medicare/private ins.?

[Guest guest]

I want to clarify info from my former note. I am a retired teacher with

full life-time insurance from my former job. However, I have heard other

older retired teachers mention that once you reach Medicare age, Medicare

becomes your primary and our school district insurance becomes our secondary.

I don't know what that means for prescriptions. I have a while before I

have to worry about it. I will have to clear that up with my health

insurance plan before the time comes. If the age for Medicare is 65 I have

five

more years before I need to worry about it. Maybe I can hope for that

elusive cure for cml before then! Wouldn't it be nice if I didn't have to

worry

about our expensive drugs when I reach 65? Think positive!

in NY

[Guest guest]

>

> I want to clarify info from my former note. I am a retired teacher with

> full life-time insurance from my former job. However, I have heard other

> older retired teachers mention that once you reach Medicare age, Medicare

> becomes your primary and our school district insurance becomes our secondary.

> I don't know what that means for prescriptions.

--------------------------------

Hi ,

Yes, what you describe is one of the options.....Medicare primary and your

present insurance secondary. Closer to Medicare age you will want to find out

about drug coverage, because Medicare does not have drug coverage unless you opt

to buy the optional Part D for drug coverage. Maybe you get to keep your present

insurance drug coverage?

Part D will be improving as the close the donut hole over the next few years,

but our drugs are still expensive on Medicare Part D (about $8K a year right now

as Dorothy mentioned).

C.