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Re: ADA On The Pulse Health Savings Account FYI Government Accountab...

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Any recommendations of the best companies for HSA/Insurance for an

individual policy?

Anybody care to share companies you're happy with/recommend and give some

ballpark figures of monthly premiums and coverage? (I rarely use a doc, and

when I do, pay out of pocket.)

Jan Patenaude, RD

In a message dated 5/8/2008 1:30:50 P.M. Mountain Daylight Time,

weaverrd@... writes:

>>

>> Thanks In Advance, Weaver MS RD LD www.mdrdtherapy. Th

>> Senior Account Executive America's Business Benefit Association

>> Affordable Health Insurance www.ABBAplans. Af

>> Insurance Producers of America Agency www.ipa-america. Insurance Pr In

>> Get A Free Quote Today!

>> Private Healthcare Systems PPO www.phcs.com

>> 10%Premium Reduction on Health Savings Account Set Up

>> www.treas.gov/ www.treas.gov/ www.treas.g

>> 2300 Lakeview Parkway, 7th Floor Alpharetta, GA 30004

>>

>>

>> Health Saving Accounts more beneficial to upper and middle class

>>

>> A new study by the Government Accountability Office shows that people

>> with

>> tax-free health savings accounts contribute twice as much as they

>> withdraw.

>> This finding has caused some in Congress to question whether the accounts

>> function more as a tax shelter for the wealthy than an alternate

>> insurance

>> option for individuals seeking lower premiums.

>>

>>

>>

>> The report found that HSA contributions totaled $754 million in 2005,

>> while

>> withdrawals were only $366 million. Of tax filers reporting HSA

>> contributions in 2005, 41 percent made no withdrawals that year to pay

>> for

>> medical expenses. Under the law, funds deposited in HSA's can be held

>> indefinitely, withdrawing from them for medical expenses before the age

>> of

>> 65 and without restrictions after that.

>>

>>

>>

>> HSA's were established as an incentive for people to better manage their

>> health care because they use their money to meet high deductibles, which

>> can

>> come from the tax-free accounts. HSA's are a critical element of the

>> health

>> care plan released this week by presidential candidate Sen. McCain

>> (R-AZ). According to the McCain campaign, " The whole idea is people can

>> actually save money for health expenses when they need them. " The

>> campaign

>> also cited 2007 data from America's Health Insurance Plans noting that

>> growth in HSA-eligible plans is concentrated among small businesses:

>> one-third of small businesses who now offer such plans previously did not

>> offer any insurance to their workers.

>>

>>

>>

>> Democrats who generally oppose HSA's argue that they do not help

>> low-income

>> people obtain insurance and may encourage employers to cut costs by

>> offering

>> high-deductible, low-income plans instead of more robust coverage.

>>

>>

>>

>>

>>

>>

>>

>>

>>

>

Jan Patenaude, RD, CLT

Consultant, Writer, Speaker

Director of Medical Nutrition

Signet Diagnostic Corporation

or (toll free)- leave message-Checked daily

(cell-Hawaii Time) After 10 am Central Time please

(computer line)

Fax:

DineRight4@...

Mediator Release Testing and LEAP Diet Protocol for Irritable Bowel

Syndrome, Migraine, Fibromyalgia and more, caused by food sensitivity

IMPORTANT - This e-mail message is intended only for the use of the

individual or entity to which it is addressed, and may contain information that

is

privileged, confidential and exempt from disclosure under applicable law. If

you have received this message in error, you are hereby notified that we do not

consent to any reading, dissemination, distribution or copying of this

e-mail message. If you have received this communication in error, please notify

the sender immediately by e-mail and telephone ( toll free) and

destroy the transmitted information.

E-mail transmission cannot be guaranteed to be secure or error-free as

information could be intercepted, corrupted, lost, destroyed, arrive late,

incomplete, or contain viruses. The sender therefore does not accept liability

for

any errors or omissions in the contents of this message, which arise as a

result of e-mail transmission.

**************Wondering what's for Dinner Tonight? Get new twists on family

favorites at AOL Food.

(http://food.aol.com/dinner-tonight?NCID=aolfod00030000000001)

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Jan. Our HSA account pays 4% interest and we are in 44 states. In which state

are you located?

Thanks In Advance, Weaver MS RD LD Medical Nutrition Specialist

www.mdrdtherapy.com

Senior Account Executive America's Business Benefit Association

Non Profit Organization Provides Help to Business www.ABBAplans.com

Insurance Producers of America Agency www.ipa-america.com/products.htm

Our Companies are Rated EXCELLENT by www.AMBEST.com Get A Free Quote Today!

Private Healthcare Systems PPO www.phcs.com

10% Premium Reduction on Health Savings Account Set Up

www.treas.gov/offices/public-affairs/hsa/

2300 Lakeview Parkway 7th Floor Alpharetta, GA 30004

Affordable Health Insurance For Individual Business Owners & Self-Employeed!

Individual/Family Access To Group Benefits

24 Hour WorldWide/ On The Job Coverage

You May Not Be Singled Out For Rate Increase Or Cancellation

Unique Plans Help Satisfy Deductible

Re: ADA On The Pulse Health Savings Account FYI Government

Accountab...

