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To clarify, just because *YOU * think you are disabled, does not

mean you are under Social Security disability law. In order to claim

benefits, you must not be able to do * substantial gainful work *

(anything OVER $980 per month for 2009) because of your health

conditions and your illness must be expected to last a year or more,

or in death. Just because your doctor says you are * disabled *,

that does not mean anything. Your medical condition must met under

the definitions of Disability that Social Security Administers. You

also need at least 15 years of solid work experience. Under both the

title II (SSDI) and title XVI (SSI) programs, medical evidence is the

cornerstone for the determination of disability.

About 75 - 80% of applications are initially denied, due to lack of

information provided, gaps in medical files, lost files,

communications, etc. It is a very lengthy and cumbersome system and

procedure to deal with. Making the decision to file a claim for

disability benefits from Social Security should be carefully thought

out.

Social Security sends your application to a State agency that makes

disability decisions. Each state has medical and vocational experts

who will contact your doctors and other places you have received care

or treatment.

Assuming you are awarded benefits, they will nowhere equal what you

received as a salaried full time employee. Be prepared to live on

less. If, after being awarded benefits (and this can take as long as

4 years), you may find you can do some easy, part-time work. Social

Security encourages this. The link to the " Ticket to Work Program " is

below.

SSA determines if a month counts for the Trial Work Period (TWP) if

you earn $700 per month or more for 2009. Watch out you don't

continually make over the alotted monthly allowance, because it kicks

off a Trial Work Period, and you may invertently find yourself

declared * NOT DISABLED * with your benefits cut off and an

Overpayment to SSA hanging over your head.

other info at

http://www.ssa.gov/disability/Adult_StarterKit_Factsheet.pdf

http://www.ssa.gov/disability/Adult_StarterKit_Checklist.pdf

http://www.ssa.gov/disability/Adult_StarterKit_Worksheet.pdf

http://www.ssa.gov/disability/professionals/bluebook/AdultListings.htm

(listings of impairments)

http://www.ssa.gov/redbook/eng/introduction.htm

http://www.ssa.gov/disability/professionals/greenbook/index.htm

https://secure.ssa.gov/apps6z/i3369/ee001-fe.jsp

http://www.socialsecurity.gov/work/aboutticket.html

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Very well said, and how true this is.

________________________________

From: " gfijig@... " <gfijig@...>

Sent: Saturday, December 13, 2008 6:59:31 PM

Subject: SSDI clarification

To clarify, just because *YOU * think you are disabled, does not

mean you are under Social Security disability law. In order to claim

benefits, you must not be able to do * substantial gainful work *

(anything OVER $980 per month for 2009) because of your health

conditions and your illness must be expected to last a year or more,

or in death. Just because your doctor says you are * disabled *,

that does not mean anything. Your medical condition must met under

the definitions of Disability that Social Security Administers. You

also need at least 15 years of solid work experience. Under both the

title II (SSDI) and title XVI (SSI) programs, medical evidence is the

cornerstone for the determination of disability.

About 75 - 80% of applications are initially denied, due to lack of

information provided, gaps in medical files, lost files,

communications, etc. It is a very lengthy and cumbersome system and

procedure to deal with. Making the decision to file a claim for

disability benefits from Social Security should be carefully thought

out.

Social Security sends your application to a State agency that makes

disability decisions. Each state has medical and vocational experts

who will contact your doctors and other places you have received care

or treatment.

Assuming you are awarded benefits, they will nowhere equal what you

received as a salaried full time employee. Be prepared to live on

less. If, after being awarded benefits (and this can take as long as

4 years), you may find you can do some easy, part-time work. Social

Security encourages this. The link to the " Ticket to Work Program " is

below.

SSA determines if a month counts for the Trial Work Period (TWP) if

you earn $700 per month or more for 2009. Watch out you don't

continually make over the alotted monthly allowance, because it kicks

off a Trial Work Period, and you may invertently find yourself

declared * NOT DISABLED * with your benefits cut off and an

Overpayment to SSA hanging over your head.

other info at

http://www.ssa. gov/disability/ Adult_StarterKit _Factsheet. pdf

http://www.ssa. gov/disability/ Adult_StarterKit _Checklist. pdf

http://www.ssa. gov/disability/ Adult_StarterKit _Worksheet. pdf

http://www.ssa. gov/disability/ professionals/ bluebook/ AdultListings. htm

(listings of impairments)

http://www.ssa. gov/redbook/ eng/introduction .htm

http://www.ssa. gov/disability/ professionals/ greenbook/ index.htm

https://secure. ssa.gov/apps6z/ i3369/ee001- fe.jsp

http://www.socialse curity.gov/ work/aboutticket .html

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