Re: Claims That Boost Your Insurance Rates - water damage

[Guest guest]

I have to add to this that anything that you say during a conversation

with your insurer can be applied to the CLUE database and used against

you later. A good for instance is that when I spoke to the Workmans

Comp " advocate " , she indicated that I owned birds and that could be

the cause of my lung disease. I asked how she knew that and she said

that Travelers Insurance knew it. She didn't care that the bird tests

were negative. They would still use it against me. I also found out

the hard way that any bird with the exception of maybe a cockatiel or

budgie are considered " exotic " and " dangerous " . So are certain types

of dogs. Never volunteer any extra info that might consider you a

higher risk. The underwriters don't want any risks at all and will

fight you tooth and nail for any payouts.

No one seems to know who the underwriters are or if they do, aren't

willing to divulge them. This is all New World Order Big Brother

stuff. The crooked dogbite chasing lawyers have spoiled it for

legitimate claimants.

I also had an insurance inspector tell me that I needed to cut down

some branches from an old oak tree that the utility company told me

was very healthy. They're out there taking pictures of any potential

liability. I think it's mostly when you're switching companies that

they do all this.

Barth