Guest guest Posted October 28, 1999 Report Share Posted October 28, 1999 Lynn, From what I understand, if you go on medicare you usually sign up for supplement with Secure Horizons or in Kaiser's case Kaiser's medicare supplemental insurance. When I asked our social worker about what is the best insurance to have, she said medicare. Remember it's free. Now as to whether you are required to go on it I find that hard to believe but haven't checked into it. You might check with your HMO and see if they offer a supplemental insurance that goes along with the medicare. The doctor told us that the social worker from their tx team was the one to ask insurance questions and very often they will help you with the process. Otherwise maybe their coordinator might help. Don't give up the disability income. Peg Vizas wrote: > Hi......Mike and I met with some friends for lunch last week. He is retired > from the teaching profession and also battling a disease. We spoke about > insurance and he mentioned that after receiving social security disability > for a period of two years, he was required to take Medicare. Does Medicare > pay all your expenses? I wouldn't think so..but I'm asking. Also if you > belonged to a group HMO and then placed on Medicare are you able to maintain > your HMO and have your Medicare as a backup or must you drop your HMO? If > that were the case maybe one should not apply for the disability . Maybe > your trading extra income for medical expenses. Does this sound at all > reasonable or should I just go back to bed? > Lynn > > ------------------------------------------------------------------------ > Learn2 Avoid Junk Mail. Learn2 Shop for Bargain Airfares. Learn2 > Weatherize Your Home. Learn2 Speak Wine. Learn2 Get by in French. > Learn2 Negotiate a Raise. http://clickhere./click/965 > > eGroups.com home: /group/ > - Simplifying group communications Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 1999 Report Share Posted October 28, 1999 Lynn, From what I understand, if you go on medicare you usually sign up for supplement with Secure Horizons or in Kaiser's case Kaiser's medicare supplemental insurance. When I asked our social worker about what is the best insurance to have, she said medicare. Remember it's free. Now as to whether you are required to go on it I find that hard to believe but haven't checked into it. You might check with your HMO and see if they offer a supplemental insurance that goes along with the medicare. The doctor told us that the social worker from their tx team was the one to ask insurance questions and very often they will help you with the process. Otherwise maybe their coordinator might help. Don't give up the disability income. Peg Vizas wrote: > Hi......Mike and I met with some friends for lunch last week. He is retired > from the teaching profession and also battling a disease. We spoke about > insurance and he mentioned that after receiving social security disability > for a period of two years, he was required to take Medicare. Does Medicare > pay all your expenses? I wouldn't think so..but I'm asking. Also if you > belonged to a group HMO and then placed on Medicare are you able to maintain > your HMO and have your Medicare as a backup or must you drop your HMO? If > that were the case maybe one should not apply for the disability . Maybe > your trading extra income for medical expenses. Does this sound at all > reasonable or should I just go back to bed? > Lynn > > ------------------------------------------------------------------------ > Learn2 Avoid Junk Mail. Learn2 Shop for Bargain Airfares. Learn2 > Weatherize Your Home. Learn2 Speak Wine. Learn2 Get by in French. > Learn2 Negotiate a Raise. http://clickhere./click/965 > > eGroups.com home: /group/ > - Simplifying group communications Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 1999 Report Share Posted October 28, 1999 Lynn, From what I understand, if you go on medicare you usually sign up for supplement with Secure Horizons or in Kaiser's case Kaiser's medicare supplemental insurance. When I asked our social worker about what is the best insurance to have, she said medicare. Remember it's free. Now as to whether you are required to go on it I find that hard to believe but haven't checked into it. You might check with your HMO and see if they offer a supplemental insurance that goes along with the medicare. The doctor told us that the social worker from their tx team was the one to ask insurance questions and very often they will help you with the process. Otherwise maybe their coordinator might help. Don't give up the disability income. Peg Vizas wrote: > Hi......Mike and I met with some friends for lunch last week. He is retired > from the teaching profession and also battling a disease. We spoke about > insurance and he mentioned that after receiving social security disability > for a period of two years, he was required to take Medicare. Does Medicare > pay all your expenses? I wouldn't think so..but I'm asking. Also if you > belonged to a group HMO and then placed on Medicare are you able to maintain > your HMO and have your Medicare as a backup or must you drop your HMO? If > that were the case maybe one should not apply for the disability . Maybe > your trading extra income for medical expenses. Does this sound at all > reasonable or should I just go back to bed? > Lynn > > ------------------------------------------------------------------------ > Learn2 Avoid Junk Mail. Learn2 Shop for Bargain Airfares. Learn2 > Weatherize Your Home. Learn2 Speak Wine. Learn2 Get by in French. > Learn2 Negotiate a Raise. http://clickhere./click/965 > > eGroups.com home: /group/ > - Simplifying group communications Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 30, 1999 Report Share Posted October 30, 1999 My mom who is 78 