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Questions about Medicare B

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I have something to tell everyone. I know I have not been on here in

a while but I have been so busy. But I have been so busy. Well as

some of you know I have been fighting the Social Security

Administration Disability for about 4 years now. Well, I finally got

approved. So I get my first check on February 13, 2007. They are

also going back to March of 2004. I was wondering how long it takes

to get my back pay. I also get Medicare part A for free but I have

to pay for Medicare Part B. See my husband makes too much money for

us to get Medicaid and for Medicaid or any other organization to pay

for my Medicare Part B. So here is my question, " Does anyone on here,

Have insurance through their spouses insurance that covers their

medical bills by 80/20 like Medicare B does. If so do you also have

Medicare B and is it worth it to carry both of them if you don't go to

the doctors a lot and don't have surgery a lot.

Thanks

Sue

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