Re: INSURANCE WOES.............Resolved

[Guest guest]

Debs,

How great you've gotten this resolved!!! I know it's frustrating and

unfair, but now you can get the meds you need and schedule your surgery.

Hugs,

Carol in FL

[ ] INSURANCE WOES.............Resolved

Well,

Finally!!!!!!!!!!!!!!!!! I was on the phone with them all day yesterday and

by 5:00 PM EDT, they could not get the computer to accept my reinstatement!

Duh................

So went another night without medication, etc. Fumed about it all night.

Woke up at about 5:00 AM with SEVERE stomach pains and signs of internal

bleeding. Yikes!!!!!!could it be a littler stress??????? Waiting for the

phone to ring, finally had to place a long distance call to Indianapolis (of

course, no toll free number) and the associates voice mail said that she

would be in meetings all day long. She finally called back at 10:45 AM that

ALL benefits had been reinstated including pharmacy.

While I was trying to resolve this thing yesterday, she gave me a lecture

about how stupid I could be for sending " something as important as insurance

premiums to a post office box " !!!!! Well, that is the only address they gave

me and I have previously Express Mail my payment via this method in the past

and also with other companies. Fed Ex requires a street address, but

Express

Mail by snail mail just requires a PO box or street address. So she argued

with me about who is going to sign for this payment and she had never heard

of anything like this. Grrrrrrrrrrr. So now I have my tracking number, my

check number and all my documentation and she says well she is waiting a

callback from COBRA for them to tell her that they have my check in their

hot

little hands. Now, according to the Express Mail tracker, they received my

check and signed for it on Saturday @ 8:00 AM and this thing was not

reinstated until this AM. Well, I guess I should not complain, at least it

is all resolved for right now. This is the second time this has happened in

the 4 months that I have been on COBRA. I think that once the knee surgery

is done, I will just switch over to Ron's insurance as I can get a

continuity

of care for a certain length of time. Well, next month, probably round

3!!!!!!!!!!

Remicade has been rescheduled for Thursday and the plans for surgery are

going in a forward motion, I think. I do think I will be calling

eligibility

prior to going to ANY doctor's appt or anyplace!!!!

We, I mean Ron, got our outdoor fireplace up, now I just need to wait for

the

temperature to go below 90 degrees!!!! It looks great and is just outside

my

Jacuzzi so it should keep up toasty warm. Well, tonight, the fountain! We

took 2/3 of the remaining backyard to make the " little rest spot " , filled it

in with wood chips and the dog now thinks that it is his personal potty box,

so that will be something for us to work on. If I am not fighting with the

insurance company and the doctors, it is the pets........sometimes it seems

like the same!!!!!!!

Have a pain free evening!!!!

Gentle, tender, angel hugs,

Debs in FL

[Guest guest]

Yipee!!! What a relief this is Debs. Sorry you had to go without your

medication because

of their screw up. I hope it's the last time.

Your back yard sounds nice, although I'm quite jealous over your weather

We're expecting frost tonight, and all my plants are huge due to the

exceptionally mild spring.

My hubby is out there covering everything up.

Glad everything is now going forward with your remicade and knee surgery. Now

if only the

dog would co-operate!

hugs,

a

[ ] INSURANCE WOES.............Resolved

Well,

Finally!!!!!!!!!!!!!!!!! I was on the phone with them all day yesterday and

by 5:00 PM EDT, they could not get the computer to accept my reinstatement!

Duh................

So went another night without medication, etc. Fumed about it all night.

Woke up at about 5:00 AM with SEVERE stomach pains and signs of internal

bleeding. Yikes!!!!!!could it be a littler stress??????? Waiting for the

phone to ring, finally had to place a long distance call to Indianapolis (of

course, no toll free number) and the associates voice mail said that she

would be in meetings all day long. She finally called back at 10:45 AM that

ALL benefits had been reinstated including pharmacy.

