USA Insurance Coverage Question

[Guest guest]

Hi everyone,

I have a rather unusual question about insurance. OK, about a month

ago I found out that I had a lump in my right breast. I did some

research and I did find a way to get a free mammogram, since my

insurance is not in effect until 9/1. I thought that it would have

been by 8/1, but it was not.

Anyway, what I would like to know is that if I get this free

mammogram done and it finds something wrong (I hate to even think the

word cancer), would I be dis-qualified for coverage because of a pre-

existing issue that was discovered with the free mammogram? I know

that I could call my insurance company and ask but I am afraid that

if I give too much info on why I am asking, they might make a note of

it. It is my fear that they would not consider it to be pre-

existing, but since I called and asked about it then they might

change their minds

I know that I need this mammogram ASAP but I do not want to get it in

case something like this might happen. Their web site does not go

into a lot of detail about this, so that is why I am asking. Does

anyone know how I could get around this one without getting

disqualified for pre-existing?

Thanks!