Guest guest Posted July 11, 2010 Report Share Posted July 11, 2010 Take pictures of everything and develope immediately. Do not give your pictures to the ins adjuster let him take his own. Make an inventory of your contents (detailed description) and what it would cost to replace. Look at provisions for ALE. in case you need to leave your home. As far as the mold growing I do not know. Read your policy for mold coverage, replacement cost, etc. sorry about all of this , what a nightmare...    God Bless !! dragonflymcs Mayleen ________________________________ From: mich2604 <mich2604@...> Sent: Sun, July 11, 2010 2:30:37 AM Subject: [] storm damage- tree thru roof and another storm-rain poured into home  this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. the rain filled 3 five gallon buckets of mucky water, so I know the mold has been growing since the original storm. this was the first rain since then and all week we had temps well above 105 with HIGH humidity. the insurance adjuster is horrific- so I had to hire my own public adjuster to try and fight for what is due me. what can I do in the meantime to prevent further mold from growing? ALso, how can I find a good mold remediation company...I want to make sure this is taken care of properly. thanks... of all times for this to happen.. in the high humid days of summer Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 11, 2010 Report Share Posted July 11, 2010 mich, Sorry to hear about your disaster. For water damage you should find a remediator who is familiar with and can comply with the ANSI-IICRC S500 Standard and Refetence Guide for Professional Water Damage Restoration. For the mold they should be familiar with and can comply with ANSI-IICRC S520 Standard and Reference Guide for Professional Mold Remediation. The IICRC at www.iicrc.org has a member locator section. Many members of the Indoor Air Quality Associaiton at www.iaqa.org also have the IICRC training or equivalent training. Check their member locator section. They list their training and qualifications. Also, many excellently trained water damage restorers can be found at the Restoration Industry Assoc at http://www.ascr.org/ This is a start for professional qualifications. It does not guarantee ethical behavior. Qualify them by asking them how they will handle your special needs, whether extreme mold reactions or perhaps to chemicals, including fungicides (which are almost never necessary). Get more than one bid. If they are far apart in scope of work and cost you will need to hire a consultant from any of the above organizations to assess the damage and write a scope of work. Then take that scope of work to several restoration contractors and have them bid specifically on the same scope. This will help prevent someone doing more than is needed and someone doing a quick but insufficient job just to collect some money quickly. Carl Grimes Healthy Habitats LLC ----- this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. the rain filled 3 five gallon buckets of mucky water, so I know the mold has been growing since the original storm. this was the first rain since then and all week we had temps well above 105 with HIGH humidity. the insurance adjuster is horrific- so I had to hire my own public adjuster to try and fight for what is due me. what can I do in the meantime to prevent further mold from growing? ALso, how can I find a good mold remediation company...I want to make sure this is taken care of properly. thanks... of all times for this to happen.. in the high humid days of summer ---------- The following section of this message contains a file attachment prepared for transmission using the Internet MIME message format. If you are using Pegasus Mail, or any other MIME-compliant system, you should be able to save it or view it from within your mailer. If you cannot, please ask your system administrator for assistance. ---- File information ----------- File: DEFAULT.BMP Date: 16 Jun 2009, 0:10 Size: 358 bytes. Type: Unknown Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 what is ALE? I took pics- I have a before shot right after the storm...and after pics of how much damage was done plus pics of the buckets filled with water...and the wet floor etc. (do they need a date stamp on them- because my camera did not have the date stamp?) I have not gotten them developed yet(digital camera) this is just such a nightmare as I am already sick with lyme...ugh. I will make a list of the contents damaged... I guess I should include the nice futon....as it is up against the wall that now is wet! > > Take pictures of everything and develope immediately. Do not give your pictures > to the ins adjuster let him take his own. Make an inventory of your contents > (detailed description) and what it would cost to replace. Look at provisions > for ALE. in case you need to leave your home. > > > As far as the mold growing I do not know. Read your policy for mold coverage, > replacement cost, etc. > > > sorry about all of this , what a nightmare... >  >   > God Bless !! > dragonflymcs > Mayleen > > > > > ________________________________ > From: mich2604 <mich2604@...