Re: Re: Insurance Benefits/ Kentucky

[Guest guest]

The requirements in Kentucky are ridiculously low. Even in the area where we

live (where the COL is low), if you meet the income requirements then you are

basically stuck living in the housing authority projects which are the worst

neighborhoods for crime.

I hate the *no man's land* in the middle!

 

 Love and Hugs

         Jeni

                              

Re: Insurance Benefits

Santino,

Both Kentucky Medicaid and Mercy Health in Kentucky have eligibility

requirements that include that you be very low income. Without me

looking at those requirements closely or knowing what your gross

income is, I can only tell you that your eligibility is probably

being affected by your earned income, not by your employer-sponsored

health insurance. Your employer-sponsored health insurance would

become primary and Medicaid would cover whatever your primary

coverage doesn't if your income isn't too high.

Were you on SSI before you started working?

Alana

>

> Hello all,

>

> I had a particular issue arrise involving insurance benefits and I

> wanted to get as information and insight from any of you as

possible.

>

> Here is my issue: Up until last year, when I was a student and

> unemployed, I had medicaid health benefits as well as a state

> insurance plan entitled Keystone Mercy. Under these coverages I

> had all prescriptions covered including my monthly supply of bed

> underpads and and attends briefs.

>

> A few months ago I became employed, and with that I had to forfeit

> medicaid and go exclusively with my new insurance plan (Blue Cross

> Blue Shield of which I pay a significant amount in premiums) and

> because of my obvious medical condition I opted for the most

> expensive coverage thinking it would be most likely to cover the

> medical supplies I needed including the bed pads and the attends.

>

> I have just come to learn that my insurance will not cover the

> prescriptions for both the bed underpads and and attends briefs.

> They suggested that I have my physician contact them and apply for

an

> exception.

>

> Have any of you ever gone through this? Is there anything else

that

> I can do? Any suggestions or insight would be greatly appreciated.

>