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COBRA decision

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Thanks for all the tips on my health insurance questions.

I have decided not to get the COBRA coverage.  I made this decision

because 1) I can get a certificate of credible coverage from the

national healthcare system here in NZ and 2) my health plan at the

University is an HMO, which means that as long as I re-enroll within 30

days of beginning a new job there are no pre-existing exclusions. 

These concerns are certainly not unique to me, so if anyone else ever

has similar questions, I would be happy to share all the responses and

information that I gathered!

Thanks,

Becky

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