Guest guest Posted July 20, 2002 Report Share Posted July 20, 2002 Trisha, you are very lucky! I'm very happy for you. But what I'd like to know is how did you manage to get them to pay 100% when your contract is 70% payment (which means you pay a coinsurance of 30%)?? I'm really baffled by this. No ins co that I know of will ever pay 100% if the contracted rate is less, unless you met your out-of-pocket expenses. Please share!! ann/ NJ DOCband 3 weeks 2 days > Message: 5 > Date: Fri, 19 Jul 2002 07:31:46 -0700 (PDT) > From: Trisha <ttm41@...> > Subject: ~!~!~!~!~ CIGNA PAID 100%~!~!~!~!~!~ > > I just got this letter from Cigna on my e-mail : > > Trisha, I have adjusted your claim and made payment at 100%. Payment has been issued to Jon s. Payment amount is $3000.00. The coinsurance is the amount due by you after payment of 70% is made, so that means if I would of left payment at 70% then you would have been responsible for the 30% not covered that would have been your coinsurance. If you still do not understand please call me and I will do my best to explain. Please, don't worry about the way you came across, as a mother I totally understand, I would do the same for my son. Good luck to you and Braeden. If you have any more questions please do not hesitate to contact me. > > Thank you, > > Quote Link to comment Share on other sites More sharing options...
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