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I'm a new practice, am contracted with Aetna, and saw my first Aetna patient,

the same guy now 3 times. I have since received faxes, for the first 2 visits,

from a place called Multiplan, stating " Expedited Agreement " , with then offering

to pay me some percent (like 70%) of what I billed. It says that I would be

considered out of network. I called Aetna to ask them what this is and they said

I can take the option, but the patient might get stuck with out-of-network

costs...except no, wait, this patient has a 100% out of network benefit, so they

pay nothing either way. The amount I billed Aetna was about $300. The amount I

was offered from Multiplan was like $210. The amount I should get from Aetna,

based on contract, is like $180.

Someone please explain to me: why don't I just take the Multiplan option in this

case?

Some googling finds me discussions on Multiplan, where providers return their

fax stating " no thanks, " and then multiplan ends up paying close to the full

billed amount. Why don't I try that?

And in the meantime, Aetna has told me that they have cut me a check for the

$180.....

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