Guest guest Posted October 23, 2010 Report Share Posted October 23, 2010 Kathy, A couple of things. There are air quality agreements in a lot of rental agreements these days. The agreement that if there is a leak or a new problem, tenants will let landlords know asap. Some of these are not terribly balanced. They SHOULD say will let them know IN WRITING so there is a record of who told who what when, so there is no question of who is responsible. As far as how to get the doctors trained, I think it is going to take a lawsuit since ACOEM's mold " science " has been so widely dispersed in medical teaching facilities and the biases are deeply seeded - with decision makers being courted by insurer industries. The federal government seems to be changing. If one wants to keep up on that, EPA CIAQ is the heart of the coordination - as was stipulated by the Federal GAO. CIAQ seems to be making progress in their efforts to send consistent messaging from the gov. But...that doesn't mean anything in the private sector at this point in time. 20 years from now, yes. But now, no. Where the GAO and WHO reports are benefiting now, is that they lend credibility to our experts when they are hired to testify for those who have already been made ill and are going thru litigation. (private note to one of our members - thanks for that check for acknowledging I am largely responsible for that GAO report that the experts use to lend credibility to their words) What that does, is that the more lawsuits we win, the higher the risk of not taking care of us in the first place. Its all about risk analysis for the money crowd. But...its eons away before the physicians are actually taught about these illnesses beyond asthma and allergy, so people do not get gravely ill in the first place. I have come to the conclusion that unless someone sues these medical universities for making money off of denying causation of illness while instilling bias in physician medical practices and the courts, I don't think anything is going to change anytime soon. In the meantime, we all just need to do our best to get the word out. Things like, when you see an article about mold somewhere and it has a comment section. Comment. If you have a chance to speak to a decision maker. Speak. If you can give written information or new studies to your doctor. Give it. If you have a problem with a medical teaching facility or your physician is tied to a large org, let the decision makers know. The name of the game is to teach the doctors to recognize, diagnose and treat mycotic diseases. And there is a lot of resistance to doing this. We have to flip the tables and make it a bigger financial risk NOT to take care of us, than it is to just pretend these illnesses are not happening. And the way that you do that, is to make it common knowledge. In a message dated 10/23/2010 9:21:15 P.M. Pacific Daylight Time, calicocat477@... writes: Sharon, We're all frustrated. Mainstream has no idea. How do we change it? I've been ignored by 2 doc's so far. Won't run a mold antibody test from Shoemakesr book. Look the other way, say insurance won't pay for it. Wouldn't hurt them to give an anti fungal a trial. The thing is they need to realize we need for years. Not all can handle CSM I haven't printed the policyholders paper, budget issues. Maybe some who have time can draft a letter we can send to our legislators we can personalize to address the main 2 issues. Landlords ignore laws until they get caught, only fix what is code. How do we make air quality part of a rental or purchase a code of law? Do we start with our municipalities? They might give us flack, some are too sick to take that on. I wanted to help fight, trying to get well. Kathy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 23, 2010 Report Share Posted October 23, 2010 Add how do we get honest purchase inspections? Sellers can lie on disclosures. If you don't have money for an attorney what does the average person do? Go to small claims to get something? How do we present a case & the right evidence. Some of us couldn't swing the tests. It should be a law to use moisture meters in inspections as evidence. Some things to think about. From: KathyB <calicocat477@...> Re; Law changes? Sharon, We're all frustrated. Mainstream has no idea. How do we change it? I've been ignored by 2 doc's so far. Won't run a mold antibody test from Shoemakesr book. Look the other way, say insurance won't pay for it. Wouldn't hurt them to give an anti fungal a trial. The thing is they need to realize we need for years. Not all can handle CSM I haven't printed the policyholders paper, budget issues. Maybe some who have time can draft a letter we can send to our legislators we can personalize to address the main 2 issues. Landlords ignore laws until they get caught, only fix what is code. How do we make air quality part of a rental or purchase a code of law? Do we start with our municipalities? They might give us flack, some are too sick to take that on. I wanted to help fight, trying to get well. Kathy > > You know what makes me the most angry when I read these posts of tragic > loss over this issue? The vast majority of the misery is senselessly and > cruelly unnecessary. If people just knew or physicians just knew that when > faced we these symptoms, look to the environment as a possible cause. Ask if > one has mold in their environment. That's why I have been harping since > 2004 and will continue to harp " teach the doctors how to recognize, diagnose > and treat mycotic diseases. " If people knew to get away, early, before > the adverse effects were