Re: Cigna, the saga continues... - Gail

[Guest guest]

Gail,

What a pain huh? It wasn't even an option in mine or my husband's

mind whether we were going to wait for approval or not. Without even

discussing it the plan was - act now, worry about insurance later.

I'm just glad that the neurologist didn't hesitate at all when it

came to approving the band. I couldn't stand to wait while 's

head got worse and worse. Oh how I wish your lottery theory was

true!! hehe

I know that if insurance doesn't cover the cost we're looking at a

pretty steep sum. It doesn't help that I'm a SAHM and we rely

completely on my huband's income but luckily is the first baby

on my side of the family and everyone has come together offering to

help out if needed. We've started a Fund in the family!!

It seems the best way for me to get through all this is to keep

positive and persistence!!! I'm so thankful for everyone here who

has such great advice and support to offer.

& (5 months, band on 8/26/02)

> > You probably saw from my earlier post that our external appeal

> upheld Cigna's original denial. I finally got around to reading

page

> 6 of the denial and actually laughed out loud over it. They

accused

> Dr. Day, the doc who wrote the rx for the bands, of financial

> affiliation with Cranial Technologies. So at 4:45 on a Friday I

> placed a call to Dr. Day's office. Dr. Day answered the phone

> himself and we had a great talk. I read him the paragraph about

> himself and he told me to fax it to him ASAP as he is going to

call

> the medical director at Cigna and " raise some dust " . Clearly

this is

> not finished yet...I'll keep you posted.

> >

> > Gail, Sam and Sara's mom, DOC grads

>

>

>