While I was trying to resolve this thing yesterday, she gave me a lecture

about how stupid I could be for sending " something as important as insurance

premiums to a post office box " !!!!! Well, that is the only address they gave

me and I have previously Express Mail my payment via this method in the past

and also with other companies. Fed Ex requires a street address, but Express

Mail by snail mail just requires a PO box or street address. So she argued

with me about who is going to sign for this payment and she had never heard

of anything like this. Grrrrrrrrrrr. So now I have my tracking number, my

check number and all my documentation and she says well she is waiting a

callback from COBRA for them to tell her that they have my check in their hot

little hands. Now, according to the Express Mail tracker, they received my

check and signed for it on Saturday @ 8:00 AM and this thing was not

reinstated until this AM. Well, I guess I should not complain, at least it

is all resolved for right now. This is the second time this has happened in

the 4 months that I have been on COBRA. I think that once the knee surgery

is done, I will just switch over to Ron's insurance as I can get a continuity

of care for a certain length of time. Well, next month, probably round

3!!!!!!!!!!

Remicade has been rescheduled for Thursday and the plans for surgery are

going in a forward motion, I think. I do think I will be calling eligibility

prior to going to ANY doctor's appt or anyplace!!!!

We, I mean Ron, got our outdoor fireplace up, now I just need to wait for the

temperature to go below 90 degrees!!!! It looks great and is just outside my

Jacuzzi so it should keep up toasty warm. Well, tonight, the fountain! We

took 2/3 of the remaining backyard to make the " little rest spot " , filled it

in with wood chips and the dog now thinks that it is his personal potty box,

so that will be something for us to work on. If I am not fighting with the

insurance company and the doctors, it is the pets........sometimes it seems

like the same!!!!!!!

Have a pain free evening!!!!

Gentle, tender, angel hugs,

Debs in FL

[Guest guest]

Yes, Debs, finally! I hope they will give you no more trouble. There

just has to be a better way. I'm sorry you are wasting so much time and

energy on this. I've had a few insurance snafus since the divorce, too.

Nothing nearly as dramatic, but what a lot of aggravation and a

time-consuming chore!

[ ] INSURANCE WOES.............Resolved

> Well,

>

> Finally!!!!!!!!!!!!!!!!! I was on the phone with them all day

yesterday and

> by 5:00 PM EDT, they could not get the computer to accept my

reinstatement!

> Duh................

> So went another night without medication, etc. Fumed about it all

night.

> Woke up at about 5:00 AM with SEVERE stomach pains and signs of

internal

> bleeding. Yikes!!!!!!could it be a littler stress??????? Waiting for

the

> phone to ring, finally had to place a long distance call to

Indianapolis (of

> course, no toll free number) and the associates voice mail said that

she

> would be in meetings all day long. She finally called back at 10:45

AM that

> ALL benefits had been reinstated including pharmacy.

> While I was trying to resolve this thing yesterday, she gave me a

lecture

> about how stupid I could be for sending " something as important as

insurance

> premiums to a post office box " !!!!! Well, that is the only address

they gave

> me and I have previously Express Mail my payment via this method in

the past

> and also with other companies. Fed Ex requires a street address, but

Express

> Mail by snail mail just requires a PO box or street address. So she

argued

> with me about who is going to sign for this payment and she had never

heard

> of anything like this. Grrrrrrrrrrr. So now I have my tracking

number, my

> check number and all my documentation and she says well she is waiting

a

> callback from COBRA for them to tell her that they have my check in

their hot

> little hands. Now, according to the Express Mail tracker, they

received my

> check and signed for it on Saturday @ 8:00 AM and this thing was not

> reinstated until this AM. Well, I guess I should not complain, at

least it

> is all resolved for right now. This is the second time this has

happened in

> the 4 months that I have been on COBRA. I think that once the knee

surgery

> is done, I will just switch over to Ron's insurance as I can get a

continuity

> of care for a certain length of time. Well, next month, probably

round

> 3!!!!!!!!!!

>

> Remicade has been rescheduled for Thursday and the plans for surgery

are

> going in a forward motion, I think. I do think I will be calling

eligibility

> prior to going to ANY doctor's appt or anyplace!!!!