and lives with us is on medicare and has an HMO...and still has some bills to pay...when she sees a doctor the medicare pays....and then HMO picks up what is left....she pays nothing for that...hosp. is a little different...she has had 2 strokes in the last 2 yrs and 2 surgeries...there is very little to pay though...We are just now looking for some help because she has lost her HMO due to the place where she used to work has dropped her...and paying for it by herself or ourselves is too much...we did hear of HMO's thru her medicare...we are working with a social worker now to get some help.... Hope this helps a little... Luanne Ty's mom Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 30, 1999 Report Share Posted October 30, 1999 My mom who is 78 and lives with us is on medicare and has an HMO...and still has some bills to pay...when she sees a doctor the medicare pays....and then HMO picks up what is left....she pays nothing for that...hosp. is a little different...she has had 2 strokes in the last 2 yrs and 2 surgeries...there is very little to pay though...We are just now looking for some help because she has lost her HMO due to the place where she used to work has dropped her...and paying for it by herself or ourselves is too much...we did hear of HMO's thru her medicare...we are working with a social worker now to get some help.... Hope this helps a little... Luanne Ty's mom Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 30, 1999 Report Share Posted October 30, 1999 My mom who is 78 and lives with us is on medicare and has an HMO...and still has some bills to pay...when she sees a doctor the medicare pays....and then HMO picks up what is left....she pays nothing for that...hosp. is a little different...she has had 2 strokes in the last 2 yrs and 2 surgeries...there is very little to pay though...We are just now looking for some help because she has lost her HMO due to the place where she used to work has dropped her...and paying for it by herself or ourselves is too much...we did hear of HMO's thru her medicare...we are working with a social worker now to get some help.... Hope this helps a little... Luanne Ty's mom Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 31, 1999 Report Share Posted October 31, 1999 Secure Horizons is a free HMO that goes along with Medicare. Course, I'm not real happy with the way they are handling Jacquelyn, although I strongly feel that she and her doctor need to confront that situation and it would be resolved. Kaiser has a supplemental insurance to medicare which also costs nothing and covers almost everything except a small co-pay and I'm sure there are others out there. It's a hassle to deal with this but if you stick to it you can usually get the help you need. course sometimes dealing with these HMO's can drive you into a mental institution. Peg BBNLU@... wrote: > My mom who is 78 and lives with us is on medicare and has an HMO...and still > has some bills to pay...when she sees a doctor the medicare pays....and then > HMO picks up what is left....she pays nothing for that...hosp. is a little > different...she has had 2 strokes in the last 2 yrs and 2 surgeries...there > is very little to pay though...We are just now looking for some help because > she has lost her HMO due to the place where she used to work has dropped > her...and paying for it by herself or ourselves is too much...we did hear of > HMO's thru her medicare...we are working with a social worker now to get some > help.... > Hope this helps a little... > Luanne Ty's mom > > ------------------------------------------------------------------------ > Cell Biology Reference Set-3 books + 2 CDs-for > $7.99! A $127.40 value, yours with membership > in Library of Science, the leading science book > club since 1958! Order NOW at > http://clickhere./click/1369 > > eGroups.com home: /group/ > - Simplifying group communications Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 8, 2012 Report Share Posted June 8, 2012 Hi can someone please explain to me how medicare's Hospital days, co-days and lifetime reserve days work ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 8, 2012 Report Share Posted June 8, 2012 http://www.medicareinteractive.org/page2.php?topic=counselor & page=script & slide_id=928 From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ] On Behalf Of tfcraj Sent: Thursday, June 07, 2012 4:11 PM To: TxFinancialCoordinators Subject: Medicare Hi can someone please explain to me how medicare's Hospital days, co-days and lifetime reserve days work ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 8, 2012 Report Share Posted June 8, 2012 http://www.medicareinteractive.org/page2.php?topic=counselor & page=script & slide_id=928 From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ] On Behalf Of tfcraj Sent: Thursday, June 07, 2012 4:11 PM To: TxFinancialCoordinators Subject: Medicare Hi can someone please explain to me how medicare's Hospital days, co-days and lifetime reserve days work ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 8, 2012 Report Share Posted June 8, 2012 Thank you, Rajwant Dhami BMT Financial Coordinator Blood and Marrow Transplant Program 2800 L Street, Suite 440 Sacramento, CA 95816 office fax(916)454-6929 From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ] On Behalf Of McCardellSent: Thursday, June 07, 2012 3:17 PMTo: TxFinancialCoordinators Subject: RE: Medicare http://www.medicareinteractive.org/page2.php?topic=counselor & page=script & slide_id=928 From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ] On Behalf Of tfcrajSent: Thursday, June 07, 2012 4:11 PMTo: TxFinancialCoordinators Subject: Medicare Hi can someone please explain to me how medicare's Hospital days, co-days and lifetime reserve days work ? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.