Letter~CA Ins.Comm Candidate Sent 2 Other Candidates~MOLD~Investigate & Politics

[Guest guest]

Dina Padilla

California Insurance Commissioner Candidate

7564 Way

Citrus Heights, Ca. 95610-2111

tele: (916) 725-2673 fax: dinajpadilla@...

August 16, 2010

DIANE BEALL TEMPLIN

1016 Circle Drive

American Independent

Escondido, CA 92025

WILLIAM BALDERSTON

2321 Humboldt Ave.

Green

Oakland, CA 94601

RICHARD BRONSTEIN

14547 Titus St., #214

Libertarian

Panorama City, CA 91402

DAVE JONES

1005 12th St., Ste. H

Democratic

Sacramento, CA 95814

MIKE VILLINES

1127 11th Street, Suite 427

Republican

Sacramento, CA 95814

Re: Systemic Insurer Fraud In the Workers’ Comp System

Dear Fellow Candidates for California Commissioner of Insurance,

Like many of you, as a Candidate for CA Commissioner of Insurance, I have

been speaking with the citizens of California about problems they are

having with insurance coverage in our state. A glaring area in need of

addressing is the wrongful denial of workers’ comp insurance claims when

employees

are injured on the job. It has been brought to my attention that while

California has given back or saved commerce and insurance $50 billion through

the premise of the 2004, SB 899, Workers’ Comp Reform; our great state now

has a deficit of close to $20 billion.

Our state disability funds are stretched to the limit. They account for

much of the deficit. When insurers and employers are able to deny financial

responsibility for workers who are injured on the job, the cost burden then

shifts to state and federal funding for the workers’ and their families’

survival. In other words, when workers’ comp insurers are able to

wrongfully deny financial responsibility for injured workers, the taxpayers of

California end up footing the bill. This needs to stop.

Please see the attached letters I have sent today to Attorney General

Jerry Brown, Insurance Commissioner Steve Poizner, and San Diego District

Attorney Bonnie Dumanis. The systematic denial of workers’ comp claims

based

on the misapplication of science by the American College of Occupational

and Environmental Medicine (ACOEM), who write the workers comp guidelines for

the state of California under SB899, needs to be investigated. When

willful misapplication of science translates into unfair advantage for

insurers and employers to influence the courts by legitimizing legislation and

policies established by the state, the term for this is “insurance fraudâ€.

Please join me in calling for an investigation of systemic insurer fraud

in the worker comp system that has been wrongfully legitimized via

legislation of SB899. Please join me in calling for an investigation of a car

dealership in Poway, CA, in which they are gaming the system to deny their

responsibility and are outrageously attempting to threaten the injured workers

into silence of the onsite health hazards. Toyota of Poway is doing this

while being able to hold the purportedly evidence based science of ACOEM

regarding mold induced illnesses out as a legitimate reason to deny their true

financial responsibility to the injured workers. The mold science of ACOEM

is identical to the science of the US Chamber of Commerce. Both policy

papers were written by the same authors.

If any of you are interested, I would like to hold a Candidate’s debate in

Sacramento around mid October. Let me know your thoughts on this and

when you are available.

Also, please, I urge you to support this need for investigation of the

systematic insurer fraud found in California’s workers’ comp

“reformsâ€; the

impact it is having on workers, such as those employees of Toyota of

Poway; and the citizens of California as a whole.

Sincerely,

Dina Padilla

Candidate for Commissioner of Insurance

(http://freepdfhosting.com/44ece198ea.pdf) Enclosures (5)

See letters 2 others:

_http://freepdfhosting.com/44ece198ea.pdf_

(http://freepdfhosting.com/44ece198ea.pdf)