Re: Thanks Kirk

[Guest guest]

Check with your state to see if they do offer Medi-Gap policies. These are

the policies that were available prior to this Part D BS that is killing a

lot of people who can least afford it. The easiest way to do this is to call

all of the regional health care services in your area and ask if they offer

a Gap policy. If they do, have them send you information on it.

I went to Vegas 3 years ago and it was worth the $$$, so if you can go,

go....you'll certainly enjoy it. It was great to meet many of the people

that you " talk " to here in person. The only downside for me was that I had a

real hard time walking (was still using a walker) and felt lousy while I was

there. I made it through it though, even if I did wind up in the resort a

couple of days after returning home from there.

I'd like to return but that isn't in the cards at this time.

Good luck, Kirk.

>

> Thanks, Kirk. I'll check into Medi-Gap. Never heard of it before. Will

> do.

>

> I really want to try to save enough money to go to the conference in Las

> Vegas this year. Will really have to try to save for that. Haven't been able

> to go before.

>

> Thanks again, Welynda

>

> Kirk Bonanny <kbonanny@... <kbonanny%40gmail.com>> wrote:

> Welynda, have you looked into a Medi-Gap policy? What it does is eliminate

> your co-pays and co-insurance. The down side is that it costs more and

> you'll still need a separate prescription plan. The good side is that in

> my

> case the $89.00 outlaid up front each month is far cheaper than what I

> would

> spend on co-pays & co-insurance! I am willing to bet that this insurance

> arrangement has saved me over $3000.00 over the last 24 months.

> I also finally applied for prescription assistance (my scripts run around

> $700.00/month) and received that, and that has made life a bit more

> tolerable. Seek out whatever you can, no one can fault you for it.

> I don't know if you own your home or not or if your state has property

> taxes like (the greed mongers here) in Pa, but if you own apply for an

> assessment reduction. I intend to now that they have re-assessed us, I

> just

> need help filling out the " book " of forms they want filled out. I was

> going

> to apply 3 years ago, but didn't understand the damn paperwork and threw

> it

> in the trash. I have no choice now, I need the reduction.

> Hope this gives you an idea or two. Adios, Kirk

>

> On 16/04/2008, Welynda <welyndaw@... <welyndaw%40yahoo.com>>

> wrote:

> >

> > Does anyone here seem to have as much trouble with money as I do? No

> > matter what I do I just can't seem to get ahead of the gamel I made a

> decent

> > salary when I was working, but now that I'm not working and it's just me

> by

> > myself supporting myself, it's a lot harder. So much goes out each month

> to

> > doctors, hospitals and health ihsurance cost. Plust all the co-pays on

> my

> > gazillions of medications. It's downright depressing. I'm amazed that I

> was

> > even able to get myself a new computer. (I don't consider it a luxury: I

> > need this website for contact with you guys and now I'm signed up for

> the

> > chats.) I just con't figure it out. I know that sounds dumb, but it just

> > goes so fast. I end up at the end of each month with barely enough to

> buy

> > food. I try to remind myself of all the good things I do have like: a

> roof

> > over my head, two wonderful pets (Tallulah the cat and Giogino the dog)

> > clothes, food, cable tv, etc. I've tried to pare down, but I don't

> consider

> > my

> > cable tv and computer cable as a luxury. Sometimes cable tv just seems

> to

> > save my life - - - I'll watch just stupid stuff when I'm really hurting

> and

> > it seems to help - - - don't have to think. Sometimes it just gets to me

> > when I realize that I wouldn't be in such a financial mess if I didn't

> have

> > this crazy mind-blowing illness. Just want to know if anyone else goes

> > through this with tough times

> > financially. Much lolve and good thoughts, Welynda

> >

> >