was even harder to win an appeal) and she said that she was totally humiliated by the panel and walked out in tears. She eventually got her sons band paid for, but it was well beyond the appeals panel. Has anyone had an experience with this, good or bad, that they are willing to share?

Gail, Sam and Sara's mom, DOC grads

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Gail:

You sound a lot like me, I get very emotional when angry and usually

burst out into tears, but I would definitely go to the meeting. It's

good that your husband can be a tough businessman, he can do some of

the speaking for you if you get too worked up. I definitely wouldn't

consider it to be a waste of your time at all, even if they still

deny you. Showing up in person will be the best way to go about it,

in my opinion!

GOOD LUCK!

Debbie Abby's mom DOCgrad

MI

> Ok, I got a letter from Cigna today regarding my level 2 appeal,

and I would like to know what ya'll would do. An appeals panel of

physicians will be meeting to review our appeal on July 24th. They

will spend only 15 minutes on each case that they are reviewing that

day. We can participate in the meeting either in person or by

conference call, we can send a representative, or we can let them

meet without us. What would you do? I can get very nervous and

emotional, but I have also done so much research that I feel fairly

confident in my knowledge of plagio and tort. I wouldn't go without

my hubby, and he can be a cold, stone-faced business man when he

needs to, but I just don't know if it is even worth our time. I have

one friend who went to one of these appeals panel meetings at Cigna

about 4 years ago (when it was even harder to win an appeal) and she

said that she was totally humiliated by the panel and walked out in

tears. She eventually got her sons band paid for, but it was well

beyond the appeals panel. Has anyone had an experience with this,

good or bad, that they are willing to share?

>

> Gail, Sam and Sara's mom, DOC grads

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Gail,

I think if I were in this situation, I would go in person to present

my side. I don't think I would send in a representative because they

probably won't have done as much research into this, and because they

are not invested into this situation emotionally. You have done the

research and your husband can present it all in a matter of fact

manner...you will make a great team because you complement each

other so well. Good luck Gail!!

Niki

Kaylie & Danny (STAR grads)

Phila., PA

> Ok, I got a letter from Cigna today regarding my level 2 appeal,

and I would like to know what ya'll would do. An appeals panel of

physicians will be meeting to review our appeal on July 24th. They

will spend only 15 minutes on each case that they are reviewing that

day. We can participate in the meeting either in person or by

conference call, we can send a representative, or we can let them

meet without us. What would you do? I can get very nervous and

emotional, but I have also done so much research that I feel fairly

confident in my knowledge of plagio and tort. I wouldn't go without

my hubby, and he can be a cold, stone-faced business man when he

needs to, but I just don't know if it is even worth our time. I have

one friend who went to one of these appeals panel meetings at Cigna

about 4 years ago (when it was even harder to win an appeal) and she

said that she was totally humiliated by the panel and walked out in

tears. She eventually got her sons band paid for, but it was well

beyond the appeals panel. Has anyone had an experience with this,

good or bad, that they are willing to share?

>

> Gail, Sam and Sara's mom, DOC grads

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