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Re: paid for at 100%

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WOW :

That is absolutely wonderful news about having EVERYTHING

covered....even mileage!!!! I am SO happy for you, it's nice to hear

good ins./coverage stories for once.

Debbie Abby's mom DOCGrad

MI

> Yes I am soooo thankful. In Missouri there is a program called

First Steps ( it is in every state, different name, just differnet

qualifiing factors) and he qualifies b/c Dr. stated in letter

problems associated with plagio and tort and Lucas is delayed

somewhat. So what this means is they will pay for the helmet 100%,

PT ,OT, and speech therepy will be provided for in our home and paid

at 100%, will pay $.26 cents a mile for travel. They will also pay

for any other " therepy or services " he may need. We also qualify for

the respite care program. We have 20 hours we can " buy " at 1.50 an

hour and they turn around and pay the provider (we choose who this

is) $7.50hr!! We have to pay $1 extra per hour for Caleb, but gosh

what a blessing that is, a babysitter for $2.50hr!!! WOW We get all

of this unitl age 3, if he needs it that long.

> This is not medicare, we have private insurance, but it will not be

filed, so we will not run up Lucas's lifetime maximums. There is no

qualifing factor based on income!!!!

> Have any of you checked into this, in the state you live in????

>

> Caleb and Lucas 6mths (soon to be in a starband)

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,

Congrats on having everything covered, that is terrific!! Its so

nice to hear a good insurance story every once in awhile!

Niki

Kaylie & Danny (STAR grads)

Phila., PA

> Yes I am soooo thankful. In Missouri there is a program called

First Steps ( it is in every state, different name, just differnet

qualifiing factors) and he qualifies b/c Dr. stated in letter

problems associated with plagio and tort and Lucas is delayed

somewhat. So what this means is they will pay for the helmet 100%,

PT ,OT, and speech therepy will be provided for in our home and paid

at 100%, will pay $.26 cents a mile for travel. They will also pay

for any other " therepy or services " he may need. We also qualify for

the respite care program. We have 20 hours we can " buy " at 1.50 an

hour and they turn around and pay the provider (we choose who this

is) $7.50hr!! We have to pay $1 extra per hour for Caleb, but gosh

what a blessing that is, a babysitter for $2.50hr!!! WOW We get all

of this unitl age 3, if he needs it that long.

> This is not medicare, we have private insurance, but it will not be

filed, so we will not run up Lucas's lifetime maximums. There is no

qualifing factor based on income!!!!

> Have any of you checked into this, in the state you live in????

>

> Caleb and Lucas 6mths (soon to be in a starband)

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