Re: I HAVE A ??? NEED UR HELP LTD/SSD ECT

January 17, 2008

never sign anything unless u understand every word .. get a lawyers advice

.... u shouldn't owe anything u paid for LTD u shouldn't have to pay it back..

u r young don't let them suck u in Rach u deserve what u had coming believe

me that is not a lot of money to live on.. and while I'm with u here

goodwill has half off everything day every second Saturday even on furniture

and

if someone is over 55 ;ole your mom or something if they pay with your

money its half off every Tuesday here also it might be a different day there

and

20 percent off any day it isn't half off..I have gotten Kaytee designer jeans

for 1.50 with 200.00 tags still on them... some have clothes for her dogs

and cats lol so cute... I wanted to get back to y on all that but i spent the

holidays in the hospital and I'm still so weak..

Rose

In a message dated 1/17/2008 4:33:56 P.M. Eastern Standard Time,

rachael79rsd@... writes:

Hi all,

I have a quick question maybe you can help me with...

I have a ''release'' i got from LTD giving them permission to contact

ssd on my behalf and find out about my case. They also stated that

THEY hired allsup to help with ssd ect. Now if i sign this release i

know they will lower my benefit amount which is fine (ssd gives me say

700 and my ltd usually gives 1300 so what ltd would do is give me the

remaining what ssd doesnt give so id still receive 1300) hope that

made sense.

I STILL havent gotten my back pay which is no surprise but when i

sign this release and say my back pay comes a week later can THEY

''attach'' my check so say instead of them directly depositing my

money like they will...can THEY get their money off the top and then

give me whatever they think i am allowed ect.

OR will ssd still directly deposit my money and then from there i send

LTD what they request as payment for the ''overage..

Im just wondering if ill get my back pay in full minus what the lawyer

gets or if they can take it somehow before i even see it.

what i am planning to do is request that i can get a 3rd of that

money, then send them the rest or whatever they request ..i may get

more then a 3rd but im going to request a 3rd if they say they need

more .........IF they give me a hard time i got feedback from someone

to where i do this.....

I send them/wire them 10 thousand dollars and tell them to with hold

whatever theyd normally give me each month UNTIL their amount is

repaid and then they can continue to pay my benefits later on...

but my main ?? is.....signing this release can they take money off the

top somehow. when i asked my mom she said thats MY money and i should

be getting it first and then go from there.

They said they ''estimate' my ssd payment would be 1100 which is

waaaay above what im getting and theyd only pay 232 if they dont get

the release within 30days from jan 4th. So i know the feb check will

be adjusted but to what my actual payment is.

hope this all made sense and i hope some of you can help me with this.

thanks so much- its such a crappy day here today...a very lil amount

of snow but then freezing rain/slush and now rain. thank god for this

heating pad.

please help with my situation and questions

thanks i really appreciate it

HUGGGGGGGGZ

--

**************Start the year off right. Easy ways to stay in shape.

http://body.aol.com/fitness/winter-exercise?NCID=aolcmp00300000002489

January 18, 2008

,

I agree with Rose. You shouldn't have to pay back your ltd. Isn't that a

benefit you had with some job in the past? If that was a benefit, it's not

something you're supposed to owe if they have to pay out. How long have they

been paying you and was there supposed to be a limit on how long you could get

the benefits? You really need to go back and look at your benefits package and

what the limitations are on the long term disability pay, and whether it says if

you receive it for a certain amount of time, you will owe them back.

I think the two things are totally separate. You really need some legal advice

on this Rach. Can't you find another attorney now that you're in Virginia?

There's got to be somebody down there in Danville who handles these sorts of

cases. It's a legal question and I'm not a lawyer, but I really do think ltd

isn't supposed to have any knowledge or claim to your ssd. They're two separate

things.

Chelle

January 18, 2008

Hi

Without reading the whole release I can't say for sure, but what

happened with me is that my LTD asked my permission (signed release)

to talk to SSDI worker to find out what the problem was and why it

was taking so long. Your SSDI back pay will go into your account.

From there you will have to pay LTD. SSDI does not pay LTD. LTD

will send you a letter saying how much you were overpaid. Your LTD

should of been adjusted after SSDI approved your claim and you

started getting SSDI on a monthly basis. SSDI would of sent your LTD

a letter stating what your monthly SSDI is. SSDI also should of sent

you a letter stating what you were entitled to each year and what the

cost of living increase was each year. They also would of told you

how much they would be deducting for Medicare part " B " and when

Medicare Part A and B would be become effective.

Your lawyers fee is subtracted from your total SSDI and then LTD uses

the remaining amount to figure what the overpayment to you was.

For example: You get $1600.00 per month in LTD. Your SSDI benefit

is $800.00 per month before Medicare Part " B " deduction. Your LTD

would make up the difference of $800.00 per month so that your

monthly benefit is still $1600.00. With me, when all was said and

done, my whole back pay from SSDI went to the lawyer and my LTD

carrier as overpayment of benefits. I still get paid the same amount

now as when I first went on LTD, but it is reduced by what I'm

entitled to from SSDI each month.

Call your LTD worker and talk with them. They can either explain it

to you over the phone or send you a letter of explaination.

Take care

Hugs

Diane - Minnesota

>

> Hi all,

> I have a quick question maybe you can help me with...

> I have a ''release'' i got from LTD giving them permission to

contact

> ssd on my behalf and find out about my case. They also stated that

> THEY hired allsup to help with ssd ect. Now if i sign this

release i

> know they will lower my benefit amount which is fine (ssd gives me

say

> 700 and my ltd usually gives 1300 so what ltd would do is give me

the

> remaining what ssd doesnt give so id still receive 1300) hope that

> made sense.

> I STILL havent gotten my back pay which is no surprise but when i

> sign this release and say my back pay comes a week later can THEY

> ''attach'' my check so say instead of them directly depositing my

> money like they will...can THEY get their money off the top and then

> give me whatever they think i am allowed ect.

> OR will ssd still directly deposit my money and then from there i

send

> LTD what they request as payment for the ''overage..

> Im just wondering if ill get my back pay in full minus what the

lawyer

> gets or if they can take it somehow before i even see it.

>

> what i am planning to do is request that i can get a 3rd of that

> money, then send them the rest or whatever they request ..i may get

> more then a 3rd but im going to request a 3rd if they say they need

> more .........IF they give me a hard time i got feedback from

someone

> to where i do this.....

> I send them/wire them 10 thousand dollars and tell them to with hold

> whatever theyd normally give me each month UNTIL their amount is

> repaid and then they can continue to pay my benefits later on...

>

> but my main ?? is.....signing this release can they take money off

the

> top somehow. when i asked my mom she said thats MY money and i

should

> be getting it first and then go from there.

> They said they ''estimate' my ssd payment would be 1100 which is

> waaaay above what im getting and theyd only pay 232 if they dont get

> the release within 30days from jan 4th. So i know the feb check

will

> be adjusted but to what my actual payment is.

>

> hope this all made sense and i hope some of you can help me with

this.

> thanks so much- its such a crappy day here today...a very lil amount

> of snow but then freezing rain/slush and now rain. thank god for

this

> heating pad.

> please help with my situation and questions

> thanks i really appreciate it

> HUGGGGGGGGZ

>

> --

>

> --

>

January 18, 2008

,

Ditto to just what Diane said. My friend's dad's went that way too. He worked

for Walmart.

redhatladydiva wrote: