- OT rambling

[Guest guest]

Hi ,

yes, it is a scary time right now, that's for sure.

I'm glad that we have always been good about paying

our debts. we've always paid extra on our mortgage to

get it down, kept our cars as long as possible to

avoid car payments, etc - the only thing that s*cks is

being responsible sometimes screws you over on taxes

b/c this year b/c our mortgage interest was so much

lower we ended up owing about $900 to the federal

gov't! Can't win! We have also always " under bought "

our homes, basically buying less than we could afford

- I never wanted to live pay check to pay check and

panic over every dollar I spend, so we bought a

smaller more modest house - which gets me on my soap

box about the gov't (us taxpayers!) bailing out people

who did the exact opposite (bought way more than they

could afford through shady mortgage deals). I have

sympathy with people who are going to lose their homes

through no fault of their own - illness, job losses,

etc., and have no problem with helping those people

out, but I really have no sympathy for people who

knowingly got in over their heads and are now looking

for " mom and dad " (us taxpayers!) to bail them out.

Where is personal responsibility??? I can't put all

the blame on the banks, people need to be grown ups

and responsible and take personal responsibility for

their finances! GRRR!

Okay, sorry that was way OT, just had to get it off my

chest.

Of course the flip side to our buying an older and

smaller more modest house is that we're now putting

work into it and that is, unfortunately, coming from

our savings (which makes me pretty nervous with the

economy being what it is) But, it is needed work and

I guess it is better than taking out loans and paying

interest on top of it all!

Take care, sorry to ramble and I'm really happy for

you and DH, that has to be a load off your minds!

((HUGS))

Donna

--- fitgrl222@... wrote:

>

> In a message dated 4/4/2008 5:49:46 PM Eastern

> Daylight Time,

> donna112520@... writes:

>>

>

> Thanks Donna. It's really scary. I don't understand

> what is wrong with

> people. I guess its all about money and no one

> cares as long as they get more than

> the other person. Sad, but I think that's the case.

>

>

> I hope your family is safe from any job loss. DH's

> job isn't safe ever. He

> works for the auto industry and ever since they went

> on strike for that week

> a few months back, we decided it was time to buckle

> down and get our vehicles

> paid off and then start working on our house, so

> we'll be at least mostly safe

> if something should happen.

>

>

> ~*~~*~

>

>

>

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> out AOL Travel Guides.

>

>

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>

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