Re: What State Farm Taught Me

[Guest guest]

I'm so sorry that you and your family went through such a trauma.

We lost our house 2 years ago to mold, water damage, and valdalism.

It's hard enough to lose a home, and, when there is litgation

involved, it's doubly hard.

This book has been helpful for my mom and I to deal with the emotional

fallout of losing a home and dealing with an insurance company. It's

called " Invisible Heros: Surviors of Trauma and How They Heal. " By

Belleruth Napastek.

We also found the audio recordings about how to try a mold case on the

Policyholders of America website very helpful. It is a recording of a

class teaching lawyers what they need to know to try a mold case in court.

Prayer and Blessings on your family's recovery from the loss of your case,

Jocelyn

[Guest guest]

Jocelyn, did you have to pay to join Policyholders of America to access

this information?

Thanks,

--- In , " Jocelyn Brown " <brownje@...>

wrote:

We also found the audio recordings about how to try a mold case on the

Policyholders of America website very helpful. It is a recording of a

class teaching lawyers what they need to know to try a mold case in

court.

[Guest guest]

, we paid for the 1st two years. There is a limited free

membership, but the information is worth so much more than the $100

membership fee for full membership. Plus, you can email questions for

answers from Melinda with either membership.

Jocelyn

>

> We also found the audio recordings about how to try a mold case on the

> Policyholders of America website very helpful. It is a recording of a

> class teaching lawyers what they need to know to try a mold case in

> court.

>

[Guest guest]

The title of this should be: what I paid State Farm for and did not receive. I

had a water leak of the type which is now excluded despite having a separate

mold policy.

Jocelyn Brown <brownje@...> wrote: I'm so

sorry that you and your family went through such a trauma.

We lost our house 2 years ago to mold, water damage, and valdalism.

It's hard enough to lose a home, and, when there is litgation

involved, it's doubly hard.

This book has been helpful for my mom and I to deal with the emotional

fallout of losing a home and dealing with an insurance company. It's

called " Invisible Heros: Surviors of Trauma and How They Heal. " By

Belleruth Napastek.

We also found the audio recordings about how to try a mold case on the

Policyholders of America website very helpful. It is a recording of a

class teaching lawyers what they need to know to try a mold case in court.

Prayer and Blessings on your family's recovery from the loss of your case,

Jocelyn

__________________________________________________

[Guest guest]

What are the records of the various insuracnce companies and do any websites

offer customer reviews, feedback, consumer experiences with them and how

they deal with cases ?

People should be able to choose insurance companies on the basis of how they

treat people..

[Guest guest]

Does anybody know if the adage " you pay for what you get " holds true with

insurance? Does Churbb pay out better than State Farm for instance? Chubb as I

recall is more expensive and has a higher minimum value for the property before

they will consider insuring the property.

LiveSimply <quackadillian@...> wrote: What are the records of the

various insuracnce companies and do any websites

offer customer reviews, feedback, consumer experiences with them and how

they deal with cases ?

People should be able to choose insurance companies on the basis of how they

treat people..

[Guest guest]

Check your state insurance department website for data about

complaints against specific insurance companies. And, when you look

at it, remember this only records the people who take the time to

file a complaint with the insurance department.

Try www.statefarmstillsucks.com

or

www.badfaithinsurance.org

It shows that State Farm is #1 on the list of bad faith insurance

companies.

--- In , LiveSimply <quackadillian@...>

wrote:

>

> What are the records of the various insuracnce companies and do any

websites

> offer customer reviews, feedback, consumer experiences with them

and how

> they deal with cases ?

>

> People should be able to choose insurance companies on the basis of

how they

> treat people..

>

>

>

[Guest guest]

There are two main points of insurance.

The one we often don't think about socially is to make people confident

enough to spend their money freely rather than saving it.

This helps the economy.

People in other countries, especially ones that have seen wars, like Europe

and Asia, tend to save a lot more of their incomes than we do and hold

tighter to their money in case something bad happens.

Plus, in many countries, they pay for medical care through their taxes and

not through private insurance, which takes roughly one third (30%) of each

dollar spent on healthcare for administrative expenses and profit.

Without the existence of insurance, in some form, people would not spend

money. (Or, in the case of the FDIC, save it, even though the FDIC only

insures $100,000 per depositor, per banking institution " including principal

and interest combined " . This kind of partial insurance encourages

investment.)

From that standpoint, its not important to some important people whether the

insurance actually is a credible help to poor or working people in times of

calamity, as long as many of them think that it is during their prime

spending (or saving) years and spend money.

[Guest guest]

Here's the link:

http://www.policyholdersofamerica.org/newsletter/dec_2006/3_4.pdf

~Haley