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Pre-existing conditions

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You know I was just watching the news and it mentioned the Obama care questions people want to know about and they mentioned, "pre-existing conditons" Can someone explain to me how this ever became, (pre-existing conditions) who created it, and why it even exists? In my eyes, it's neglecting the ill who need care? How can we suggest they do away with pre-existing conditions, what's wrong with these people?

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