> > > Sent: Sun, July 11, 2010 2:30:37 AM > Subject: [] storm damage- tree thru roof and another storm-rain > poured into home > >  > this is just crazy- I had a horrible storm come thru this area a few weeks > ago...since that storm we have had no rain. The storm was what they swear was > only straight line winds 85mph heavy hail..that just uprooted trees and threw > them on homes. > > my home suffered a lot of damage- I thought that the roof was tarpped but it > leaked today-- well more like poured into the home. > > this sadly is the area where I live and as I sit here typing I can smell the > mold... all musty... and is making me cough. > > the rain filled 3 five gallon buckets of mucky water, so I know the mold has > been growing since the original storm. this was the first rain since then and > all week we had temps well above 105 with HIGH humidity. > > the insurance adjuster is horrific- so I had to hire my own public adjuster to > try and fight for what is due me. > > what can I do in the meantime to prevent further mold from growing? > > ALso, how can I find a good mold remediation company...I want to make sure this > is taken care of properly. > > thanks... of all times for this to happen.. in the high humid days of summer > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 Dear mich... What a horrible thing to happen. I am surprised that you are still living in the home. If you are feeling sick from the exposure, please see your doctor, who might be able to write a prescription for you to be out of your home and also to have your home inspected and tested for harmful mold and bacteria. Most insurance policies have provisions for additional living expenses when the house is not habitable. It would be a good idea to find an independent consultant to evaluate your home prior to selecting a remediation company. A qualified consultant can use moisture meters and infrared imaging to assist in finding hidden water damage. In selecting a consultant, I recommend that you find one who will perform a detailed visual inspection to assess damages and also perform testing. In such cases as yours, I recommend that the both spore trap and culturable air samples (for mold and bacteria, as well as actinomycetes) be collected. Additionally, samples should be collected from water damaged building materials to determine if airborne and settled spores originate from the area of the loss. Dust samples should be collected from various kinds of furnishings to assess cross-contamination. It is advisable to select your own testing consultant, as opposed to one that might be selected by the insurance company. Most qualified testing consultants can provide a list of remediation companies with proven histories. I am surprised that the insurance company did not send out an emergency water damage restoration company to mitigate the water damage and secondary mold growth. At this stage, it is too late to turn on air movers to assist in drying. Be very careful of any company who recommends the use of high velocity air movers at this stage. Dehumidifiers should be used, along with controlled removal of porous building materials (containment must be put up and HEPA filtered air scrubbers used). Good luck. Connie Morbach, M.S.,CHMM, CIE Sanit-Air, Inc. www.cleanlinest.com > > this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. > > my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. > > this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 Yes, when you develope them they will have a stamp date on them of the day they developed it. That is why you should develope asap. ALE is additional living expenses in case you must leave you home due to unlivable conditions.  Take pictures of all your belongings in case they are lost to mold or something like it. You shouldinventory the entire home in case it is damaged. These delays by ins co sometimes cause more damage than you can forsee. Sorry you are ill on top of it all.     God Bless !! dragonflymcs Mayleen ________________________________ From: mich2604 <mich2604@...> Sent: Mon, July 12, 2010 12:03:04 PM Subject: [] Re: storm damage- tree thru roof and another storm-rain poured into home  what is ALE? I took pics- I have a before shot right after the storm...and after pics of how much damage was done plus pics of the buckets filled with water...and the wet floor etc. (do they need a date stamp on them- because my camera did not have the date stamp?) I have not gotten them developed yet(digital camera) this is just such a nightmare as I am already sick with lyme...ugh. I will make a list of the contents damaged... I guess I should include the nice futon....as it is up against the wall that now is wet! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 Sorry for not clarifying. ALE = additional living expenses, which generally includes comparable housing as well as meals, etc. > > > > Take pictures of everything and develope immediately. Do not give your pictures > > to the ins adjuster let him take his own. Make an inventory of your contents > > (detailed description) and what it would cost to replace. Look at provisions > > for ALE. in case you need to leave your home. > > > > > > As far as the mold growing I do not know. Read your policy for mold coverage, > > replacement cost, etc. > > > > > > sorry about all of this , what a nightmare... > >  > >   > > God Bless !! > > dragonflymcs > > Mayleen > > > > > > > > > > ________________________________ > > From: mich2604 <mich2604@> > > > > Sent: Sun, July 11, 2010 2:30:37 AM > > Subject: [] storm damage- tree thru roof and another storm-rain > > poured into home > > > >  > > this is just crazy- I had a horrible storm come thru this area a few weeks > > ago...since that storm we have had no rain. The storm was what they swear was > > only straight line winds 85mph heavy hail..that just uprooted trees and threw > > them on homes. > > > > my home suffered a lot of damage- I thought that the roof was tarpped but it > > leaked today-- well more like poured into the home. > > > > this sadly is the area where I live and as I sit here typing I can smell the > > mold... all musty... and is making me cough. > > > > the rain filled 3 five gallon buckets of mucky water, so I know the mold has > > been growing since the original storm. this was the first rain since then and > > all week we had temps well above 105 with HIGH humidity. > > > > the insurance adjuster is horrific- so I had to hire my own public adjuster to > > try and fight for what is due me. > > > > what can I do in the meantime to prevent further mold from growing? > > > > ALso, how can I find a good mold remediation company...I want to make sure this > > is taken care of properly. > > > > thanks... of all times for this to happen.. in the high humid days of summer > > > > > > > > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 it got way worse tonite- the roofers thought their could possibly still be leaks AND there were...rain poured in again and now it is even more damaged!!!! ceilings covered in brown...one wall is warped...beyond repair in my opinion... Connie- I was thinking of calling in this company are they what you would call a mold consultant? I dont even know where to begin looking for a company you suggested- I went onto the link someone posted earlier and found the same company that my insurance gave me that was of no help to me.. ugh.. http://advancedmolddog.com/about_mold.php ------------------------------ In the beginning of this mess- the insurance adjuster gave me two contractors to call... well the one was swamped due to the massive damage in this area and the other said the tree was two big of a job for them with all the calls they had to do... I went to them for another aspect of this mess and they couldnt handle that job either... the adjuster wanted me to call one of them back out and have them start removing the wet parts inside (this was one week after the storm).. when she finally arrived out to inspect...(a real joke)- the roofer said that made NO sense to remove the inside parts if the roof was still going to leak..it would just cause more damage and more repair. I have a public adjuster that I have now had to hire to try and get me what I need- I just want to make sure this is done right, because the amount of damage is growing by the day- with more storms all week...and roofers unsure where they leak is coming from!! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2010 Report Share Posted July 12, 2010 just curious what I can use the pics for? I will have to see if my CVS has the date stamp for digital pics..last time I did my own they didnt have stamps on the back. > > Yes, when you develope them they will have a stamp date on them of the day they > developed it. That is why you should develope asap. ALE is additional living > expenses in case you must leave you home due to unlivable conditions.  Take > pictures of all your belongings in case they are lost to mold or something like > it. > > > You shouldinventory the entire home in case it is damaged. These delays by ins > co sometimes cause more damage than you can forsee. Sorry you are ill on top of > it all.   > >   > God Bless !! > dragonflymcs > Mayleen > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 13, 2010 Report Share Posted July 13, 2010 mich2604 I am not an avocate of the use of dogs for mold investigations. Perhaps if you could give a location, someone might be able to refer a local consultant. Connie > > it got way worse tonite- the roofers thought their could possibly still be leaks AND there were...rain poured in again and now it is even more damaged!!!! ceilings covered in brown...one wall is warped...beyond repair in my opinion... > > Connie- I was thinking of calling in this company are they what you would call a mold consultant? I dont even know where to begin looking for a company you suggested- I went onto the link someone posted earlier and found the same company that my insurance gave me that was of