irreversible; and building owners knew the potential > adverse health effects that are caused if they don't take care of their > buildings, most of these tragic losses would not even be. > > Mold doesn't kill people. Deceit for the sake of money does. > > Sharon Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 24, 2010 Report Share Posted October 24, 2010 Kathy, once my inspector completed his inspection and assured me everything there was ok and I signed on the dotted line that pretty much released everyone else from any liabilities. I could have went after the HOA and the inspector but without the $25K I was going to need for litigation and the specialists to prove my case I was pretty much on my own. The condo has been remediated twice but to date after two separate inspections one by an independant mold remediator the other by an industrial hygienists the unit still has mold and is uninhabitable. Once the unit goes on the market I will do everything in my power (legally) to make sure the next owner doesnt buy the townhouse w/o knowing about the mold problem. I was told that the last 3 owners of that particular unit all let the unit go into foreclosure but even though I know their names from mail that has been sent to the address I cant get ahold of them to find out why they allowed the condo to go into foreclousre. If I could find one of the previous owners that would testify their was mold in the crawl space than maybe I would have a case against the HOA , the bank and the seller but havent been able to locate any of the previous owners as of yet. This is the third day at my sisters house and my thinking is MUCH clearer and its given me a new sense of drive to legally go after the individuals who did this to me and make them reimburse me for my losses. There was a three foot horizontal crack where sewage was seeping through the foundation. there's no way the seller couldnt see it but proving it is a completely different story. Hopefully you'll be able to see this picture. The pool of water is a 6 inch hole that was immediately filled with sewage minutes after it was dug. As you can see by the crack in the foundation had the seller gone down into the crawl space which he had he would have noticed the crack but never mentioned it in the disclosure and the inspector never mentioned it on his reports http://i93.photobucket.com/albums/l79/tug_slug/P1010101.jpg > Add how do we get honest purchase inspections? Sellers can lie on disclosures. > > If you don't have money for an attorney what does the average person do? Go to small claims to get something? How do we present a case & the right evidence. Some of us couldn't swing the tests. > > It should be a law to use moisture meters in inspections as evidence. Some things to think about. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 24, 2010 Report Share Posted October 24, 2010 (First off need to mention m laptop keboard broke this am so it ma be hard to read m posts ntil it is fixed or I get a new laptop). CSM, I have discovered that dilted w more water and sipped slowl , is more tolerated b m gi sstem. > > Sharon, > > We're all frustrated. Mainstream has no idea. How do we change it? > I've been ignored by 2 doc's so far. Won't run a mold antibody test from Shoemakesr book. Look the other way, say insurance won't pay for it. > > Wouldn't hurt them to give an anti fungal a trial. The thing is they need to realize we need for years. > > Not all can handle CSM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 24, 2010 Report Share Posted October 24, 2010 There are some laws to protect us. In real estate there are disclosure laws but those vary by state. So it is individual to every state.  You can write to NAR .. They handle legislature for that. Treatment : One has seen 23 Dr's, I have seen some 17 or more.........7 pulmo's none wiling to listen to one word betwenn the 2 of us some 40 mindless Dr's. Sevearl major hospitals and no end in site. Medicaid will not pay for the only Dr that may help either one of us. VA is clueless etc.  God Bless !! dragonflymcs Mayleen ________________________________ From: KathyB <calicocat477@...> Sent: Sat, October 23, 2010 11:54:19 PM Subject: [] Law changes?  Sharon, We're all frustrated. Mainstream has no idea. How do we change it? I've been ignored by 2 doc's so far. Won't run a mold antibody test from Shoemakesr book. Look the other way, say insurance won't pay for it. Wouldn't hurt them to give an anti fungal a trial. The thing is they need to realize we need for years. Not all can handle CSM I haven't printed the policyholders paper, budget issues. Maybe some who have time can draft a letter we can send to our legislators we can personalize to address the main 2 issues. Landlords ignore laws until they get caught, only fix what is code. How do we make air quality part of a rental or purchase a code of law? Do we start with our municipalities? They might give us flack, some are too sick to take that on. I wanted to help fight, trying to get well. Kathy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 24, 2010 Report Share Posted October 24, 2010 Good suggestion. There might be a possibility for innocent misrepresentation or negligence. Connie Morbach > > have you checked the laws in your state against inspections?  Here you have 4 > years, if someeone did not properly disclose, inspection problems, contractors, > etc. Check the laws.  The dotted line dos not mean the end.  Did the HOA > disclose ? If they knew they had previous problems they should have disclosed > again different in every state.  Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2010 Report Share Posted October 25, 2010 Yes...get this. I was living in a rental property and started getting very sick with skin lesions and so forth. Found spingtails in bathroom and call exterminator tells me " he can spray for the springtails but it won't do any good until the landlord cleans up all the mold in the crawl space and lay down a vapor barrier. " I was shocked when he said all that mold underneath the house. I went to the landlord and told him what the exterminator said and asked him to clean it up and lay down a vapor barrier. The landlord tells me no...that he was not spending that kind of money. I then hired a state licensed home inspector to come take samples of the mold and found out we had the bad toxic mold. I had to get out there quick and hurry. The landlord and I are in a lawsuit now and I just found he does not have liability insurance. In SC, the state doesn't require businesses to carry liability insurance. And the landlord went and incoraporated himself so that in case of a law suit none of his personal assets can be touched. In other words if we were to win all he would have to do is declare the business bankrupt and we can't get any of the money back we have had to spend on this nightmare. What bothers me too...is that he has another family living in the property now and I know he did not fix it. The whole foundation of that home would have had to been torn down and rebuilt in order to fix the amount of water damage the property has. The property sits down inside, like a cup/scoop in the land, so every time it rains the crawl space floods. He has no gutters on the house and holes in the bricks of the crawl space. Plus the air ducts were sitting on the ground which was blowing all the bad spores up into the house. All he did was repaint and recarpet the place and put another innocent family in it. So if I pull out of the lawsuit he gets aways with what he is doing. He went and hired some expensive big wig attorney who made an appointment with my doctor for a deposition and madde her take off an entire day and then cancelled on her at the last minute. They are using my doctor and making her mad to try and get me to drop the case. Isn't going to work though...I had a long talk with her and explained everything to her. I think will file complaint againist his attorney with the bar and the attorney generals office if he sets up my doctor like that again. From: KathyB <calicocat477@...> Subject: [] Law changes? Date: Saturday, October 23, 2010, 11:54 PM Sharon, We're all frustrated. Mainstream has no idea. How do we change it? I've been ignored by 2 doc's so far. Won't run a mold antibody test from Shoemakesr book. Look the other way, say insurance won't pay for it. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2010 Report Share Posted October 25, 2010 It's good to hear mainstream reading the paper. No I haven't. I had the book in hand w test pages, Neuro didn't seem to want to look at it so far. I'll put the paper on a CD & send it to the Neuro. I'm so sorry about Medicaid problems. Kathy From: dragonflymcs <dragonflymcs@...> Re: [] Re: ] Law changes? Have you taken them the CIRS-WDB paper ?? My neuro was excited to see it. Then MEDICIAD messed it all up and had a problem with him, nothing to do with me or patients. The other lady is so fustrated.....................we both are sick and tired of idiots God Bless !! dragonflymcs Mayleen < Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2010 Report Share Posted October 25, 2010 Mayleen I dont know about all HOA's insurance policies but I can tell you the insurance that insured the HOA I lived in didnt cover mold. They will pay for the damages caused by the water leak but they under no circumstances cover mold. > > HOA's have Insurance policies too. I myself am weiry of attornies who want > monies up front. I do not trust those. Many advertise they do mold, the truth > is very few are up to date at all with the issue.  Nor do they know what they > are doing. I say keep calling around for an attorney, read the laws not what > you are told by an attorney. You would not believe the difference since it leads > to interpretation sometimes. Knowledge.  >  > > God Bless !! > dragonflymcs > Mayleen Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2010 Report Share Posted October 25, 2010 In some cases, the costs associated with containment should also be covered, If the water damage is Category 3 or 3, the IICRC S500 recommends the use of partitions and HEPA-filtered negative air to control the spread of contaminants to non-affected areas. Connie Morbach, M.S., CHMM, CIE sanit-air.com > > The greatest cost is for the water damage. Much of those procedures also handle the mold concerns. The extra cost for the mold is often a smaller portion of the total cost. > > It is almost always a mistake to push the mold over the water damage. It gives those responsible, including the insurance company, an easy way out. > > Also, they want you to believe that if there is mold then nothing is covered. They are still responsible for the water damage and the mold exclusion (or cap) only applies to the extras beyond the water. > > If the adjuster does not respond quickly enough for the water to be removed and the structure dried before the mold has a chance to grow then the mood is subsequent to the water and they can often be held liable for the mold despite their exclusions. > > Carl Grimes > Healthy Habitats LLC > (fm my Blackberry) > Quote Link to comment Share on other sites More sharing options...
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