>

> We, I mean Ron, got our outdoor fireplace up, now I just need to wait

for the

> temperature to go below 90 degrees!!!! It looks great and is just

outside my

> Jacuzzi so it should keep up toasty warm. Well, tonight, the

fountain! We

> took 2/3 of the remaining backyard to make the " little rest spot " ,

filled it

> in with wood chips and the dog now thinks that it is his personal

potty box,

> so that will be something for us to work on. If I am not fighting

with the

> insurance company and the doctors, it is the pets........sometimes it

seems

> like the same!!!!!!!

>

> Have a pain free evening!!!!

>

> Gentle, tender, angel hugs,

>

> Debs in FL

[Guest guest]

geez deb, this is horrible. i am so sorry you have had so much trouble. i can

not sign my severence agreement. i have already filed a complaint against

them as of yesterday. so right now i really feel screwed!!! i survived

through my 4 dr appts yesterday even setting up a few more, got an

application for section 8 comming also for circuit breaker program. that

helps with some select medications. now i have had 3 dr's saying something

about peripheral neuropathy. i am going for an emg today at 11:00. also found

out my sons script expires. i hope his family dr will refill it. otherwize it

runs about $400 a visit to see the psychiatrist. i still owe $100 from last

year. i have got the acid thing going (gee, i wonder why) and been serviving

on tylenol pm's to get about 5 hrs per night. my back feels bruised from the

chiropractor and massage. why do they feel they can push that hump back

inside my back!!! ow!!kathy in il

[Guest guest]

Kathy,

I am so sorry that you are having to go thru this. My tummy still hasn't

settled down yet and I still can't sleep. I sleep at 2 hour intervals. I am

supposed to have a renal us today but I don't know if I am going to be able

to make it as my knee is killing me in addition to the tummy trouble. Don't

think I want someone pounding on my back right now. I am soooooooo nauseated

right now, worse than morning sickness, gotta be the medications.

It sounds as though you are really taking action with your present situation.

It is like a full time job to just get what you need to survive. When you

filed the complaint, did they say anything about your chances? Because I was

laid off with other people, I felt that I would not have had much of a case

and Ron was not working at the time and his unemployment had run out, so I

more or less HAD to sign the agreement. It is a vicious cycle. After the

bad publicity that my former employer has gotten recently, I think I was the

winner in this situation.

I will keep my fingers crossed and send prayers your way to give you strength.

Gentle, tender, angel hugs,

Debs in FL

[Guest guest]

In a message dated 4/24/02 9:37:22 AM Central Daylight Time,

Auntblabbie2000@... writes:

<< It sounds as though you are really taking action with your present

situation.

It is like a full time job to just get what you need to survive. When you

filed the complaint, did they say anything about your chances? >>

boy i guess i did huh?? now i feel like i'm in the middle of the ocean

and i can't see land anywhere!!! the eeoc just called me today. they are

about a month behind and my interview is may 23rd at 2:30. i really won't

know anything until after that. but i am sending out all the bills today,

except my cell phone. and my son just brought me home my $140 in pharmacies

for the month. his wasn't ready yet. so i guess i'll just bunker down for

the month and see what happens. i have someone calling me tonight with a

quote for blue cross. i make too much $ for section 8 with my son. but after

he is gone (many years i hope) i will qualify. i've got to get to public aid

for an application. also catholic charities. kathy in il

[Guest guest]

CONGRAULATIONS Deb,

it's about time. I know how exasperating those companies can be. So, rest up

for the fight next month. Hopefully they will be with the program. And don't

ya just love how everything is your fault?

YOU GO GIRL!!!

Judy in Indy

[Guest guest]

Thanks Judy,

Actually, the Rep that I have been talking to at United Healthcare is in

Indianapolis. She has been helpful, but with that " YOU DUMB DORA " attitude

for going thru the steps that I have. If you saw my last post, you will see

that " DUMB DORA " has struck again! Now the doctor's office for the Remicade

can't get eligibility to verify! So another long distance call to be told

that nothing is wrong. So tomorrow should be full of twists and turns again.

Never a dull moment!!!!!!!

Have a good evening....

Debs in FL