Re: Re: advice needed re insur co putting water damage under mold cap

[Guest guest]

Once again it only takes 24 to 48 hours for the bacteria to grow.

[] Re: advice needed re insur co putting water damage

under mold cap

I cant post too many details publicly regarding this.

However there is a public adj involved... sad but true even he cannot convince

the insur adj.

there is visible mold in a few areas. all but a few rooms were soaking wet

thus water damaged.

Barb- good advice- however the cap is so low that it wouldnt even pay for

removal of most of it- as is the isur co...isnt paying me for what they said

they would- and it has become a battle now. I have never seen such a mess in my

life. this mold is just a minor issue compared to the rest- but is the most

concerning to me due to my reactions each time I go into that house.

wish i could post all the details- it is that bad!

> >

> > Does anyone have any suggestions on what to do when an insurance company

is insistent on putting water damage under the mold cap in the policy? Is there

a way to dispute this?

> >

>

[Guest guest]

The only way to have insurance is to have high deductibles in case of

major catastrophic damage. These days, the insurers take no risks and

seem to think they have no liabilities. They and their lawyers are the

scourge of the earth. It's not easy or even feasible in most cases,

but everyone should just have their own insurance savings fund.

Barth

www.presenting.net/sbs/sbs.html

SUBMIT YOUR DOCTOR: www.presenting.net/sbs/molddoctors.html

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i> the insurance company will just turn around and say 'you should have had

someone out to the house to dry it' there were many delays on their part to

even come out and view the damage. I dried

i> it by running fans the best I could- but it was a ton of water.

i> I was told this isnt bad faith. and sadly lawyers dont want to touch this-

not enough money in it for them is what I have been told.

i> It is very frustrating to have this hanging over my head during the holidays.

i>

>>

>> Once again it only takes 24 to 48 hours for the bacteria to grow.

>>