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Re: insurance for employees

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I have my company health insurance through a small business affiliation -- they're considered a "not for profit" brokerage, but they get a small commission.

Works out well, and I get help selecting plans.

Local Chamber of Commerce also a good place to look for this.

Many plans will insist that a certain percentage of full-timers will need to have the health insurance to be a "group" -- you want this, so no preexisting, and lower costs.

It works OK in terms of how to do this, as the business can give a base amount (tax deductable to the business) and the rest of the premium would be paid by the individual.

Lots of rules, use the broker to intercede for you.

Good luck, talk more off list if you want, as I figured this all out about 4 years ago, and it took some time.

Matt Levin, MD

Solo FP in Western PA

dr-levin@...

insurance for employees

Being a medical provider and a medical practice, feel it is my responsilibility to provide medical insurance for our one employee. I have two partners in my practice, one of whom also does not have medical insurance.

Any suggestions on how to go about trying to get a good price/ package for insurance? I'm on my husband's work insurance and have always just gotten insurance through a job, so have no ideas about how to go about any of this.

I work in Washington state if that is important.

Thanks.

Weakland

Ballard Neighborhood Doctors

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We also live in WA -- Cle Elum -- and used a broker

that I knew personally, (Donna M Carlson in Camas, WA

http://www.donnamcarlson.com/ )

She came up with several options for us and we eventually went with

Asuris for both our family and our one employee and her child. It was a

huge relief to have a broker help us with this since we really didn't

know where to begin.

Lange Schneider

Alpine Lakes Family Practice

Weakland wrote:

Being a medical provider and a medical

practice, feel it is my responsilibility to provide medical insurance

for our one employee. I have two partners in my practice, one of whom

also does not have medical insurance.

Any suggestions on how to go about trying to get a good

price/ package for insurance? I'm on my husband's work insurance and

have always just gotten insurance through a job, so have no ideas about

how to go about any of this.

I work in Washington state if that is important.

Thanks.

Weakland

Ballard Neighborhood Doctors

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Share on other sites

We also live in WA -- Cle Elum -- and used a broker

that I knew personally, (Donna M Carlson in Camas, WA

http://www.donnamcarlson.com/ )

She came up with several options for us and we eventually went with

Asuris for both our family and our one employee and her child. It was a

huge relief to have a broker help us with this since we really didn't

know where to begin.

Lange Schneider

Alpine Lakes Family Practice

Weakland wrote:

Being a medical provider and a medical

practice, feel it is my responsilibility to provide medical insurance

for our one employee. I have two partners in my practice, one of whom

also does not have medical insurance.

Any suggestions on how to go about trying to get a good

price/ package for insurance? I'm on my husband's work insurance and

have always just gotten insurance through a job, so have no ideas about

how to go about any of this.

I work in Washington state if that is important.

Thanks.

Weakland

Ballard Neighborhood Doctors

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