no help to me.. ugh.. > > > http://advancedmolddog.com/about_mold.php Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 13, 2010 Report Share Posted July 13, 2010 they use other things besides the dogs, but I do agree it seemed a bit 'out there' I am in south eastern, PA.. parts of.NJ, DE are also close by. > > > > it got way worse tonite- the roofers thought their could possibly still be leaks AND there were...rain poured in again and now it is even more damaged!!!! ceilings covered in brown...one wall is warped...beyond repair in my opinion... > > > > Connie- I was thinking of calling in this company are they what you would call a mold consultant? I dont even know where to begin looking for a company you suggested- I went onto the link someone posted earlier and found the same company that my insurance gave me that was of no help to me.. ugh.. > > > > > > http://advancedmolddog.com/about_mold.php > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 13, 2010 Report Share Posted July 13, 2010 They are your proof, evidence of damage, loss etc. If your ins tells you 3 months from now there was no damage which is custom or they decide not to pay it all, you have proof.  Usually when you develope your pics they get a date stamp on the back.  Mayleen ________________________________ From: mich2604 <mich2604@...> Sent: Tue, July 13, 2010 1:55:21 AM Subject: [] Re: storm damage- tree thru roof and another storm-rain poured into home  just curious what I can use the pics for? I will have to see if my CVS has the date stamp for digital pics..last time I did my own they didnt have stamps on the back. > > Yes, when you develope them they will have a stamp date on them of the day they > developed it. That is why you should develope asap. ALE is additional living > expenses in case you must leave you home due to unlivable conditions.  Take > pictures of all your belongings in case they are lost to mold or something like > it. > > > You shouldinventory the entire home in case it is damaged. These delays by >ins > co sometimes cause more damage than you can forsee. Sorry you are ill on top >of > it all.   > >   > God Bless !! > dragonflymcs > Mayleen > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 14, 2010 Report Share Posted July 14, 2010 another question- has anyone sued their homeowners and won for mold damages? or do they usually claim their were no damages when they were out to inspect... type of thing. this whole nightmare was caused by the adjuster not doing her job ....and protecting the bottom line of the insurance company and now my home is ruined....not to mention how this has greatly impacted my health... the stress alone from seeing my home damaged is just too much. I guess what I am asking for is a game plan... what I need to do to make sure I get everything I am entitled to... thanks everyone for your input... > > this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. > > my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. > > this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. > > the rain filled 3 five gallon buckets of mucky water, so I know the mold has been growing since the original storm. this was the first rain since then and all week we had temps well above 105 with HIGH humidity. > > the insurance adjuster is horrific- so I had to hire my own public adjuster to try and fight for what is due me. > > what can I do in the meantime to prevent further mold from growing? > > ALso, how can I find a good mold remediation company...I want to make sure this is taken care of properly. > > thanks... of all times for this to happen.. in the high humid days of summer > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 14, 2010 Report Share Posted July 14, 2010 mich, You need a professional to assess but also to help you with a complex process of building damage, dampness, mold, insurance companies, and legal issues. If you decide to sue please do not make it just a mold issue. Mold is a result of all the other damage and that damage is also what you need to recover. I'll send you some names off-list. Carl Grimes Healthy Habittas LLC ----- another question- has anyone sued their homeowners and won for mold damages? or do they usually claim their were no damages when they were out to inspect... type of thing. this whole nightmare was caused by the adjuster not doing her job ....and protecting the bottom line of the insurance company and now my home is ruined....not to mention how this has greatly impacted my health... the stress alone from seeing my home damaged is just too much. I guess what I am asking for is a game plan... what I need to do to make sure I get everything I am entitled to... thanks everyone for your input... > > this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. > > my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. > > this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. > > the rain filled 3 five gallon buckets of mucky water, so I know the mold has been growing since the original storm. this was the first rain since