Any recommendations of the best companies for HSA/Insurance for an

individual policy?

Anybody care to share companies you're happy with/recommend and give some

ballpark figures of monthly premiums and coverage? (I rarely use a doc, and

when I do, pay out of pocket.)

Jan Patenaude, RD

In a message dated 5/8/2008 1:30:50 P.M. Mountain Daylight Time,

weaverrd@... writes:

>>

>> Thanks In Advance, Weaver MS RD LD www.mdrdtherapy. Th

>> Senior Account Executive America's Business Benefit Association

>> Affordable Health Insurance www.ABBAplans. Af

>> Insurance Producers of America Agency www.ipa-america. Insurance Pr In

>> Get A Free Quote Today!

>> Private Healthcare Systems PPO www.phcs.com

>> 10%Premium Reduction on Health Savings Account Set Up

>> www.treas.gov/ www.treas.gov/ www.treas.g

>> 2300 Lakeview Parkway, 7th Floor Alpharetta, GA 30004

>>

>>

>> Health Saving Accounts more beneficial to upper and middle class

>>

>> A new study by the Government Accountability Office shows that people

>> with

>> tax-free health savings accounts contribute twice as much as they

>> withdraw.

>> This finding has caused some in Congress to question whether the accounts

>> function more as a tax shelter for the wealthy than an alternate

>> insurance

>> option for individuals seeking lower premiums.

>>

>>

>>

>> The report found that HSA contributions totaled $754 million in 2005,

>> while

>> withdrawals were only $366 million. Of tax filers reporting HSA

>> contributions in 2005, 41 percent made no withdrawals that year to pay

>> for

>> medical expenses. Under the law, funds deposited in HSA's can be held

>> indefinitely, withdrawing from them for medical expenses before the age

>> of

>> 65 and without restrictions after that.

>>

>>

>>

>> HSA's were established as an incentive for people to better manage their

>> health care because they use their money to meet high deductibles, which

>> can

>> come from the tax-free accounts. HSA's are a critical element of the

>> health

>> care plan released this week by presidential candidate Sen. McCain

>> (R-AZ). According to the McCain campaign, " The whole idea is people can

>> actually save money for health expenses when they need them. " The

>> campaign

>> also cited 2007 data from America's Health Insurance Plans noting that

>> growth in HSA-eligible plans is concentrated among small businesses:

>> one-third of small businesses who now offer such plans previously did not

>> offer any insurance to their workers.

>>

>>

>>

>> Democrats who generally oppose HSA's argue that they do not help

>> low-income

>> people obtain insurance and may encourage employers to cut costs by

>> offering

>> high-deductible, low-income plans instead of more robust coverage.

>>

>>

>>

>>

>>

>>

>>

>>

>>

>

Jan Patenaude, RD, CLT

Consultant, Writer, Speaker

Director of Medical Nutrition

Signet Diagnostic Corporation

or (toll free)- leave message-Checked daily

(cell-Hawaii Time) After 10 am Central Time please

(computer line)

Fax:

DineRight4@...

Mediator Release Testing and LEAP Diet Protocol for Irritable Bowel

Syndrome, Migraine, Fibromyalgia and more, caused by food sensitivity

IMPORTANT - This e-mail message is intended only for the use of the

individual or entity to which it is addressed, and may contain information

that is

privileged, confidential and exempt from disclosure under applicable law. If

you have received this message in error, you are hereby notified that we do

not

consent to any reading, dissemination, distribution or copying of this

e-mail message. If you have received this communication in error, please

notify

the sender immediately by e-mail and telephone ( toll free) and

destroy the transmitted information.

E-mail transmission cannot be guaranteed to be secure or error-free as

information could be intercepted, corrupted, lost, destroyed, arrive late,

incomplete, or contain viruses. The sender therefore does not accept liability

for

any errors or omissions in the contents of this message, which arise as a

result of e-mail transmission.

**************Wondering what's for Dinner Tonight? Get new twists on family

favorites at AOL Food.

(http://food.aol.com/dinner-tonight?NCID=aolfod00030000000001)

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I found this link via 's website (

http://clarkhoward.com/liveweb/shownotes/2005/07/20/9678/)

http://www.hsafinder.com/

Renata

On Wed, May 21, 2008 at 6:44 PM, WeaverMS RD LDMNT <

weaverrd@...> wrote:

> Jan. Our HSA account pays 4% interest and we are in 44 states. In which

> state are you located?

> Thanks In Advance, Weaver MS RD LD Medical Nutrition Specialist

> www.mdrdtherapy.com

> Senior Account Executive America's Business Benefit Association

> Non Profit Organization Provides Help to Business

www.ABBAplans.com<http://www.abbaplans.com/>

> Insurance Producers of America Agency www.ipa-america.com/products.htm

> Our Companies are Rated EXCELLENT by www.AMBEST.com<http://www.ambest.com/>Get

A Free Quote Today!

