Re: Re:Health Insurance: was Pay the obese to lose weight

[Guest guest]

>

> Subject: Re:Health Insurance: was Pay the obese to lose weight

> To: Supertraining

> Date: Monday, December 22, 2008, 12:16 PM

> Dr. Ralph - the " best " quote I have right now is

> $150 a month - and that's covering virtually nothing but

> sheer emergencies. I'm going to take it for the very

> reasons you suggest - and still try like hell to stay out of

> the hands of medicine <grin> No offense! My

> federation in PL also offers a small premium annually

> accident coverage for platform mostly - and that's

> again, where I go ahead and pay it once a year to cover this

> sort of thing. Not keen on losing my home or anything - but

> I could have funded my retirement on this premium nicely

> over the years... I feel badly for people with pre-existing

> conditions as you relate below, they are getting hit harder

> and probably making even more difficult choices. Something

> clearly has to give, as our salaries are not rising to meet

> this continuing escalation!

>

> The thing is, in the face of rising costs every year (and

> we're talking 10% and more every year) you have a

> difficult time funding things that are now somewhat

> " luxuries " - I let my NSCA CSCS go because it was

> literally too expensive to renew now! (That being another

> cost that got somewhat higher than when I joined at

> Mel's suggestion in 2000!)

>

> The Phantom

> aka Schaefer, CMT, competing powerlifter

> Denver, Colorado, USA

>

if you can get Health Insurance for a mere $150 a month let me know the

name of the company. I am paying $1400 a month for myself, my wife and my

assistant and that is with a $5000 deductible. When I opened practice in 1977 it

cost me $800/ year for my family and staff.

Unless you have a chronic illness which requires frequent visits to your

physician and specialists along with the concomitant medications all you need is

insurance for emergencies an hospitalization or surgery. If $150 a month covers

that you have a bargain on her hands.

Ralph Giarnella MD

Southington Ct USA