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[Guest guest]

Hello everybody,

My name is Emine. I'm from Turkey. I have CMT but not CMT 1. I'm 21 years

old. There is CMT 1 years ago. I can bad speak English. CMT treatment? Curable?

Can you help me? I think the doctor's not treatment.

Convey greetings... good by

Emine

Jane <Ladyjane1229@...> wrote:

Gretchen~

I worried about that for a while too. Then my husband and I

purchased our first home and I began looking into homeowners

insurance. I asked a lot of questions of course and one similar to

yours. I was told by almost all of the insurance companies that if

my chair were stolen it would fall under theft in the policy, if it

were damaged by someone else it would fall inder vandalism in the

polocy. She would of course have to make a police report for stollen and/ or

damaged equiptment. Then if she didn't want to make a claim with her homeowners

insurance company (which could raise her

premium), she could try her private insurance company first, which

issues wheelchairs and such based upon need.

But if her co-pay is higher than her homeowners insurance deductable it might be

best to just go through your homeowners insurance company. It all depends on the

situation and what is affordable. Inevitably some money will have to be shelled

out (unless you have Medicaid) but maybe a co-pay or insurance deductable isn't

as wallet pinching as paying for the equiptment out right.

The same goes for renters insurance. If you are that worried then in your

friends presence, call her homeowners insurance company and find out what the

process would be under those circumstances. I'm sure they would be more than

happy to explain the process to you and your friend.

If she didn't have homeowners insurance then she would still have to

make a police report and then get in contact with her insurance

company and go through the process of getting another chair/scooter

all over again. And pay the co-pay if any. If she didnt have

insurance, a police report would still be needed for the purpose of

pressing charges and if/when they catch the perp she could take him

to civil court and sue them for the repacement value of what he stole.

I hope this helped. Good luck!

Jane

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