Fireman's Fund Insurance Company Offers to Rebuild Damaged or Destroyed Homes ''Green''

[Guest guest]

NOVATO, Calif.--(BUSINESS WIRE)--November 5, 2007--As a result of the

extraordinary wildfires in the past two weeks, Fireman’ s Fund Insurance Company

is responding with an innovative green upgrade for impacted policyholders.

Fireman’ s Fund ® will rebuild its Prestige ® Premier policyholders’ homes that

were damaged or destroyed in the devastating Southern California wildfires

“green” if desired by policyholders.

This is the first-ever green insurance offered to homeowners in the United

States. Setting a new standard for personal insurance, Fireman’ s Fund is

offering this innovative upgrade for affected homeowners who want to re-build

their homes using environmental safety and efficiency standards and landscape

using native trees, plants and shrubs.

A green home uses less energy, water and natural resources; creates less waste;

and is healthier for the people living inside. The health benefits alone include

reduced exposure to mold, mildew and indoor toxins. Many green plants and shrubs

that are native to the region provide natural wildfire protection.

Starting in 2008, Fireman’ s Fund plans to offer green coverage upgrades as

well as other enhancements and loss prevention services currently being offered

to impacted Southern California Prestige Home Premier policyholders, to

homeowners in selected states.

“Family safety and health is of utmost importance, especially after the

considerable loss Southern Californians have experienced,” said

Courtemanche, president, Personal Insurance at Fireman’ s Fund. “It is important

to provide the best protection we can at this time when it is needed the most.

We want to be part of the solution in rebuilding safer communities because it is

the right thing to do.”

Studies have shown the benefits include lower susceptibility to asthma and

allergies, better overall health and productivity in homes with green features.

The National Center for Healthy Housing states it is clear that homeowners can

expect substantial health gains by building green.

“This is an innovative solution and we’ re pleased we can offer it first to

Southern California wildfire victims,” said Courtemanche.

In the aftermath of the fires, these additional upgrades will assist

policyholders in the rebuilding of their homes and their lives:

Green replacement upgrades mean Fireman’ s Fund will repair or replace damaged

property with materials and products that meet environmental safety and energy

efficiency standards.

Green building features include Energy Star-rated appliances and lighting

fixtures, home insulation, heating/ventilating/air conditioning, low VOC

(volatile organic compounds) paints, sealants, adhesives, low emission

carpeting, Federal Energy Management Program- designated plumbing fixtures

featuring water conservation, and use of forest stewardship certified wood for

cabinets, ceilings, siding and framing.

Trees, Shrubs, Lawns and other plants – Up to $10,000 per plant and $50,000

total for replacing destroyed vegetation with those that reduce the risk of

spreading wildfire. Recommending fire-resistant and green landscaping is part of

a comprehensive loss prevention program already available to Fireman’ s Fund

California policyholders to proactively reduce vulnerability to wildfire.

Pet injury – up to $25,000 for veterinary expenses due to injuries caused by an

occurrence such as the fires.

Fireman’ s Fund was the first property and casualty insurance firm to offer

green insurance to the U.S. commercial marketplace, introduced in fall 2006.

About Fireman’ s Fund

Fireman’ s Fund Insurance Company is a premier property and casualty insurance

company providing personal, commercial and specialty insurance products

nationwide. It is rated 'A+' by Standard & Poor's Ratings Services. Fireman’ s

Fund is a member of the Allianz Group (NYSE: AZ), one of the world’ s largest

providers of insurance and financial services. For additional information,

visit:

www.firemansfund.com

http://insurancenewsnet.com/article.asp?n=1 & neID=20071105290.2_521d01758c752728

__________________________________________________

[Guest guest]

I don`t imagine the average homeowner can afford a policy with

this company but curious.

nne

--- In , Darlene <darlenesb2000@...>

wrote:

>

> NOVATO, Calif.--(BUSINESS WIRE)--November 5, 2007--As a result of

the extraordinary wildfires in the past two weeks, Fireman' s Fund

Insurance Company is responding with an innovative green upgrade for

impacted policyholders. Fireman' s Fund ® will rebuild its Prestige

® Premier policyholders' homes that were damaged or destroyed in the

devastating Southern California wildfires " green " if desired by

policyholders.

>

> This is the first-ever green insurance offered to homeowners in

the United States. Setting a new standard for personal insurance,

Fireman' s Fund is offering this innovative upgrade for affected

homeowners who want to re-build their homes using environmental

safety and efficiency standards and landscape using native trees,

plants and shrubs.

>

> A green home uses less energy, water and natural resources;

creates less waste; and is healthier for the people living inside.

The health benefits alone include reduced exposure to mold, mildew

and indoor toxins. Many green plants and shrubs that are native to

the region provide natural wildfire protection.

>

> Starting in 2008, Fireman' s Fund plans to offer green coverage

upgrades as well as other enhancements and loss prevention services

currently being offered to impacted Southern California Prestige

Home Premier policyholders, to homeowners in selected states.

>

> " Family safety and health is of utmost importance, especially

after the considerable loss Southern Californians have experienced, "

said Courtemanche, president, Personal Insurance at Fireman'

s Fund. " It is important to provide the best protection we can at

this time when it is needed the most. We want to be part of the

solution in rebuilding safer communities because it is the right

thing to do. "

>

> Studies have shown the benefits include lower susceptibility to

asthma and allergies, better overall health and productivity in

homes with green features. The National Center for Healthy Housing

states it is clear that homeowners can expect substantial health

gains by building green.

> " This is an innovative solution and we' re pleased we can offer it

first to Southern California wildfire victims, " said Courtemanche.

>

> In the aftermath of the fires, these additional upgrades will

assist policyholders in the rebuilding of their homes and their

lives:

>

>

> Green replacement upgrades mean Fireman' s Fund will repair or

replace damaged property with materials and products that meet

environmental safety and energy efficiency standards.

> Green building features include Energy Star-rated appliances and

lighting fixtures, home insulation, heating/ventilating/air

conditioning, low VOC (volatile organic compounds) paints, sealants,

adhesives, low emission carpeting, Federal Energy Management Program-

designated plumbing fixtures featuring water conservation, and use

of forest stewardship certified wood for cabinets, ceilings, siding

and framing.

> Trees, Shrubs, Lawns and other plants – Up to $10,000 per plant

and $50,000 total for replacing destroyed vegetation with those that

reduce the risk of spreading wildfire. Recommending fire-resistant

and green landscaping is part of a comprehensive loss prevention

program already available to Fireman' s Fund California

policyholders to proactively reduce vulnerability to wildfire.

> Pet injury – up to $25,000 for veterinary expenses due to

injuries caused by an occurrence such as the fires.

>

> Fireman' s Fund was the first property and casualty insurance

firm to offer green insurance to the U.S. commercial marketplace,

introduced in fall 2006.

>

> About Fireman' s Fund

>

> Fireman' s Fund Insurance Company is a premier property and

casualty insurance company providing personal, commercial and

specialty insurance products nationwide. It is rated 'A+' by

Standard & Poor's Ratings Services. Fireman' s Fund is a member of

the Allianz Group (NYSE: AZ), one of the world' s largest providers

of insurance and financial services. For additional information,

visit:

> www.firemansfund.com

>

> http://insurancenewsnet.com/article.asp?

n=1 & neID=20071105290.2_521d01758c752728

>

> __________________________________________________

>