then and all week we had temps well above 105 with HIGH humidity. > > the insurance adjuster is horrific- so I had to hire my own public adjuster to try and fight for what is due me. > > what can I do in the meantime to prevent further mold from growing? > > ALso, how can I find a good mold remediation company...I want to make sure this is taken care of properly. > > thanks... of all times for this to happen.. in the high humid days of summer > ---------- The following section of this message contains a file attachment prepared for transmission using the Internet MIME message format. If you are using Pegasus Mail, or any other MIME-compliant system, you should be able to save it or view it from within your mailer. If you cannot, please ask your system administrator for assistance. ---- File information ----------- File: DEFAULT.BMP Date: 16 Jun 2009, 0:10 Size: 358 bytes. Type: Unknown Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 14, 2010 Report Share Posted July 14, 2010 Mich, I have worked on numerous cases in which homeowners have successfully sued tire insurance companies for mold. Hopefully this can be resolved without a lawsuit. But keep in mind that this is a water damage claim. So you have damages associated with building materials that were damaged physically, as well as those that were in direct contact with water. If not handled in a timely manner, secondary mold and bacteria growth likely occurred. This might be an issue of negligence due to delays in handling the claim. You might also have claims associated with cross-contamination to contents. Make sure that if you hire an attorney that he/she has experience in handling water damage claims. In some states, insured's can recover damages associated with breach of contract as well as negligence issues. You will need to hire a qualified professional to assess the physical damagse, secondary mold damages and cross-contamination. If you are getting sick, please get out if you can, and see a qualified physician with expertise in environmental contamination. In my area, we have an excellent Occupational and Environmental Medicine Physician. It sounds like your home is no longer habitable. Check your policy for provisions to cover " additional living expenses " associated with a covered water loss. Good Luck Connie Morbach, M.S., CHMM, CIE cleanlinest.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 14, 2010 Report Share Posted July 14, 2010 If no one here has an answer for you it might help to call Dr. Shoemakers office and ask. He is in land but may know someone in the area. I would also remind anyone that the best this country has is here on this board. That would be Carl Grimes. Good luck. Chris ________________________________ From: mich2604 <mich2604@...> Sent: Wed, July 14, 2010 1:20:04 AM Subject: [] Re: storm damage- tree thru roof and another storm-rain poured into home  another question- has anyone sued their homeowners and won for mold damages? or do they usually claim their were no damages when they were out to inspect... type of thing. this whole nightmare was caused by the adjuster not doing her job ....and protecting the bottom line of the insurance company and now my home is ruined....not to mention how this has greatly impacted my health... the stress alone from seeing my home damaged is just too much. I guess what I am asking for is a game plan... what I need to do to make sure I get everything I am entitled to... thanks everyone for your input... Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 15, 2010 Report Share Posted July 15, 2010 thanks everyone - this is so overwhelming to me yesterday some parts of my area got 8 ft of water just on one road alone- bad flooding and yes more and more damage here. IMO this is negligence in part of the insurance co (I cant go into all that much detail here because I heard some inusr co lurk here) public adjuster is looking into finding a new home... am I also entitiled to internet there as I will need it to keep up with my health issues etc... to the person that suggested calling Dr Shoemaker- was that in reference to an attorney for this or a cleanup team? Carl- thanks for those contacts off list I will look into it... on another note does anyone know of a Enviromental Dr near SE , PA, NJ, DE area? thanks > > mich, > > You need a professional to assess but also to help you with a > complex process of building damage, dampness, mold, > insurance companies, and legal issues. If you decide to sue > please do not make it just a mold issue. Mold is a result of all the > other damage and that damage is also what you need to recover. > I'll send you some names off-list. > > Carl Grimes > Healthy Habittas LLC > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 16, 2010 Report Share Posted July 16, 2010 this is a bit of a venting post- the PA office called and said to use my own money to find a place to live as once this is settled their will be plenty of money and It will cover the costs. I dont have the funds to do this...nor do I want to use the checks