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What’s Driving the New Florida PIP Law

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The following link to an Insurance Research Council (IRC) press release from

2011 may provide some insight to factors underlying recent changes in their PIP

statutes. To quote from the press release:

Almost one in every three no-fault auto insurance claims closed in Florida in

2007 appeared to involve the exaggeration of an injury or to be inflated by

unnecessary or excessive medical treatment, according to a new study from the

Insurance Research Council (IRC). In addition, as many as one in ten no-fault

claims appeared to be fraudulent, with material misrepresentation of some or all

aspects of the claim, such as claims based on fictitious accidents.

The IRC is an independent research organization. Data from their reports has

been cited by leading chiropractors including Arthur Croft and Larry Nordhoff.

Here's the link to the press release:

http://www.insurance-research.org/sites/default/files/downloads/IRCFloridaPIP_02\

0911.pdf

J. Burke, D.C.

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