> Private Healthcare Systems PPO www.phcs.com

> 10% Premium Reduction on Health Savings Account Set Up

> www.treas.gov/offices/public-affairs/hsa/

> 2300 Lakeview Parkway 7th Floor Alpharetta, GA 30004

> Affordable Health Insurance For Individual Business Owners &

> Self-Employeed!

> Individual/Family Access To Group Benefits

> 24 Hour WorldWide/ On The Job Coverage

> You May Not Be Singled Out For Rate Increase Or Cancellation

> Unique Plans Help Satisfy Deductible

>

> Re: ADA On The Pulse Health Savings Account FYI

> Government Accountab...

>

> Any recommendations of the best companies for HSA/Insurance for an

> individual policy?

>

> Anybody care to share companies you're happy with/recommend and give some

> ballpark figures of monthly premiums and coverage? (I rarely use a doc, and

>

> when I do, pay out of pocket.)

>

> Jan Patenaude, RD

>

> In a message dated 5/8/2008 1:30:50 P.M. Mountain Daylight Time,

> weaverrd@... <weaverrd%40quixnet.net> writes:

>

> >>

> >> Thanks In Advance, Weaver MS RD LD www.mdrdtherapy. Th

> >> Senior Account Executive America's Business Benefit Association

> >> Affordable Health Insurance www.ABBAplans. Af

> >> Insurance Producers of America Agency www.ipa-america. Insurance Pr In

> >> Get A Free Quote Today!

> >> Private Healthcare Systems PPO www.phcs.com

> >> 10%Premium Reduction on Health Savings Account Set Up

> >> www.treas.gov/ www.treas.gov/ www.treas.g

> >> 2300 Lakeview Parkway, 7th Floor Alpharetta, GA 30004

> >>

> >>

> >> Health Saving Accounts more beneficial to upper and middle class

> >>

> >> A new study by the Government Accountability Office shows that people

> >> with

> >> tax-free health savings accounts contribute twice as much as they

> >> withdraw.

> >> This finding has caused some in Congress to question whether the

> accounts

> >> function more as a tax shelter for the wealthy than an alternate

> >> insurance

> >> option for individuals seeking lower premiums.

> >>

> >>

> >>

> >> The report found that HSA contributions totaled $754 million in 2005,

> >> while

> >> withdrawals were only $366 million. Of tax filers reporting HSA

> >> contributions in 2005, 41 percent made no withdrawals that year to pay

> >> for

> >> medical expenses. Under the law, funds deposited in HSA's can be held

> >> indefinitely, withdrawing from them for medical expenses before the age

> >> of

> >> 65 and without restrictions after that.

> >>

> >>

> >>

> >> HSA's were established as an incentive for people to better manage their

> >> health care because they use their money to meet high deductibles, which

>

> >> can

> >> come from the tax-free accounts. HSA's are a critical element of the

> >> health

> >> care plan released this week by presidential candidate Sen. McCain

> >> (R-AZ). According to the McCain campaign, " The whole idea is people can

> >> actually save money for health expenses when they need them. " The

> >> campaign

> >> also cited 2007 data from America's Health Insurance Plans noting that

> >> growth in HSA-eligible plans is concentrated among small businesses:

> >> one-third of small businesses who now offer such plans previously did

> not

> >> offer any insurance to their workers.

> >>

> >>

> >>

> >> Democrats who generally oppose HSA's argue that they do not help

> >> low-income

> >> people obtain insurance and may encourage employers to cut costs by

> >> offering

> >> high-deductible, low-income plans instead of more robust coverage.

> >>

> >>

> >>

> >>

> >>

> >>

> >>

> >>

> >>

> >

>

> Jan Patenaude, RD, CLT

> Consultant, Writer, Speaker

> Director of Medical Nutrition

> Signet Diagnostic Corporation

> or (toll free)- leave message-Checked daily

> (cell-Hawaii Time) After 10 am Central Time please

> (computer line)

> Fax:

> DineRight4@... <DineRight4%40aol.com>

>

> Mediator Release Testing and LEAP Diet Protocol for Irritable Bowel

> Syndrome, Migraine, Fibromyalgia and more, caused by food sensitivity

>

> IMPORTANT - This e-mail message is intended only for the use of the

> individual or entity to which it is addressed, and may contain information

> that is

> privileged, confidential and exempt from disclosure under applicable law.

> If

> you have received this message in error, you are hereby notified that we do

> not

> consent to any reading, dissemination, distribution or copying of this

> e-mail message. If you have received this communication in error, please

> notify

> the sender immediately by e-mail and telephone ( toll free) and

>

> destroy the transmitted information.

>

> E-mail transmission cannot be guaranteed to be secure or error-free as

> information could be intercepted, corrupted, lost, destroyed, arrive late,

> incomplete, or contain viruses. The sender therefore does not accept

> liability for

> any errors or omissions in the contents of this message, which arise as a

> result of e-mail transmission.

>

> **************Wondering what's for Dinner Tonight? Get new twists on family

>

> favorites at AOL Food.

> (http://food.aol.com/dinner-tonight?NCID=aolfod00030000000001)

>

>

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