the insurance company gave me (what if I need them to temporary repair this roof, until this is settled) plus I think some of you said this should be FREE to me The person from the PA office also left a msg that said I should get a mold remediation person out to the house... looks like i will be stuck here again until next week. I was told yesterday they were working on getting me housing and today was told to find it myself :/ > > this is just crazy- I had a horrible storm come thru this area a few weeks ago...since that storm we have had no rain. The storm was what they swear was only straight line winds 85mph heavy hail..that just uprooted trees and threw them on homes. > > my home suffered a lot of damage- I thought that the roof was tarpped but it leaked today-- well more like poured into the home. > > this sadly is the area where I live and as I sit here typing I can smell the mold... all musty... and is making me cough. > > the rain filled 3 five gallon buckets of mucky water, so I know the mold has been growing since the original storm. this was the first rain since then and all week we had temps well above 105 with HIGH humidity. > > the insurance adjuster is horrific- so I had to hire my own public adjuster to try and fight for what is due me. > > what can I do in the meantime to prevent further mold from growing? > > ALso, how can I find a good mold remediation company...I want to make sure this is taken care of properly. > > thanks... of all times for this to happen.. in the high humid days of summer > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 16, 2010 Report Share Posted July 16, 2010 Can you get a Dr's letter that says you need to be removed from your home for medical reasons. We both got trapped like this as well. Most just do not have monies to pay for 2 places like this. Is FEMA in your area ??  Mayleen ________________________________ From: mich2604 <mich2604@...> Sent: Fri, July 16, 2010 4:20:46 PM Subject: [] Re: storm damage- tree thru roof and another storm-rain poured into home  this is a bit of a venting post- the PA office called and said to use my own money to find a place to live as once this is settled their will be plenty of money and It will cover the costs. I dont have the funds to do this...nor do I want to use the checks the insurance company gave me (what if I need them to temporary repair this roof, until this is settled) plus I think some of you said this should be FREE to me The person from the PA office also left a msg that said I should get a mold remediation person out to the house... looks like i will be stuck here again until next week. I was told yesterday they were working on getting me housing and today was told to find it myself :/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 16, 2010 Report Share Posted July 16, 2010 FEMA??? Dragonfly, you of all people know better than to look to them for help. LOL ________________________________ From: dragonflymcs <dragonflymcs@...> Sent: Fri, July 16, 2010 4:46:23 PM Subject: Re: [] Re: storm damage- tree thru roof and another storm-rain poured into home  Can you get a Dr's letter that says you need to be removed from your home for medical reasons. We both got trapped like this as well. Most just do not have monies to pay for 2 places like this. Is FEMA in your area ??  Mayleen ________________________________ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 18, 2010 Report Share Posted July 18, 2010 Never hurts maybe " "   someone " "        has some luck !! NOT US   LOL What was I thinking or not  God Bless !! dragonflymcs Mayleen ________________________________ From: <ur_shtnme@...> Sent: Fri, July 16, 2010 11:49:17 PM Subject: Re: [] Re: storm damage- tree thru roof and another storm-rain poured into home  FEMA??? Dragonfly, you of all people know better than to look to them for help. LOL ________________________________ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 18, 2010 Report Share Posted July 18, 2010 mich, Instead of a public adjustor, you might want to research an attorney who will take your case on a contingency basis, and also has experience with water losses. You are correct in being concerned about spending money on temporary repairs. Your policy might require that you mitigate your damages. Connie Morbach > > this is a bit of a venting post- the PA office called and said to use my own money to find a place to live as once this is settled their will be plenty of money and It will cover the costs. > > I dont have the funds to do this...nor do I want to use the checks the insurance company gave me (what if I need them to temporary repair this roof, until this is settled) plus I think some of you said this should be FREE to me > > The person from the PA office also left a msg that said I should get a mold remediation person out to the house... > > looks like i will be stuck here again until next week. I was told yesterday they were working on getting me housing and today was told to find it myself :/ > Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.