Re: suing my ex land lord

[Guest guest]

You need renters insurance to cover this. In my area, policies several

years ago paid up to$5000 for loss due to water intrusion, fungal, smut, mold,

etc but now they specifically don't cover it because of all the recent water

and flood issues all over the US. As a renter, your insurance covers your

personal loss. A good mold lawyer can tell you what recourse you have against

your landlord but if you have lab tests proving toxic mold, your landlord has

to disclose this and remediate and you can 'force' the financial return to

you for loss by letting her know you will make sure all tenants know there is

toxic mold and/or materials in the home. Loss of income or the potential

threat of loss of income can make a landlord see the good business sense of

helping you regain some of your loss and she can move forward in hopefully

doing

the right thing. In most places, the courts have very few laws if any to fall

back on to enforce this.

**************Gas prices getting you down? Search AOL Autos for

fuel-efficient used cars.

(http://autos.aol.com/used?ncid=aolaut00050000000007)

[Guest guest]

Zoe, I am curious as to what state you are in and who your renters insurance is

from. I had State Farms who completley denied the claim and said it was the

landlords responsability. Georgia does have the discolsure law but this is in

the air as the landlord bought the house only a few months prior to my renting

although looking back at pictures taken before we moved in it is obvious there

was prior flooding. In fact the home is in the " 100 " year flood plain. and just

so happens July of 05 is when Katrina blew through our state and It was again

flooded 3 to 5 inches. I am very glad to have taken pictures prior to this and

am VERY lucky to have found a picture of the insalation inside the walls during

an addition a few years prior where it was clear mold was everywhere inside the

walls.

If you can get the county to come out he can send a violation for the water

intrusion but (in Georgia anyway) once you move from the premises his hands are

tied and can do no more. It was at that point the county recomended I get a

lawyer instead of small claims court due to the fact at that time the knowledge

of health conditions were unknown.

So my advice to the original poster would be take and keep any pictures you can.

Make as many notes as you can. Notes are important because if your health is

affected so will be your memory and details will slip away. Have you notidied

the landlord yet. If so what was his responce? I will help in any way I can, and

my god, the best of luck to you.

 

Chris...

From: zoezoe143@... <zoezoe143@...>

Subject: Re: [] suing my ex land lord

Date: Tuesday, July 1, 2008, 9:43 AM

You need renters insurance to cover this. In my area, policies several

years ago paid up to$5000 for loss due to water intrusion, fungal, smut, mold,

etc but now they specifically don't cover it because of all the recent water

and flood issues all over the US. As a renter, your insurance covers your

personal loss. A good mold lawyer can tell you what recourse you have against

your landlord but if you have lab tests proving toxic mold, your landlord has

to disclose this and remediate and you can 'force' the financial return to

you for loss by letting her know you will make sure all tenants know there is

toxic mold and/or materials in the home. Loss of income or the potential

threat of loss of income can make a landlord see the good business sense of

helping you regain some of your loss and she can move forward in hopefully doing

the right thing. In most places, the courts have very few laws if any to fall

back on to enforce this.

************ **Gas prices getting you down? Search AOL Autos for

fuel-efficient used cars. (http://autos. aol.com/used? ncid=aolaut00050

000000007)