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Re: petition to congress

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People may want to be careful about online activism with their real names.

Has anyone been following the " Previous insurance rescission " stories

- telling how many insurance companies are now compiling lists of

admittedly sick people and subscribing to databases to identify the

real names of people who use public online illness support sites and

mailing lists, so they can be excused from insuring careless people

who don't divulge any pre-existing conditions on applications for

insurance?

This " Previous insurance rescission " is RETROACTIVE. People have to

then pay back money their healthcare providers have received for their

care!

In many cases they have used huge commercial databases to correlate

names, browser cookie data and the like, (this is used to send each

browser targeted ads) and email addresses - (people have much less

privacy online than they think they do - especially when people are

being paid to ferret this information out, and are even paid bonuses

based on how many they drop)

The insurance companies goal is reimbursement, and getting

unprofitable sick people off of their insurance rolls.

Personally, I think this is behavior that crosses a line. Sick people

cannot afford to repay these companies for the money their doctors

have already received. They are often at their wits end trying to pay

current medical expenses.

According to what I have read, the unlucky people who overlooked

something in the application don't just lose their health insurance,

they have to repay the benefits, which can be a LOT of money, if it

turns out they didn't mention something when they applied for their

individual insurance. (which is extremely expensive to boot.)

I am pretty sure that they don't get a refund of the premiums they paid, either.

They also have been sending letters to doctors asking them to be their

eyes and ears. Many doctors were outraged by this.

This is one of the ways the system NEEDS to be changed.

As long as we have to depend on private insurers, which looks like it

may be a long time longer, and as long as all people are forced to

'apply' for health insurance, which means that as long as the for

profit insurers can pick and choose and change and determine costs for

people by their health status, and not simply by their age, the

financial incentive will remain that drives these attempts to try to

dump people.

They are for-profit businesses, and so they logically, want to only

insure the profitable healthy people and both the bad apples and good

attempt to deny coverage, even the very expensive individual,

non-group coverage, to those who actually need it. That is how private

insurance works. No candidate is going to ask them to lose money on

people they insure, no matter how much 'hope' they inspire in people,

mandated universal insurance that covers everybody of each age group,

not just children, at the same price, is the only way around these

issues.

We also need affordable insurance coverage now, as soon as possible,

not years in the future.

Previous insurance rescission coverage at LA Times

http://www.latimes.com/news/printedition/front/la-fi-healthinsure-sg,1,7859072.s\

torygallery

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Thanks! I just signed it and sent it to my friend in

Chicago. Might be good idea to reintroduce it every

month for new members like me!

--- tigerpaw2c <tigerpaw2c@...> wrote:

> This petition has been in our files for sometime

> now, hopefully many

> have signed it already....

>

> KC

>

>

> >

> >

> http://www.petitiononline.com/canaries/petition.html

> >

> > I found this petition on line. If you have been

> affected by

> > environmental molds and you haven't signed it yet,

> please

> > do. Please help get an accurate count of us

> canaries.

> >

>

>

>

________________________________________________________________________________\

____

Never miss a thing. Make your home page.

http://www./r/hs

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Guest guest

I think most of us would be turned down anyway with all our sick

records and history at least people that have been sick for so long

unless, you get it from job or spouse's job. I heard just one yeast

infection and a girl had to pay back her insurance and was dropped. I

keep writing congress etc. all the time.

>

> People may want to be careful about online activism with their real

names.

>

> Has anyone been following the " Previous insurance rescission " stories

> - telling how many insurance companies are now compiling lists of

> admittedly sick people and subscribing to databases to identify the

> real names of people who use public online illness support sites and

> mailing lists, so they can be excused from insuring careless people

> who don't divulge any pre-existing conditions on applications for

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