Guest guest Posted January 13, 2002 Report Share Posted January 13, 2002 Dear Friends, I want to thank each and every one of you for your kind words and support after the sudden death of my husband. I have gotten so many private messages from everybody I was completely overwhelmed. I will try to write back to everyone, but it may take me a little time. In the meantime, I did want to let people know how touched I was by your responses. We had a beautiful memorial service for Mark on January 5. There was a very large turnout, despite the fact that we had 12 inches of snow followed by freezing rain 2 days before, and here in the South, nobody knows how to deal with it. (Spoken by a former Yankee ...) The very next day there was a front page article about autism in the Sunday newspaper, with a great big picture of one of our school's instructors working with a child. Most everything that was said in the article about autism (biomedical issues, teaching etc.) was completely inaccurate, and we didn't get more than a paragraph, but nonetheless, there was a huge response, with the result that we've taken on 8 new students at the school and now have a waiting list. But since I am the person who has been doing most of the program book setups (creating data sheets and cards etc.), I did want to explain why it may be a little while before I get back to you. On another note, I hope that what I am about to say may perhaps be a " heads up " to others. When Kenny received Medicaid funding a couple of years ago, one of the stipulations was that a child cannot receive any income or have any assets. Accordingly, we destroyed our wills, which left 50% to each child should we both die at the same time. Unfortunately, we got hung up on who to name as guardians (none of the people in our immediate families being appropriate because they would not have supported what we are doing with Kenny) and never rewrote the wills. In addition, when Mark switched jobs a couple of years ago, and the life insurance was so expensive, we thought we could cut corners by just getting the basic policy offered by his employer. We never sat down with a financial planner because we had no assets to speak of (most of you can probably understand why if you have a child with autism.) I realize now this was a big mistake. We weren't too worried about this because Mark was extremely healthy, and everybody in his family has lived well into their 90's. We felt we had more important things to do, and this just got pushed to the back burner. Since I wasn't earning any income, the only thing we thought about was getting enough life insurance on me to cover Kenny's educational expenses should something happen. I am sure I will get through this one way or another, but it would have been much easier had we really planned for the possibility of a catastrophic event. In this particular situation, nobody actually saw what happened to Mark, so it became a coroner's case. This means a 90 day wait on a death certificate, and consequently, a holdup on everything that I now have to file for. So, my message to everyone is, DON'T WAIT, and BE PREPARED FOR THE UNEXPECTED. I've now spoken with some friends who have agreed to be guardians for the children, and I'm in the process of trying to put things in order. Believe me, it would have been a lot more bearable to do this when I wasn't trying to pull my life back together. I do not mean any of the above to sound like I'm asking people to feel sorry for me, but rather, I hope that by sharing this story that I can help others in the future. Again, I appreciate all the support you have all given me over the past couple of weeks. P.S. For those who have made a contribution to the school in Mark's name, I probably forgot to mention that we are a non-profit, and therefore your contribution is tax deductible. I will send out letters to everybody, but it may take awhile before I can get to it. s (Cary, NC) persistentC@... President, The Mariposa School for Children with Autism http://www.rtphome.org/mariposa/ Quote Link to comment Share on other sites More sharing options...
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