Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 Gosh, when I hear your story, it's just like me! Hopefully, you won't have to wait too long on the disability. It took a year for me to get on social security disability, and it takes two years for medicare. Have you applied for medicaid through your state services? It sure wouldn't hurt to try. When my husband got insurance, then they had a pre-existing clause to wait 12 months, so I have been through hell, and back. I am currently with no insurance, but the Medicare will start in January. I have survived on the patient assistance program, you should talk to your doctor about help in that way. There are many that can help you. I am taking Humira injections right now, so I'm thankful. Are you taking any meds at all?? This is not good, and I think that your rheumy should try to be helping you find some type of solution. , has tons of info, she can help you with any questions. I will keep you in my prayers, T > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 Gosh, when I hear your story, it's just like me! Hopefully, you won't have to wait too long on the disability. It took a year for me to get on social security disability, and it takes two years for medicare. Have you applied for medicaid through your state services? It sure wouldn't hurt to try. When my husband got insurance, then they had a pre-existing clause to wait 12 months, so I have been through hell, and back. I am currently with no insurance, but the Medicare will start in January. I have survived on the patient assistance program, you should talk to your doctor about help in that way. There are many that can help you. I am taking Humira injections right now, so I'm thankful. Are you taking any meds at all?? This is not good, and I think that your rheumy should try to be helping you find some type of solution. , has tons of info, she can help you with any questions. I will keep you in my prayers, T > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 , I hope you don't mind that I sent you a private email. Let me know if the links I gave works for you. Also, can put you in the right direction, T > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 , I hope you don't mind that I sent you a private email. Let me know if the links I gave works for you. Also, can put you in the right direction, T > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 Good luck ! a > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 28, 2004 Report Share Posted October 28, 2004 Good luck ! a > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 30, 2004 Report Share Posted October 30, 2004 Good luck for a speedy and positive decision on your SS disability. When I applied I did it myself, without an attorney, and was approved in four weeks, had my check (including retroactive) in six weeks. As they probably explained to you, a lot depends on when they declare you to first have been disabled. You can get up to one year prior to when you filed (or may be from when you made your appointment) retroactive pay. If you were declared disabled at least one year prior to when you applied you will be paid for that time and that year will also apply towards your " two year wait " for Medicare. If (and I truly hope this does not happen) you should be denied and have to appeal, when you finally are approved all benefits are retroactive to when you applied and when you were declared disabled. Will be hoping for your SS to be approved very quickly, and for your husband's insurance to kick in soon also. Elaine > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 30, 2004 Report Share Posted October 30, 2004 Good luck for a speedy and positive decision on your SS disability. When I applied I did it myself, without an attorney, and was approved in four weeks, had my check (including retroactive) in six weeks. As they probably explained to you, a lot depends on when they declare you to first have been disabled. You can get up to one year prior to when you filed (or may be from when you made your appointment) retroactive pay. If you were declared disabled at least one year prior to when you applied you will be paid for that time and that year will also apply towards your " two year wait " for Medicare. If (and I truly hope this does not happen) you should be denied and have to appeal, when you finally are approved all benefits are retroactive to when you applied and when you were declared disabled. Will be hoping for your SS to be approved very quickly, and for your husband's insurance to kick in soon also. Elaine > > > Well, I filed for disability this week...now the wait. I hope > something happens soon...with no insurance (therefore no prescription > meds) I'm just sitting here watching this disease progress rapidly. We > will have insurance as soon as my husband has been at his job for 6 > months...I think we only have 1 more month to go, so I'm just hanging > in there. Wish me luck with the SS disability! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 31, 2004 Report Share Posted October 31, 2004 Thanks Tawney and a...I have an appointment with my GP on the 8th and hope he will help me until I can get to a rheumatologist (once my husbands insurance starts)...and I'm going to check into medicaid tomorrow. Thanks for the info and support! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 31, 2004 Report Share Posted October 31, 2004 Thanks Tawney and a...I have an appointment with my GP on the 8th and hope he will help me until I can get to a rheumatologist (once my husbands insurance starts)...and I'm going to check into medicaid tomorrow. Thanks for the info and support! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 31, 2004 Report Share Posted October 31, 2004 Thanks to you too Elaine...gosh, it sure would be great if my disability claim goes thru as smoothly and rapidly as yours, but realistically I know most people get turned down the first time so I'm trying not to get my hopes up too much ya know!? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 31, 2004 Report Share Posted October 31, 2004 Thanks to you too Elaine...gosh, it sure would be great if my disability claim goes thru as smoothly and rapidly as yours, but realistically I know most people get turned down the first time so I'm trying not to get my hopes up too much ya know!? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 1, 2004 Report Share Posted November 1, 2004 , Sometimes it takes a few months to get appointments with rheumatologists, so if you expect to have insurance soon, it may be a good idea to make the appointment now. I hope your insurance doesn¹t have a pre-existing condition clause that will make you wait a year for pre-existing conditions to be covered. Many policies have that, but sometimes with group insurances, they will waive it. I hope your GP can give you samples or something to hold you over. a > > > Thanks Tawney and a...I have an appointment with my GP on the 8th > and hope he will help me until I can get to a rheumatologist (once my > husbands insurance starts)...and I'm going to check into medicaid > tomorrow. Thanks for the info and support! > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 1, 2004 Report Share Posted November 1, 2004 , Sometimes it takes a few months to get appointments with rheumatologists, so if you expect to have insurance soon, it may be a good idea to make the appointment now. I hope your insurance doesn¹t have a pre-existing condition clause that will make you wait a year for pre-existing conditions to be covered. Many policies have that, but sometimes with group insurances, they will waive it. I hope your GP can give you samples or something to hold you over. a > > > Thanks Tawney and a...I have an appointment with my GP on the 8th > and hope he will help me until I can get to a rheumatologist (once my > husbands insurance starts)...and I'm going to check into medicaid > tomorrow. Thanks for the info and support! > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 1, 2004 Report Share Posted November 1, 2004 My hubby's insurance is a group insurance that we don't think has any pre-existing clause in it...hopefully! I figure when I go to my GP on the 8th I'll ask him if he recommends any particular rheumy and make an appointment. Also my doc is really good about giving me samples so hopefully he'll start me on something! > , > Sometimes it takes a few months to get appointments with rheumatologists, so > if you expect to have insurance soon, it may be a good idea to make the > appointment now. I hope your insurance doesn¹t have a pre-existing > condition clause that will make you wait a year for pre-existing conditions > to be covered. Many policies have that, but sometimes with group > insurances, they will waive it. I hope your GP can give you samples or > something to hold you over. > a > > > > > > > Thanks Tawney and a...I have an appointment with my GP on the 8th > > and hope he will help me until I can get to a rheumatologist (once my > > husbands insurance starts)...and I'm going to check into medicaid > > tomorrow. Thanks for the info and support! > > > > > > > > > > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted November 1, 2004 Report Share Posted November 1, 2004 My hubby's insurance is a group insurance that we don't think has any pre-existing clause in it...hopefully! I figure when I go to my GP on the 8th I'll ask him if he recommends any particular rheumy and make an appointment. Also my doc is really good about giving me samples so hopefully he'll start me on something! > , > Sometimes it takes a few months to get appointments with rheumatologists, so > if you expect to have insurance soon, it may be a good idea to make the > appointment now. I hope your insurance doesn¹t have a pre-existing > condition clause that will make you wait a year for pre-existing conditions > to be covered. Many policies have that, but sometimes with group > insurances, they will waive it. I hope your GP can give you samples or > something to hold you over. > a > > > > > > > Thanks Tawney and a...I have an appointment with my GP on the 8th > > and hope he will help me until I can get to a rheumatologist (once my > > husbands insurance starts)...and I'm going to check into medicaid > > tomorrow. Thanks for the info and support! > > > > > > > > > > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
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